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 Credit Card Thread V6

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tinkerbel
post May 15 2009, 09:35 AM

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@hye & vin_ann,
You can't be too careful can U?!

My method isn't good - cause muAHahHAhh I just trash them in the same bin; am sure if someone really wanted to get their hands on my CC receipts, it can be done without even me wondering what happened to it ! *gulp* But thank God, thus far, all is fine biggrin.gif

This post has been edited by tinkerbel: May 15 2009, 09:35 AM
tinkerbel
post May 15 2009, 11:19 AM

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@WhiteWing,
Check the slip to ensure your additional allowances and claims aren't in a separate column?!
tinkerbel
post May 15 2009, 11:28 AM

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@WhiteWing,
Just make sure the basic salary column does state >RM1.5k biggrin.gif
tinkerbel
post May 15 2009, 01:14 PM

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@DarReNz,
Yes that is right. If it's not been activated, the bank will either keep sending you reminders to activate it or they will deactivate it.
tinkerbel
post May 15 2009, 02:47 PM

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@hlliew,
Good! Just a question; what was the reason U wanted to keep the card again?! U had outstanding amount payable in it was it?
tinkerbel
post May 15 2009, 11:27 PM

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@WhiteWing,
So, is it approved?! And did she ask U out on a date?! oK.. the latter question isn't related to this thread tongue.gif
tinkerbel
post May 25 2009, 03:48 PM

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@fikrie,
It's not a rumour. It's a rule stipulated by BNM hence there's no way you be able to get a CC if you're below 21. In the past, it was still possible [I got my first supplementary card at the age of 14] but when my dad tried to get one for my sister, the rule had just taken into effect and he wasn't able to get her one till she was 18/21 (not sure which one!)
tinkerbel
post May 25 2009, 04:31 PM

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@cute_boboi,
But there's nothing the banks can do if the person applying for it has not reached the age of 21.
tinkerbel
post May 27 2009, 10:48 AM

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@adrianteo,
You can always check with the bank what the requirements are to get the AF waived. If they can't offer you a waiver, it's really entirely up to you and ur dad to decide if you want to pay the RM600 p/year.
tinkerbel
post May 27 2009, 01:03 PM

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@HughieRmX,
General online transaction? Meaning, transacting in foreign currency or local currency? If it's in foreign currency, I suggest you go for UOB because they don't charge additional 'service' fees when U do a foreign transaction, unlike the rest of the banks.
tinkerbel
post May 27 2009, 01:29 PM

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Requirement for Platinum is RM80k p/annum whereas Gold is RM36k p/annum.

Gold card doesn't seem v difficult to achieve. But am quite sure many will be able to get Platinum even if they don't meet the RM80k criteria.

This post has been edited by tinkerbel: May 27 2009, 01:29 PM
tinkerbel
post May 27 2009, 01:33 PM

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@jiaxun,
It's also RM80,000. Also, in future please check the information on the banks' website biggrin.gif
tinkerbel
post May 28 2009, 10:35 AM

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@lin00b,
Platinum cards can also be free. All my CCs are free with the exception of my Amex Platinum; there were reasons Y I took it up and paid the RM800 but I'm done with it and that's Y I'm trying to see what my next steps are. I believe I will continue using Amex as my primary card though biggrin.gif - it's just a matter of preference that's all.

@winner,
I was referring to specifically to Alliance Bank biggrin.gif

@WaCKy-Angel,
Are U allowed to use CC for payment even if U purchase 1 GSC ticket?! The last I recall, you need to have a minimum spent before GSC will allow U to pay via CC. Also, RM6.80 for a large pop corn + ice lemon tea set; how to pay via CC?!


tinkerbel
post May 28 2009, 03:17 PM

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@adrianteo,
Yes, normally you would need to contact the bank to activate your card. The process is different with all banks. You should have received instructions with your new CC ; check if you can find it biggrin.gif
tinkerbel
post May 28 2009, 03:26 PM

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@GHz,
And if you're so-and-so's son, U probably oredi received that CC you're hoping to get biggrin.gif Btw, why the need for this particular CC?! biggrin.gif Does it really give you that much of fulfilment? biggrin.gif
tinkerbel
post May 28 2009, 04:29 PM

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@GHz,
So.. what's it that's making U want this card so much?! biggrin.gif
tinkerbel
post May 28 2009, 04:52 PM

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@hye,
Er.. act, I asked only because I wanted to know if there were hidden 'privileges'. If so, I may just see if I can get hold of one tongue.gif

Am sure the bank made a mistake on your Amex Platinum application biggrin.gif and, maybe, just maybe, i'm so-and-so's daughter?! tongue.gif
tinkerbel
post May 28 2009, 05:15 PM

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@GHz,
Er.. why don't U just ask the bank to give U the card?! biggrin.gif
tinkerbel
post May 28 2009, 06:12 PM

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@tgeoklin,
MBf? Er.. thanks but no thanks biggrin.gif Besides, I'm really not after CC statuses.. I rather want more wages tongue.gif

This post has been edited by tinkerbel: May 28 2009, 06:12 PM
tinkerbel
post May 28 2009, 09:18 PM

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@GHz,
Alas.. I don't have anyone to recommend but I'm quite sure U can get that card on your own accord biggrin.gif

@Reventon,
You the hero!

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