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 Credit Card Thread V6

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tinkerbel
post Apr 24 2009, 09:40 PM

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@Dozz,
I don't believe there are any other cards other than the EON MATTA Card which gets U into the Lounge at LCCT - I also hear the lounge is pretty crappy - even the one @ KLIA.


tinkerbel
post Apr 25 2009, 12:29 AM

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@Optiplex330,
Citibank also provides a local Malaysian number except U can do a collect call smile.gif
tinkerbel
post Apr 25 2009, 12:38 AM

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@Dozz,
Er.. Yeah except I don't - I only hold Credit Cards which enables me to get into the KLIA one *grins* Can't say that I've been to one before but will be travelling next month - so may just drop in to have a look see ; been told this lounge isn't as great *shrugs*
tinkerbel
post Apr 25 2009, 11:41 AM

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@Dozz,
Yes.. Citibank Platinum Credit Card holders have access into Premium Lounge - for a maximum of 2hrs per session, up to 12 visit p/year smile.gif
tinkerbel
post Apr 25 2009, 11:48 AM

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@Dozz,
EON MATTA Credit Card (am not sure if it's applicable for ALL ranges) would get U into the LCCT Premium Lounge.

@deno0422,
Conditions might be stricter - give it a try, no harm smile.gif
tinkerbel
post Apr 25 2009, 09:11 PM

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@pisang,
Try online and call the bank up to chase on your application on a daily basis smile.gif
tinkerbel
post Apr 25 2009, 09:31 PM

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@vin_ann,
I actually just realised the new "title" - have absolutely NO idea where it came from or whom it came from ! *shrugs*

Anyhow, with this "title" I guess I can't be spamming liow - need to keep certain standards *siGh*

@pisang,
If there's a remark column in the application form, put it down to tell them U hope to take advantage of an existing promotion that ends 31/5 hence it would be good if you could have the CC approved before that smile.gif
tinkerbel
post Apr 25 2009, 09:43 PM

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@pisang,
Just make sure U have all the documents when U get there. Ask her what's the best time - is there a cut off time for applications? If so, make sure U go before the cut off time so U can put your application in ASAP smile.gif

31/5 is only a week away! Good Luck biggrin.gif
tinkerbel
post Apr 25 2009, 11:55 PM

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@vin_ann,
No - it should be oK still biggrin.gif

@MilesAndMore,
Thanks!

This post has been edited by tinkerbel: Apr 25 2009, 11:56 PM
tinkerbel
post May 5 2009, 12:05 PM

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@CrOmer,
If U pay up your bills in time then you still enjoy the 20 interest-free days. If you don't, then interest will be charged based on posting date; which means, there'll be no interest-free days.
tinkerbel
post May 5 2009, 01:22 PM

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@blueice_gen,
Your friend shouldn't have problems getting a CC. However, if he still has outstanding debts, I strongly advise against it.

@fauzistt,
You will have to bear the finance charges for the RM10. You could always try asking the bank to give you a waiver biggrin.gif
tinkerbel
post May 5 2009, 06:14 PM

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@blueice_gen,
It shouldn't be a problem since the debt isn't under his name. Now that you mention it, BNM should start tracking all these people too tongue.gif
tinkerbel
post May 6 2009, 05:16 PM

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@Regist,
If RM8k p/month is sufficient, Y do U want more?! If you really need more, just ask MBB to increase your CL - if your payment is good, it shouldn't be a problem.

Also, banks generally look at your earning power and not spending power in issuing or offering you a CC.
tinkerbel
post May 6 2009, 05:45 PM

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@Regist,
Er.... how was he rude to U and uhm... maybe the line dropped? biggrin.gif Anyhow, I've had similar bad experiences with call centres but mine was with Direct Access. Thus far, my only contact with MBB was for my MBB Amex Platinum and had absolutely no problems.
tinkerbel
post May 6 2009, 06:03 PM

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@he-sham,
That would mean, in order to get a FREE return ticket to AU/NZ, we only need 129,600 MR points?! hMm... just to check - do we need to pay for airport taxes and all?

Also, if we ain't Enrich members, we can just join right?! biggrin.gif I've 350,000 MR points and counting <hopefully> biggrin.gif
tinkerbel
post May 6 2009, 06:49 PM

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@cute_boboi,
TP for Jusco vouchers have increased significantly to about 21000 points. However, if U walk in and make your redemption at 1U, you can still get the RM100 vouchers at 16700 points [or something like that].

That's what the CS told me when I last checked - however, after checking she tells me I fall under the MR category and not the TP category.
tinkerbel
post May 6 2009, 09:43 PM

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@he-sham,
oK.. I'm going to look into that as my redemption option & do some research when time's more available biggrin.gif So, have U checked if KrisFlyer or Enrich's better? wink.gif
tinkerbel
post May 7 2009, 12:18 AM

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@cute_boboi,
If U want to cash all your points for Jusco vouchers, better do it at the 1U Maybankard Centre, and do it while you can get it at the old points! Just redeem the vouchers first lah - there's no expiry to Jusco vouchers; and looking at how AEON has been growing Jusco, U won't be afraid of it going bankrupt any time soon tongue.gif
tinkerbel
post May 7 2009, 01:40 AM

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@MilesAndMore,
I guess that's true - but the bad thing about Krisflyer for us is that it's gotta be via SG *grins* ; not that Changi airport absolutely can keep me bZ during the transit biggrin.gif

Now, can I just sign up to become a KrisFlyer member without taking any SIA flights?! biggrin.gif
tinkerbel
post May 7 2009, 09:45 AM

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@hye,
Have U worked out which frequent flyer points is better on the Amex CC?! biggrin.gif It'll be nice if someone oredi did the homework and shared it here biggrin.gif

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