Thanks alot HJ..haha..help me alot....now i m waiting the other two bank to approve my loan then only consider which bank is the best..haha..but i not yet sign the snp oso. Who have the lawyer firm number here?i din save in my hp.haha..wan to call them for making appointment.

i thought we are now. haha

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Added on March 13, 2009, 11:41 am
Do u know when will the banker can revert back her confirmation to you?

I think you can arrange the lawyer to be in Trinty's office... Im doing that

thanks HJ and taurus

Just for your info, it is always to your advantage to secure a different lawyer from the developers' lawyer when you execute your loan documentations.  Just imagine, would lawyers acting in the interests of the Seller (the developer) be on your side to question for example the progress billings and completion, when they are also acting for you in advising the release of loans?  Try to avoid at all costs esp if your loans are ZEC ones (no issue of getting the lawyers with the lowest fees or disbusements since they are free).  Of course, the developers' lawyers would want you to use them (more fees for them) and also the developer would prefer that you take their own lawyers for your loans (if there are disputes, they know the lawyers would likely be on their side)...

Update list

Block C

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2)eugene jk
3)gunnerstkd
4)Hengjones
5)Cream
6)Maxsimax
7)propcritic
8)Pai
9)chenster
10)cedrickang_8
11)babana
12)shiewwai85
13)stephanie_437
14)lakini80
15)keithcky
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19)feifei2
20)trusted519
21)paul5005
22)syndi
**Man.. its 12.25am now.. and I am still working hard 

I juz got a msg from one of my fren that her fren's sis got kidnapped in Taman Midah Maybank.. just now only.. at nite..  her bf only managed to remember the car.. Black Honda CRV WKQ/WQK 6804  .. help~ help~...
she's around 27 yo.. small size..

let's hope they just want ransom...

pbb just got back to me and said they are only willing to offer me 40% loan coz my profile in CCRIS is too clean and i'm too young! 

unless i can find somebody (which has to be older and working - parents are out of the q already) to apply for a joint loan, best they can give is 40%. if i can afford to pay 60% d/p, i wouldnt wanna put all my eggs in the same basket oso...better save the rest of the bullets to invest elsewhere instead rite? when i asked them what was their definition and cut off point for 'young', they said all those btwn 20-30 years old will obtain the same score in CCRIS...is this true?

sigh...am presently debt free, have no commitments with sufficient cash flow also kena indirectly rejected...feelin abit the tulan here!  just hope will receive some good news from RHB n EON, else i'll have no choice but to forgo my unit already!!!

pbb just got back to me and said they are only willing to offer me 40% loan coz my profile in CCRIS is too clean and i'm too young! 

unless i can find somebody (which has to be older and working - parents are out of the q already) to apply for a joint loan, best they can give is 40%. if i can afford to pay 60% d/p, i wouldnt wanna put all my eggs in the same basket oso...better save the rest of the bullets to invest elsewhere instead rite? when i asked them what was their definition and cut off point for 'young', they said all those btwn 20-30 years old will obtain the same score in CCRIS...is this true?

sigh...am presently debt free, have no commitments with sufficient cash flow also kena indirectly rejected...feelin abit the tulan here!  just hope will receive some good news from RHB n EON, else i'll have no choice but to forgo my unit already!!!

yep, 40% MOF. dint ask abt guarantor but have no ppl in mind right now too who's qualified enough and willing to be my guarantor...lol
that's what i thought too! nope, i currently do not have any loans but i guess dats not the main factor for them to approve 90% MOF rite? things like my salary, amt of FD, yrs of work, etc should hold count as well.
pbb r also offerin my sis 40% MOF only although she's older then me, holds a few cc and is a prompt paymaster every mth 

e...i saw the website there they give dvd player oh..haha...correct me if i m wrong.

crap ?
means must get married only can withdraw from EPF?
so they will check the SPA for the property names ?

er... but the property has 2 names.. and lakini80 posted saying that he tried to apply EPF for their 10% downpayment but facing rejection from KWSP because the purchased of the property is with a person that is no blood relationship for eg: friend or GF?

so if the property has 2 names but without any relations.. u will face rejections even u r one of the name on the property?

i heard that zest piling is awarded to Sunway construction... but now idea about the ramp

the sales rep told me that piling works for all blocks A, B and C would commence together at the same time in a couple of mths.

i've nv stayed in a condo / service apartment as well but my logic tells me there's no way we would be using those gas cylinders! imagine the hassle staying in the condo n having to switch cylinders when your lift fails!!! 

i wont want gas pipe to surround ma house.. wat if fire runs wild... then will be hot @rss man..

agree on the electrical stove... actually price is better nowadays compared to 2 yrs ago... just wait another 2 yr then we will see other brands like philip, panasonic samsung come out with that oso...

pilling machine gone? thats weird... they shud not move it unless in danger of land slip or stuff... does this means it was there earlier for 'advertising' purpose.... gave us the wrong impression on pilling is about to start soon...

Wah, this is so in & update wo...

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Added on April 22, 2009, 1:54 pmThe TT SA told me that the swimming pool is a half olympic size pool.

Did anyone aware?

same here. my lawyer is soo thien ming n i havent heard anything from them after i've signed the s&p...

haha, i dun stay in puchong nor do i pass by the project site frequently. but if i happen to be around the area, will drop by n snap some pics la (that is if the gate is still wide open n they allow me to walk in...lol) 

hi all,

mind sharing your rate for your house loan? and from which bank

when only can get the SnP. I wanna take the money out from EPF. I sign my SnP last week. Dunno when only can get my copy.