just get Alliance Younique card lah, any transaction 2%, no need so troublesome carry so many cards
the tesco rhb 5% on weekend only until end of April, yesterday i ask

hsbc amanah got rebate but no point collections?

I checked as much as possible on the website but could not see this as a feature of the card?

I was thinking of getting Bank Islam card just for this feature but it seems their normal classic cards are subject to compounding interest, only their platinum cards and some co-branded classics have this feature.

some of the online transaction doesnt require cvv as well,so should be aware also if expose only credit card number

credit card is killing me!

If you can qualify for a premier card, sure can use for World Mastercard or Infinite card but you will need to transfer the FDs to the respective bank, plus need to have held your premier card for at least a year. Cheers 

That's not entirely true.  e.g. if u want to get SCB Infinite -

1.  Just show them another card with a min credit limit of 60K (they will back derive your income for credit processing purposes)

2.  Earn 50K a month and give them a payslip.

My mistake.  Massive typo. 150K p.a. only.....don't know how I wrote 50K per month!

But very sure on credit limit for prompt cases - 60K credit limit on your other card to qualify

No worries.  No, I don't.  I have "retired" from there. haha

how about yourself?

if i'm not wrong Hsbc premier entry level CL would be 40k. That's 10k higher than their conventional plat card which start from 30k.
Cimb WORLD Mastercard need at least 100k CL as prompt case. That's the min limit they request. Am not sure for scb visa infinite but from their website the income requirement are same as hsbc plat card 150k p.a .

This particular requirement is correct. I spoke to someone in SCB before. (No ... I don't work in SCB, just in case anyone is asking)

RM40,000. Might request for a HUGE increase in credit line if you have at least RM500,000 of FD inside HSBC Malaysia. Then you probably can use it to apply for CIMB Wolrd Mastercard and SCB Infiinite without producing your salary statement. And why do i mention FD and not your big loan with HSBC or your investments in their Unit Trust/Structured Products ? Because FD is basically a risk-free investment.

That's not entirely true.  e.g. if u want to get SCB Infinite -

1.  Just show them another card with a min credit limit of 60K (they will back derive your income for credit processing purposes)

2.  Earn 50K a month and give them a payslip.

Someone said it's impossible to get it waived a few months back but i saw this leaflet in one their counters about 3-year annual fee free for the SCB Infinite Visa in late December last year. I didn't read it clearly but i remember reading that you have to place a sum of FD in the bank to qualify. Just go to one of their branches and check it out or simply just ask their CS.

hurm.....i can help you to apply back la GHz...

no problem...if you submit online also need go to the bank to pass the documents...

better submit with me...

do you prefer appointment or you prefer submitting your documents through email?

Ok, then i suppose all SCB Priority Banking customers can ask their RM to get them the VISA Infinite instead of Platinum Mastercard. Keep us updated about the credit line if your FD inside the bank is RM150k.

Anyone here who has successfully cancelled their UOB without being charged the RM25 cancellation fee? (and still keep the card of course) I vaguely remembered to call up CS and said the letter never arrived and proceed with cancellation. Just got this card but I don't think I want this card anymore.

A refresher would be great. (and thanks in advanced)

hey guys... ambank cc is now easy to apply... low income also can... all u need is to put ur fix deposit with them.. as long as it is with them, you can use the card n the amount u put is the fd amount.. cool eh?

different card provide different benefit, i'm quite a hard core plastic user but most of the time i'll only use up 10% of my total limit , that rather low if benchmarked to my CL . Point collection at different merchant , fine dining discount, etc, impossible to get one card to have all those goodies packed in. So it depend on individual lifestyle.
On waiving the AF , i've uob,eon,stanchart,citi and amex charge waived without any single transaction for the whole year. A phone call away to their CS, done! Only citi request me to charge auto billing to their card for the AF request but i denied , they still waive for me

yes 1:1 limit, the interest of the fd will be banked into ur bank acc... they will keep the fd slip

hi guys, i'm thinking of applying for cc,whats the easiest cc to apply?i'm a gov servant,working about 5 months, fixed salary rm1800, n what are documents needed?if i still have blacklist from celcom cannot apply or can?

Synergy Cards Line of credit are provide by AMBANK

im still not convinced since i just apply for it and can't wait to test it out
since "its up to 2%" not for all in their advertisement