Hi. I'm Siew Kim. How to call you? maybe we are potential neighbour as well.

The booking Fees is RM3k, refundable if you decided not to proceed your purchase before Feb.

I've locked unit 12, facing KL view but away fr main road, avoid noise. what's your preference? pool view is facing west ya.. normally ppl don't like. but if you like the pool view, then is ok la. Are you looking for investment or own stay? Have you been to the office before? Maybe you can call Andrew, Assistant Sales Manager (012-722 9045) to make an appointment. He is nice and can give you good advice. I heard from his purchasers, good service, responsible and honest person.

This post has been edited by sk_lim_taurus: Jan 7 2009, 11:45 AM

Great. I hope there will be good news on that.

Is it true?
- They say they are going to provide shuttle services to places like sunway pyramid and ioi mall, not sure will this materialise or not
- A good point is you no need to go down to throw rubbish as there's an utility room near the lifts which you can dispose your garbage

Wow!! then is not bad. I need to go find Andrew to check it out. has been some times not getting updated from him.

but, abt the carpark.. really need to consider cos will b troublesome ner..

I'm planning to make partition in my yard so that I can have a wet kitchen there. but need to know the actual size first whether my plan is workable or not.

This post has been edited by sk_lim_taurus: Jan 9 2009, 11:02 AM

I'm also waiting for the home loan package. New to home loan so need sometime to study it. Any good suggestion?

I heard from Andrew that only higher level will have side-by-side parking. I've not received the floor plan yet but Andrew said my unit will be given side-by-side parking.

Agreed to you, Eugene. I prefer facing east then facing west. Even thought my fren commented that cant sleep late during offdays, but it can be solved by choosing good curtain. My current room is facing east as well. No prob. But if facing west, the heat will really turn my unit become sauna room. haa...

Unit 12 is the best selling unit.

P.S.: Welcome joining us, HJ and "Cream"!!!

This post has been edited by sk_lim_taurus: Jan 13 2009, 02:20 PM

I've heard that the electricity and water supply charging rate is the same for residential and commercial title. Can anyone verify it?

But my fren who stay in service aprtm told me that her electricity bill is 21.8 cent wor. Her service aprtm is also build on commercial land.

You can look for Andrew Tan (012-7229045). He is nice and good service.

---

Added on January 20, 2009, 9:04 amI don't take MRTA but other insurance which can cover for the home loan. You can call it MITA or MLTA. If added MRTA in to homeloan, it will be expensive cos is charged for interests.

What loan that you have found? mind to share with us?

This post has been edited by sk_lim_taurus: Jan 20 2009, 09:06 AM

emm.. Ppl suggest me to take fully flexi loan rather than fix or semi flexi loan. Is it the best package nowadays? If fully flexi is good, then who will consider the fix loan?

Anyone can comment on this?

Is the monthly fee of RM 10 applied to every bank? RM 10 x 12 mths x 30 yrs = RM 3600.

So is there any limit on the monthly total amount that we credit to the account? If we credit more to the account to offset the interest sure will shorten the period of loan, right? Will there be any penalty?

This post has been edited by sk_lim_taurus: Jan 21 2009, 03:18 PM

'if your current account has more than your loan account then every month the payment will go 100% into the principle thus shortening your tenure. the surplus in your current account normally will not do anything not even earning interest like a savings account so it is better to take the surplus and put it somewhere else. these are what most banks practice and there are some exceptions so u just have to check with the bank.'

Let's say if I've cleared the total loan earlier, is it meant that i've settled my loan automatically? After the loan is cleared, will the current account close automatically since the account is reflected to my home loan? Will there be any T&C applied to close the account?

This post has been edited by sk_lim_taurus: Jan 21 2009, 04:47 PM

so really need to sit down with the bankers for the details. haa..

btw, do you have any recommended loan package?

Good news!!

The 12 month 0% installment plan for down payment is confirmed, if you are Ambank, RHB, UOB, EON or Maybank credit card holder.

I heard that the best home loan package is BLR-2.1% and BLR might go down again!!! Yeah!!!

If any of you got the updated news, please share~~ TQ~~

This post has been edited by sk_lim_taurus: Mar 2 2009, 09:44 AM

you know what i'm doing??? haa.. how do you know abt my job???

Andrew said citibank has not confirmed with the plan yet. still under progress. I hope can get citibank as well. I'm waiting for the good news.

Hi. Do u have any recommendation?

no lar.. QiQio asked me buy ready built properties mar.. so I just wanna know whether got any ready built that better and cheaper that Zest or not lor.

After think twice, I know I can't buy ready built property now. I need time to accumulate my renovation fees and furniture cost. It will cost me another 30-50k. So 2 to 3 yrs time is good for me to accumulate it. Unless I ask my family to help. haa...

This post has been edited by sk_lim_taurus: Feb 3 2009, 05:18 PM

Don wan... If is ready, sure I wanna make it nice to stay lar.. Home Sweet Home

Hi!

BLR is dropped. But I'm wondering whether this source is accurate or not. The rate is differ depends on banks. Any one can advise?

Data last refreshed on 6th February 2009.
Data unchanged since 4th February 2009.
Source: www.bankinginfo.com.my

No. Banking Institution With Effect From BLR (% p.a.)
1 Affin Bank Berhad 03/02/2009 5.90
2 Alliance Bank Malaysia Berhad 03/02/2009 5.95
3 AmBank (M) Berhad 10/12/2008 6.55
4 Bangkok Bank Berhad 28/01/2009 5.50
5 Bank of America Malaysia Berhad 01/02/2009 5.95
6 Bank of China (Malaysia) Berhad 03/02/2009 5.95
7 Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad 29/01/2009 5.75
8 CIMB Bank Berhad 03/02/2009 5.95
9 Citibank Berhad 06/02/2009 6.00
10 Deutsche Bank (Malaysia) Berhad 03/02/2009 5.75
11 EON Bank Berhad 01/12/2008 6.50
12 Hong Leong Bank Berhad 03/02/2009 5.95
13 HSBC Bank Malaysia Berhad 03/02/2009 5.95
14 J.P. Morgan Chase Bank Berhad 01/02/2009 5.75
15 Malayan Banking Berhad 03/02/2009 5.95
16 OCBC Bank (Malaysia) Berhad 03/02/2009 5.95
17 Public Bank Berhad 03/02/2009 5.95
18 RHB Bank Berhad 03/02/2009 5.95
19 Standard Chartered Bank Malaysia Berhad 03/02/2009 5.95
20 The Bank of Nova Scotia Berhad 03/02/2009 5.95
21 The Royal Bank of Scotland Berhad 22/01/2009 5.75
22 United Overseas Bank (Malaysia) Berhad 03/02/2009 5.95

erm.. if chap lap then u no need to pay back the loan lor. but pray so that it happens after 100% loan is released. haa...

Even thought the BLR is lower but we need to go thru the overall package. BLR is fluctuated so BLR minus how many % is important.

Hav u applied any loan packages?

haa... u really lazy ner.. wait for my info ar.. can.. then don blame me if not accurate ya.

i thought we should work out the loan now as our booking period is only for 3 months?