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Credit Card Thread V6
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tinkerbel
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May 15 2009, 09:35 AM
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Fanaddict!
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@hye & vin_ann, You can't be too careful can U?! My method isn't good - cause muAHahHAhh I just trash them in the same bin; am sure if someone really wanted to get their hands on my CC receipts, it can be done without even me wondering what happened to it ! *gulp* But thank God, thus far, all is fine This post has been edited by tinkerbel: May 15 2009, 09:35 AM
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tinkerbel
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May 15 2009, 11:19 AM
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Fanaddict!
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@WhiteWing, Check the slip to ensure your additional allowances and claims aren't in a separate column?!
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tinkerbel
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May 15 2009, 11:28 AM
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Fanaddict!
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@WhiteWing, Just make sure the basic salary column does state >RM1.5k
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tinkerbel
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May 15 2009, 01:14 PM
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Fanaddict!
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@DarReNz, Yes that is right. If it's not been activated, the bank will either keep sending you reminders to activate it or they will deactivate it.
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tinkerbel
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May 15 2009, 02:47 PM
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Fanaddict!
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@hlliew, Good! Just a question; what was the reason U wanted to keep the card again?! U had outstanding amount payable in it was it?
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tinkerbel
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May 15 2009, 11:27 PM
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Fanaddict!
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@WhiteWing, So, is it approved?! And did she ask U out on a date?! oK.. the latter question isn't related to this thread
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tinkerbel
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May 25 2009, 03:48 PM
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Fanaddict!
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@fikrie, It's not a rumour. It's a rule stipulated by BNM hence there's no way you be able to get a CC if you're below 21. In the past, it was still possible [I got my first supplementary card at the age of 14] but when my dad tried to get one for my sister, the rule had just taken into effect and he wasn't able to get her one till she was 18/21 (not sure which one!)
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tinkerbel
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May 25 2009, 04:31 PM
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Fanaddict!
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@cute_boboi, But there's nothing the banks can do if the person applying for it has not reached the age of 21.
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tinkerbel
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May 27 2009, 10:48 AM
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Fanaddict!
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@adrianteo, You can always check with the bank what the requirements are to get the AF waived. If they can't offer you a waiver, it's really entirely up to you and ur dad to decide if you want to pay the RM600 p/year.
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tinkerbel
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May 27 2009, 01:03 PM
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Fanaddict!
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@HughieRmX, General online transaction? Meaning, transacting in foreign currency or local currency? If it's in foreign currency, I suggest you go for UOB because they don't charge additional 'service' fees when U do a foreign transaction, unlike the rest of the banks.
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tinkerbel
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May 27 2009, 01:29 PM
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Fanaddict!
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Requirement for Platinum is RM80k p/annum whereas Gold is RM36k p/annum.
Gold card doesn't seem v difficult to achieve. But am quite sure many will be able to get Platinum even if they don't meet the RM80k criteria.
This post has been edited by tinkerbel: May 27 2009, 01:29 PM
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tinkerbel
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May 27 2009, 01:33 PM
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Fanaddict!
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@jiaxun, It's also RM80,000. Also, in future please check the information on the banks' website
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tinkerbel
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May 28 2009, 10:35 AM
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Fanaddict!
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@lin00b, Platinum cards can also be free. All my CCs are free with the exception of my Amex Platinum; there were reasons Y I took it up and paid the RM800 but I'm done with it and that's Y I'm trying to see what my next steps are. I believe I will continue using Amex as my primary card though  - it's just a matter of preference that's all. @winner, I was referring to specifically to Alliance Bank  @WaCKy-Angel, Are U allowed to use CC for payment even if U purchase 1 GSC ticket?! The last I recall, you need to have a minimum spent before GSC will allow U to pay via CC. Also, RM6.80 for a large pop corn + ice lemon tea set; how to pay via CC?!
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tinkerbel
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May 28 2009, 03:17 PM
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Fanaddict!
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@adrianteo, Yes, normally you would need to contact the bank to activate your card. The process is different with all banks. You should have received instructions with your new CC ; check if you can find it
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tinkerbel
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May 28 2009, 03:26 PM
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Fanaddict!
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@GHz, And if you're so-and-so's son, U probably oredi received that CC you're hoping to get  Btw, why the need for this particular CC?!  Does it really give you that much of fulfilment?
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tinkerbel
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May 28 2009, 04:29 PM
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Fanaddict!
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@GHz, So.. what's it that's making U want this card so much?!
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tinkerbel
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May 28 2009, 04:52 PM
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Fanaddict!
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@hye, Er.. act, I asked only because I wanted to know if there were hidden 'privileges'. If so, I may just see if I can get hold of one  Am sure the bank made a mistake on your Amex Platinum application  and, maybe, just maybe, i'm so-and-so's daughter?!
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tinkerbel
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May 28 2009, 05:15 PM
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Fanaddict!
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@GHz, Er.. why don't U just ask the bank to give U the card?!
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tinkerbel
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May 28 2009, 06:12 PM
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Fanaddict!
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@tgeoklin, MBf? Er.. thanks but no thanks  Besides, I'm really not after CC statuses.. I rather want more wages This post has been edited by tinkerbel: May 28 2009, 06:12 PM
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tinkerbel
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May 28 2009, 09:18 PM
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Fanaddict!
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@GHz, Alas.. I don't have anyone to recommend but I'm quite sure U can get that card on your own accord @Reventon, You the hero!
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