i bought a house with my ex-partner 2 years ago.

Now, as we broke up, she doesn't service the loan, do not allow me to rent it out, do not want to sell to others or even selling her half share to me.

And she avoided my call and msgs and the house is left empty for the last 2 years.

Besides declaring myself bankrupt, what other choice do i have to get rid of her name from the house?

The lawyer said nothing he can do about it, unless to bring this to court.

Any advice?

Yeah a lot of friends warned me bout this beforehand... but it's easier said than done... they themselves got tied up with their gf's names to their house as well...

i tried to be nice, wanted to pay her back her portion + interest.. and she just want to make my life difficult.. luckily her name is attached to the bank loan as well, or else i m dead..

this is so unfair... i am somehow forced to go bankrupt..

talk to her is not an option for me.... cuz she dun pick up my phone, nor reply my smses and msges... even her family members rejected my call...

stop paying the loan is also not a good solution... i am 28 and go bankrupt like dat my future will gone...

yeah... women.... she knows i wont dare to stop servicing the loan... or rather she wanted to go down together wif me... wuu.. scary....

guys out there take my case as a lesson... dun trust gals!!

Thanks for all the advices..

yeah i've talk to a lawyer who is good in divorce case. He said i can actually send her a legal letter and let her choose to buy or to sell, since she wont buy it then she got no choice but to sell to me, and pay me back half of the monthly instalment i paid so far... anyway, i m talking to him again this tuesday..

I haven't try this way yet, but i am sure the bank wont care all they want is money, even if i purposely not paying them they'll still put my name into CTOS, CREAS and all the Cs they can think of.... and even they lelong the house and cant cover the loan, they would probably sue me to bankrupt...

This post has been edited by Star_Scream: Oct 19 2008, 01:03 AM

Oh.. she has sent me a registered mail earlier stating that all any tenancy agreement will be voided without her consent.. meaning if i purposely go and rent it to someone, and if she knew it, she would kick the tenants out and i'll have to compensate them...

high risk, you'll never know what will a woman do when she is in a state of 'unconsciousness'...

Something went wrong ler... yeah, even my lawyer said my life is messy...

anyway, she has just replied my mail, and decided to sell it to me plus 5% of total value of the house as 'throw pot fees'...

i am still considering...

thanx for all the advices...

yeah it's true, cant hesitate any longer or else she may change her mind..

currently preparing the money... and asked the lawyer to prepare all the documents so she would only have to sign in one go...

actually i've foreseen this would happen, and i should've sign an agreement to prevent this to happen...

those out there with joint name properties can try to do something to prevent case like mine to happen... just as an insurance...

If i am dat rich, i wont be busy posting msg here...

basically i m taking the full loan instead of joint name from the bank and pay her back the deposit (half of 10%) + all the legal fees she paid earlier..

it's in kota kemuning... if i sell it now, cant cover loan penalty, interest, lawyer fee etc etc.. rugi puluh puluh ribu...

so dun plan to sell, moving in end of this year..

new houseowner, remember to check the penalty and how long they tie you down... i missed that part, and i m not suppose to sell or refinance it for at least 5 yrs or a 17k penalty would be imposed... 17k!!


not sure, but u i heard it is a long process... u must have missed the payment for at least 6 months, and along the way ur name would have been blacklisted...

if the bank manage to auction the house, they will used the money to cover the loan. if there are balance left, you may need to top up. or else, if it's more than 30k, they will then sue u bankrupt..

i m not sure what will they do if there r profit after auction...

well, i din manage to fix her emotion therefore my last resort is to use the legal way..

anyway, she promised to sign it this / next week (my lawyer be the middle man) so hopefully everything will come to the end...

the story actually continued until very recently when it's finally done.

hopefully this story could be a lesson to u guys and anyone wif similar problem can get advice from me..

the story din stop there... i forgot about this thread completely so din update it..

she din wan my 'throw-pot' fees, she never tot i could actually manage to come out with the money that she requested earlier..

i think all she wans is to give me a hard time, so she started to use different method to harass me... lock my gate, make 'false' police reports, scream in front of my house etc etc... phheww..

went thru lots of hell, eventually manage to found a solution. lucky me i found a good and helpful lawyer to bring this case to court. then she decided to quit and settle the matter outside the court. took the money, sign the paper and leave me alone.

now that's A++ story...

hi chess gal it's good that both of u drew out a prenuptial agreement prior to buying a property together.

but IMHO, to ask for whichever party "that calls the shoot to break up" is pretty subjective. What IF u found ur bf cheat behind ur back and u have to call the shots to break up and then u hav to pay everything?? <-- no offence arrr, juz to create a scenario only

things can get VERY VERY messy if not executed properly..

I can recommend you my lawyer, he solved all my problems. Very nice and reliable guy. If you dun mind his office is in Malacca (he travels to KL frequently), pm me.

This post has been edited by Star_Scream: Jan 13 2010, 02:24 PM