QUOTE(khlee @ Apr 9 2009, 04:32 PM)
free for 1 yr if u apply principal only and free for 3 yrs if apply with suppCredit Card Thread V6
Credit Card Thread V6
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Apr 9 2009, 04:33 PM
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#21
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Apr 10 2009, 08:19 AM
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#22
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QUOTE(hye @ Apr 9 2009, 05:45 PM) Yes ... SCB won't state this promo in their website. (Most banks won't as well) The good thing about SCB promo is that you will also see the promotional sheet which you have to sign as condition that you agree and understand the offer given to you. So the chances of you getting into trouble with renegade card agents are greatly reduced. yup, i only knew after I called them up to find outI'm using their card and saying all this from experience. and they are fast, faxing all the forms to me and sending people to pick up the forms the next day |
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Apr 10 2009, 02:10 PM
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#23
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QUOTE(WhiteWing @ Apr 10 2009, 12:16 PM) Today went to the CIMB Bank at Jalan Bukit Bintang, collected my new credit card and first credit card congrats, the CIMB classic is Master or Visa? |
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Apr 10 2009, 03:48 PM
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#24
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QUOTE(tgeoklin @ Apr 10 2009, 02:58 PM) Welcome to the club. Btw why yr card expiry date so weird ie. 03/11? Thought you just got card only, right? hehe, i just got my cards from scb as well, they only gave 2 yrsAdded on April 10, 2009, 3:51 pm QUOTE(WhiteWing @ Apr 10 2009, 03:15 PM) Okk,thank you ... will go ahead for VISA bird , hehe .... dun know what is the progress for public bank that I apply for last week xD hehe, cimb classic visa is not free for life thoughThis post has been edited by alexwsk: Apr 10 2009, 03:51 PM |
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Apr 10 2009, 04:02 PM
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#25
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QUOTE(WhiteWing @ Apr 10 2009, 03:59 PM) Are you sure ? I got all their leaflet and promotion leaflet also put FREE FOR LIFE and I ask the bank for 3 twice issit free for life without any condition woh. 3 times she also answer yes ... I got valid proof for CIMB bank here .. since black and white stuff at my place no .. coz i saw from their website, unless the website is outdatedhttp://www.cimbbank.com.my/doc/Generic%20E...20(0009)NEW.pdf The form above mentioned only Principal MasterCard are free for life |
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Apr 10 2009, 04:15 PM
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#26
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QUOTE(WhiteWing @ Apr 10 2009, 04:14 PM) From the website,I'm not sure it outdated or updated. icic, i just wanted to find outFrom what I can see that I walk in thru their bank and their staff serve me and promote this to me then only I go ahead for it. Well,my card is principal mastercard .. any more comment? |
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Apr 12 2009, 06:06 PM
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#27
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QUOTE(MilesAndMore @ Apr 12 2009, 03:36 PM) Why do you need a local credit card when you are working overseas anyway ? Shouldn't you just apply for a credit card at one of the local banks in the country you work in ? so far i've no problem receiving TAC and accessing my e-banking while overseasI think the problem is that you won't be able to login to your e-banking system while overseas. Tried this several times before. Anyways, if you still need a Malaysian issued credit card while working overseas, the best method to pay your credit card bill is probably by auto debit. |
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Apr 13 2009, 09:49 AM
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#28
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QUOTE(MilesAndMore @ Apr 12 2009, 08:10 PM) I tried to login to my PBB online while waiting for my SQ flight back to KUL at Changi Terminal 2 via the free WIFI. I supposed SATS probably is blocking it to prevent fraud ... i never tried in Singapore, but my hotlink prepaid can receive sms for free in China and also USActually we'll be charge for each text message we received while overseas. I was charged RM1 for each text message i received from Malaysia while in Singapore via SingTel network. Added on April 13, 2009, 9:52 am QUOTE(GHz @ Apr 12 2009, 07:46 PM) I agree. Should not be any problem. However for my case, I experiencing a couple of time, where I did not received TAC while oversea but its really rare. that shud be the bank's problem, sometimes when u request for TAC in malaysia, it's very slow osoBut, if I not wrong telcos charge us for receiving SMS while overseas. This post has been edited by alexwsk: Apr 13 2009, 09:52 AM |
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Apr 15 2009, 09:00 PM
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#29
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hye, want to confirm something with u
scb cc don't have Verified by Visa and MasterCard SecureCode? Thx |
