I think housing loan can put into DMP program. Last time my counselor ever asked me whether put housing loan into DMP, but I didn't do so.
U better go to ask consultant because ur case is different.

Can a hire-purchase be restructured under the DMP?
Yes, but only hire purchase loans with Bank Islam Malaysia Berhad and Ambank Berhad. A hire-purchased with other financial service provider maybe considered on a case to case basis.

Can a housing loan be restructured under the DMP?
Yes, but only housing loans with Ambank, Bank Islam, Public Bank, RHB, CIMB, Bank Simpanan Nasional (BSN), and Affin Bank can be restructured under DMP. A housing loan with other financial service provided maybe considered on case to case basis.

Can AKPK restructure education loans?
AKPK can only restructure education loans with PTPTN.

Can AKPK restructure loans with company or by licensed money lenders?
No. AKPK can only restructure loans with the participating financial service provider.

more
https://www.akpk.org.my/content/1030-faq-en

Obviously scam..

Akpk is free so why need to have a middle man

I just paid an agency to do it T-T

They chatges me 10% on my total loan
I did paid over 10k to the agency, just paid by credit card yesterday

Hi, is there a way to stop/prevent parents from taking bank loan?

My parents keep taking bank loan/credit card debt to join some illegal investment, and still think one day they can get back profit but now banks already calling in non-stop, and they cannot repay anymore.

I worry they might not even consider to go AKPK because they keep believe that soon enough the illegal investment thing will give them back the money then that time they can repay debts.

So I wonder is there any way to ban them from bank loan?

Hello, I want to ask whether PTPTN can declare me bankrupt if I have RM 16k outstanding loan. Thank you to anyone who wishes to reply me

I got 10% pay-cut.
to control my expenses, i move from postpaid plan to prepaid plan, terminate unifi and reduce other expenses.

I've already contacted AKPK officer regarding this termination. They said AKPK not the one who prevent their customer from making loan, but the bank. So they ask me to confirm with the bank regarding loan eligibility after AKPK termination. So later i will ask bank again regarding this.

to all sifu, i'm planing to apply the AKPK debt management programme. is that true for this programme, if we do early settlement (after 1 year). we will enjoy 30% rebate of the outstanding principal amount ?

.............

United Overseas Bank (UOB)
Collection Department number: 03-27832047
- Settled with 30% discount. An officer named Faly was very helpful in the process of proposal and settlement.

....................

Ok ok I will get my friend to settle with you. 900 per month for 9 years ok? After 4 years you give me 20% discount on the outstanding k? You better accept or once your boss finds out heads will roll.

...............
im taking my chances here, using ahlong, converting my almost 100k debt into a property. at least im paying for a property. if this process fails, then i have 100k debt in ahlong pulak and i probably have to run all my life..

I received a call from 1-GO, Grower Consultancy regarding DMP.

I saw this thread: https://forum.lowyat.net/topic/5010475 and one of them stated higher interest than bank, AKPK.

So, should I go through AKPK since there's no interest charged but can it be done via call and online?

What they offered me was to withdraw all my available amount of my ccs' to my savings account and they consolidate my debt into a lower repayment scheme.

That's why I feel sus but it doesn't hit any points from post 2.

Well, I don't, that's why I had to do research and found this.

That's why I feel sus but it doesn't hit any points from post 2.

just want to know it is bank will update akpk once our payment completed ? because my hlb personal account got excess amount and in akpk portal the account is still there.So i still need to make payment ? bank inform me i need to fill in form to get my excess amount back and then they will give a release letter and myself need update akpk.but in my previous others bank not such thing.bank will update to akpk and excess amount will pay back to akpk