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 Credit Card Thread V6

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tinkerbel
post Jun 3 2009, 09:08 AM

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@ask_dino,
It's just another co-brand CC except if you're a movie-goer at GSC it may give you a little more benefit, otherwise nothing much to shout about biggrin.gif
tinkerbel
post Jun 4 2009, 02:55 PM

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@ask_dino,
Track record in what?! Usually, banks are more concerned about oour track record and credit ratings.
tinkerbel
post Jun 4 2009, 04:53 PM

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@jack2,
If U meet the criterias listed, it shouldn't be a problem biggrin.gif
tinkerbel
post Jun 4 2009, 05:31 PM

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@jack2,
Yeah.. it's best if U asked them to check about it. U wouldn't want someone to be spending the $ and then U carrying the liability biggrin.gif
tinkerbel
post Jun 6 2009, 01:14 PM

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@~twilight~,
And what was the original problem anyways?

This post has been edited by tinkerbel: Jun 6 2009, 01:17 PM
tinkerbel
post Jun 10 2009, 11:08 AM

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@skincladalien,
Interest is charged on outstanding unpaid amount. In this instance, it would be RM500.
tinkerbel
post Jun 10 2009, 12:33 PM

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@lieck,
U mean it's a Balance Transfer (BT) tool?! biggrin.gif
tinkerbel
post Jun 10 2009, 02:26 PM

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@jack2,
If I'm not mistaken, a forummer in the past has already cautioned the AmBank cash rebate is up to RMX (RM100,000) if I'm not mistaken so perhaps it's oredi been utilised.

Am not too sure though so perhaps you could wait for someone else to respond.

@bingozero,
If the merchant you're getting it from is offering it to U then there's no need to contact the bank.
tinkerbel
post Jun 10 2009, 02:34 PM

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@bingozero,
If the shop you're buying from offers it, it will be on your invoice that you'll be making instalment payments.
tinkerbel
post Jun 10 2009, 02:43 PM

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@bingozero,
Act, I never made an instalment purchase for handphones before but when I did sign one for a friend for her HP laptop purchase, it was stated in the invoice biggrin.gif

I'm just assuming it'll be the same for other items. Nevertheless, U could always check with the shop you're making the purchase from.
tinkerbel
post Jun 10 2009, 03:10 PM

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@GHz,
hMmm.... I don't have a problem with the RM100k spending but I've a big problem on the RM200k income p/year tongue.gif

Ah well.... am sure they'll be opening it to public soon; afterall when they introduced this, they were hoping they'll be able to make more $ biggrin.gif Also, it will soon be just another card; look at how Platinum cards are being marketed today !

tinkerbel
post Jun 10 2009, 03:17 PM

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@inuyasha88,
Er... I don't spend >RM100k p/year in my CC bills, I'm just saying I wouldn't have problems doing that if I needed to biggrin.gif I did use to make purchases for office but recently, not as much anymore *siGh*

This post has been edited by tinkerbel: Jun 10 2009, 03:17 PM
tinkerbel
post Jun 10 2009, 03:25 PM

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@inuyasha88,
Honestly, there's no status in owning CCs. Look at the people who gets into trouble because of CC. Also, the HSBC Premier card is just a card; plus its design is not that great either tongue.gif

I don't limit the amount of $ I spend on my CC so as long as I have the $ to pay the bill at month end. So sometimes I can spend RM100 on it, and some other times, I may spend RM10000 on it. It's seasonal lah.
tinkerbel
post Jun 10 2009, 03:31 PM

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@inuyasha88,
Er.. and what status are we talking about?! I've a colleague who probably can qualify for a Platinum Amex but he refuses one because he prefers everything to be transacted in cash.

As for me, I hold several Platinum cards but I don't feel very 'privileged'. Perhaps it's because I've never been rejected for any CC I applied for? *shrugs*

This post has been edited by tinkerbel: Jun 10 2009, 03:31 PM
tinkerbel
post Jun 10 2009, 03:40 PM

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@inuyasha88,
Ok, whatever U say but I still don't feel too privileged holding the HSBC Premier. It's got no benefits as far as I'm concerned.
tinkerbel
post Jun 10 2009, 04:22 PM

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@inuyasha88
Thanks for the information on the Centurion card. I'm a cheapie when it comes to paying AF so I doubt I'll ever want a CC that requires huge sums of AF. Then again, who knows when I have disposable monthly income of €8,800 to spare biggrin.gif
tinkerbel
post Jun 16 2009, 11:41 AM

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@axlkey,
Did the bank indicate if they will make U pay what the thief robbed U off?
tinkerbel
post Jun 16 2009, 04:28 PM

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@Dannyl,
Fewer and fewer people double check the signature behind the card. I guess if you really want a turtle U could biggrin.gif What's stopping U?
tinkerbel
post Jun 17 2009, 09:59 AM

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@New Hank,
Banks do charge an administrative fee of RM5 for any hard copy statements requested for. Now, U do know that nothing in life comes free, right? biggrin.gif
tinkerbel
post Jun 17 2009, 11:11 AM

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@leoboom,
Should U decide to activate this new Gold card, the old one will be deactivated 90 days thereafter. Hence, if U do decide to throw away the card, please make sure you destroy it because transactions will still go through for the next 90 days biggrin.gif

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