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Apr 16 2009, 11:15 AM
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#30
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Apr 18 2009, 09:52 PM
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#31
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QUOTE(David83 @ Apr 18 2009, 01:08 AM) Encourage spending? I don't understand why the government is issuing bond called Sukuk Simpanan Rakyat with guaranteed return of 5% as they supposed to encourage spending in order to boost the economy. gov also need money maAdded on April 18, 2009, 9:56 pm QUOTE(skygreen @ Apr 18 2009, 04:52 PM) same here, 3 yrs free but need to apply for supp cc at the same timeThis post has been edited by alexwsk: Apr 18 2009, 09:56 PM |
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Apr 18 2009, 10:00 PM
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#32
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QUOTE(cenkudu @ Apr 18 2009, 05:51 PM) just happen to me today. I applied for 1 CC only and I've read the declaration form and confident that the agent has marked and show to me I only applied for 1 CC. Suddenly SCB approved and sent to me 3 CC make sure u get a photostated copy of the application form from the agent b4 they submit |
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Apr 22 2009, 09:16 AM
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#33
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Apr 22 2009, 12:15 PM
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#34
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QUOTE(Zack Styler @ Apr 22 2009, 12:09 PM) if according to latest info from Maybank website, the answer is NOyou'll need RM30k even for their classic card But of course, other banks such as alliance, public bank...., RM18k is enough to qualify for classic card This post has been edited by alexwsk: Apr 22 2009, 12:16 PM |
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Apr 22 2009, 04:21 PM
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#35
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QUOTE(cute_boboi @ Apr 22 2009, 12:23 PM) I guess it is good to filter out unnecessary risk for the bank. i think more banks will soon follow, of course except those who are desparate for customers |
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Apr 22 2009, 04:28 PM
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#36
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Apr 22 2009, 04:41 PM
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#37
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Apr 22 2009, 07:08 PM
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#38
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QUOTE(hye @ Apr 22 2009, 05:08 PM) SCB VISA Infinite got chance for you to apply. RHB VISA Infinate is only via invitation only, possibly via Priviledge Banking customers with at least RM1 mil in deposits. yea, I noticed the 150k minimum income for SCB Visa Infinite, too bad my salary is not there yetI wouldn't even come close to any RHB cc products as I'm not (personally) impressed by their CS and teller services. as for RHB, forget it Added on April 22, 2009, 7:11 pm QUOTE(bingozero @ Apr 22 2009, 06:39 PM) Hello, 1) I'm not sure whether you can use it as ATM card for ur banking account. How do you link it to your cc?Today I just get my Maybank Petronas credit card, just for few question that I want to know. Thank you. 2) TMPoint should accept cc, you can also pay via m2u using that cc, points for TM is RM1=2points. You can also sign up for autopay. Last time when i signed up, TM gave RM2 discount every month 3) Yes, you can swipe whatever amount u like, as long as the merchant didn't state a minimum amount for cc transaction. Should have no extra charge, except for computer shops, but they will let u know up front This post has been edited by alexwsk: Apr 22 2009, 07:14 PM |
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Apr 22 2009, 08:58 PM
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#39
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QUOTE(bingozero @ Apr 22 2009, 07:18 PM) The Maybank staff link it for me, when ever I swap my credit card, it will direct deduct my amount from my saving account. huh, then that cannot be call cc la Not sure whether I can use for ATM to withdraw money using my credit card. i thought they will auto deduct once the statement is out and not directly after each transaction |
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Apr 23 2009, 08:29 AM
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#40
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QUOTE(Zack Styler @ Apr 22 2009, 10:49 PM) I am outdated, thanks for the update.. actually i just found out from mbb website osoAdded on April 22, 2009, 10:51 pm Let's assume, VISA=Intel Mastercard=AMD Well its better to have both, in case either one of the systems went down, or the merchant did not accept one of them.. Added on April 23, 2009, 8:33 am QUOTE(CSS @ Apr 22 2009, 11:37 PM) I thought CIMB Petronas MasterCard is free for life forever, where'd you get the "spent 12 times" info? The website was always RM30k, however in the form itself it states that only RM24k is required for MBB Petronas Visa Gold... Sounds more like our Maybank Visa Debit Card / ATM Card... This post has been edited by alexwsk: Apr 23 2009, 08:39 AM |
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