Krisflyer is MUCH BETTER because they have more partners. Enrich, dare i say, is a DISGRACE.

Well, Changi is better than KLIA. More shops and their new Terminal 3 is awesome. I can sleep there. LOL !


Sure. You can earn Krisflyer miles via their partners.


If you to pay for the taxes and all the surcharges yourself when redeeming a flight ticket using Enrich.


LOL ! I live in Kota Kinabalu and Singapore is actually nearer than Kuala Lumpur. There are 5 flights a day to Singapore from Kota Kinabalu on certain days. SIA also have newer aircraft and top notch inflight entertainment system. So it makes total sense for me to choose to fly with them whenever i go overseas


Just like CIMB Mastercard. Their reason to charge us the courier fee because their credit card is free-for-life is an absolute nonsense. Almost all banks now offer free-for-life credit card nowadays. You just have to ask for it. Silly CIMB


HSBC rewards is not evergreen. It is valid only 2 - 3 years.


Standard Chartered Titanium Mastercard and Platinum credit card both need at least an annual salary of RM60k to qualify but the former is much more interesting.

Maybank Treatpoint is evergreen as well.

Heard this many times. I think HSBC better just state this T&C in their website and credit card application form. Just ask any businessmen out there, they all would prefer black and white as well.


Eh ? I thought all KFC outlets in Malaysia are using CIMB Bank terminal ? Thus it only supports Mastercard PayPass.



It's different. Maybank terminal only supports VISA Paywave.


If my memory serves me correctly, Starbucks Malaysia are using HSBC terminal and HSBC terminal supports neither.

This post has been edited by MilesAndMore: May 11 2009, 06:04 PM

I stand corrected.

WOW ! Really ? Good to know. Worth trying then i guess ...


LOL ! But i think they will send a report to BNM if there is a heavy transaction in your account right ? Better just park the money in Singapore to avoid all the fuss, LOL !

Correct. It was mentioned before.

That is normal actually.

Let say that you previously applied for Maybank CC but was rejected, you may try your luck with Maybank again 6 months later. But you can go ahead to try your luck at other banks such as CIMB Bank as long as you have not been rejected in the last 6 months by CIMB Bank. Otherwise you will have to wait for another 6 months before you reapply.

Try CIMB Bank Mastercard. Besides, it's free for life. Absolutely no annual even if you never swipe the card when you got it till it expires


This was introduced in August or September last year. And application is by invitation only. Direct Access also offer a World Mastercard and you need to earn at least RM180,000/pa to be eligible for the card. CIMB Bank own World Mastercard (this is different from CIMB Enrich World Mastercard) require you to have an annual paycheck of at least RM240,000 to qualify.


LOL ! Don't really like Maybank either. But still think they are much better than CIMB Bank. CIMB Mastercard does come with many promotions but i'm ditching them coming August in favor of HSBC credit card

HSBC was very LC a few years ago but not anymore. They have superb customer service now. I'm ditching CIMB Bank credit card because i can't no longer stand their customer service. For local bank i actually prefer Public Bank but their credit card sucks ... what a shame


Yeah. Have seen them both at the Gardens and Mid Valley Megamall. But i prefer to apply myself at the bank



This post has been edited by MilesAndMore: May 17 2009, 12:44 AM

From what i can see CIMB Bank Mastercard provides more actually. The most discount is given by AMEX, usually 5% higher than other credit cards.

I also like their discount at ISETAN, KFC and much more. But i hate their customer service and the fact that i need to pay the courier charges when they ship my shopping vouchers to me. They said they need to revert the courier charges to me because their credit card if free for life. ARE YOU KIDDING ME ? Basically all Malaysian banks are offering free for life credit card nowadays ...


Agreed.


Impossible to waive the annual fee ? And the hideous card design

My mom didn't produce her bank account statement even Maybank and CIMB Bank request for this when we applied for their credit cards. Bank account statement is confidential and since our bank accounts are held with other banks, i will not produce my bank statement no matter what.


But many people know the starting credit line for HSBC Premier Mastercard and you even have HSBC Amanah VISA Platinum. I'd say you have a high CL for your credit cards

Since the card's been approved, tell your colleague to just ignore their request.

Shoo ... shoo ... Potential card thief might be scanning through this forum too

This post has been edited by MilesAndMore: May 19 2009, 11:17 PM

CIMB Bank Mastercard, Maybank Petronas VISA, Direct Access VISA or Mastercard (only if you're a degree holder). CIMB Bank Mastercard is recommended to those new to credit card as they are very aggressive in their credit card business and approval rate is quite high.

They are many other free for life credit card on the market but CIMB Bank Mastercard, Direct Access VISA/Mastercard and Maybank Petronas VISA are the only true free for life credit card in the market. Others would require you to swipe your card at least 12 times in a year.


I believe one can easily get away with buying alcoholic drinks with their Islamic credit card. Most people buy their alcoholic drinks from supermarket. It's going to be hard for the bank to trace it as it involves a lot of work.


The E$AVER card is actually a debit card, not a credit card.

I actually prefer rebate ... One question though, which card did you use when you applied for Citibank Platinum credit card ?

It can either be done via Public Bank cash deposit machine, transfer via ATM or your PBB E-banking.


What type of Standard Chartered credit card did you apply with your HSBC Premier Mastercard ? VISA Infinite ? Someone here said if you apply using an existing credit card for StanChart VISA Infinite, your credit line for that particular credit card must be no less than RM100,000.

By the way, is your Citibank Platinum credit card annual fee free ?

This post has been edited by MilesAndMore: May 21 2009, 06:33 PM

You can apply for e-banking for your debit card with Public Bank as well so you can check your debit card transactions as well as balance online. Or you may check it via any Public Bank ATM.


Oh feel free to post it here. I'm eager to know what is the minimum CL to apply for VISA Infinite. Was just teasing you about the HSBC Premier Mastercard the other day