TS since she dun care the house anymore y u dun rent it to sumbody?
she wont check also wat ..

Oh.. she has sent me a registered mail earlier stating that all any tenancy agreement will be voided without her consent.. meaning if i purposely go and rent it to someone, and if she knew it, she would kick the tenants out and i'll have to compensate them...

high risk, you'll never know what will a woman do when she is in a state of 'unconsciousness'...

Let the bank lelong the house. If there is outstanding payment, you just pay that amount to bank (sort of compensation to bank to free yourself).

This is still better than continue pay the installment and get nothing from it.

What exactly happen between you two until breaking up? Pity you, messy life you got there...

Something went wrong ler... yeah, even my lawyer said my life is messy...

anyway, she has just replied my mail, and decided to sell it to me plus 5% of total value of the house as 'throw pot fees'...

i am still considering...

At least now she offered you the solution.

It is a good opportunity window for you to get out the messy situation of stuck in between.

dude, offer it back to her at that price, and if she doesn't accept, negotiate it down.

shoot... makes me worried now ...cause i'm not even a half owner...but a quarter owner only! but i guess i won't be selling my house...just leave it if anything happens... sigh...

Then prey hard the rest 3 quarter won't be like TS case.

TS, if you are the guilty party, i suggest you take up the offer, but if you think other wise, negotiate..

Then u better guai guai treat your other half lo

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Added on October 23, 2008, 6:01 pmI suggest better don't try to negotiate anymore la. Later she change her mind again, TS will get into deeper shit. Just accept the offer when the window is open!

This post has been edited by knwong: Oct 23 2008, 06:01 PM

thanx for all the advices...

yeah it's true, cant hesitate any longer or else she may change her mind..

currently preparing the money... and asked the lawyer to prepare all the documents so she would only have to sign in one go...

actually i've foreseen this would happen, and i should've sign an agreement to prevent this to happen...

those out there with joint name properties can try to do something to prevent case like mine to happen... just as an insurance...

True. I believe we can ask the lawyer to prepare some sort of "buy-sell" agreement. Where by both party agrees on how to divide the said property if anything were to happen between the owners.

Wat do u mean is, if the hse is 200k, u r paying her 100k+10k'throw pot fees'=110k for buying her half share? wow wat a rich guy

If i am dat rich, i wont be busy posting msg here...

basically i m taking the full loan instead of joint name from the bank and pay her back the deposit (half of 10%) + all the legal fees she paid earlier..

I've seen Joint name purchasing. Agreements on both party is 50% - 50% of the property. Just wonder, for Joint owners. Possible to put 3 person names? Will it be higher.

Bit TS, do you mind telling the property location? Planning to sell off?

Want to ask....if we ask bank to auction it off...do we get some off in return or declare bankcrupt???

it's in kota kemuning... if i sell it now, cant cover loan penalty, interest, lawyer fee etc etc.. rugi puluh puluh ribu...

so dun plan to sell, moving in end of this year..

new houseowner, remember to check the penalty and how long they tie you down... i missed that part, and i m not suppose to sell or refinance it for at least 5 yrs or a 17k penalty would be imposed... 17k!!


not sure, but u i heard it is a long process... u must have missed the payment for at least 6 months, and along the way ur name would have been blacklisted...

if the bank manage to auction the house, they will used the money to cover the loan. if there are balance left, you may need to top up. or else, if it's more than 30k, they will then sue u bankrupt..

i m not sure what will they do if there r profit after auction...

Pay you back the balance

good luck to you TS

Don't repeat the same mistake