plat card for rm1k limit only ?

for my 1st card, how long after use can i increase limit ? I also plan to change my cimb master to DA ... but i no cert lol

maybe i can tembak i pursuing part time degree or etc etc

Do i need update bank if i change company ?

1 year so long lol

i plan to upgrade limit after 1~3 months using now ... plan to apply more card though
no late payment too ..

Where can I request for DA from my current CIMB Master ?
Be it they upgrade to DA or give me new DA lol ...

But my current CIMB just 1 month only and this my first card .. and I just change new company with better salary 1 month too lol

I paid the statement fully yesterday, and my car loan 2 years back also under CIMB

How's the approval rate ?

---

Added on September 26, 2008, 10:19 amAnd I also heard CIMB card has to do with Bonus Link ?

Is the point for CIMB known as Bonus Link Point ???

I never use Bonus Link to swip ever since few months back, even I pump Shell lol

This post has been edited by Norns: Sep 26 2008, 10:19 AM

is amex charge card good ?

understand tat charge card mean we have to pay full in one month, and no limit. So does it very hard to approve ?

And what happend if we din pay full in one month ?

Hi all .. just need advice on u guys.

I use my cc for average or mixed usage .. hence i dont apply those promotion type card. Just a basic Visa/Master.

1)Does it consider always 'less benefit' compare to promotion card such as 'shell card, mbb petronas, lady card, uob one n many many more'

2) I plan to have 3 main card. 2 for general usage (shopping,dining+petrol), 1 card for installment or expensive thing

Kinda hard to plan on my card. Need some advice or guide from sifu here

Hmm anyone can highlight me for the above ?

P/S : I just view my latest online statement, and kena finance charge of rm1.25 ... never got any late payment before

I read the charges detail from website as follow :



Well, my cc statement is on 25th each month.
1st statement is 25th Sept, 2nd statement 25th Okt

I have paid even more than my total transaction in 1st statement.
For 2nd statement, I have paid more than enough too.
Normally during mid month, I will always pay certain amount 1st, then when statement out I will pay again lol

But the finance charges reflect on my Oktober statement ...

So i assume its for the previous month ??


Just need to understand more and need u guys to help me judge is it correct or realy they wrong

Tq a lot.

I called up CS, they said its due to cash advance .. quite blur listening to them lol. Finally give up since the amount is too less ..

Well need some opinion from you guys

I use my cc for average or mixed usage .. hence i dont apply those promotion type card. Just a basic Visa/Master.

1)Does it consider always 'less benefit' compare to promotion card such as 'shell card, mbb petronas, lady card, uob one n many many more'

2) I plan to have 3 main card. 2 for general usage (shopping,dining+petrol), 1 card for installment or expensive thing

Kinda hard to plan on my card. Need some advice or guide from sifu here

Im using Paypass Mastercard, but all the time need signature ...

How to use the mastercard wave thing ? tag n go ..

i went kfc n try to use it but so blur ...

do i have to pass my card to the cashier ??

Hi all .. just need advice on u guys.

I use my cc for average or mixed usage .. hence i dont apply those promotion type card. Just a basic Visa/Master.

1)Does it consider always 'less benefit' compare to promotion card such as 'shell card, mbb petronas, lady card, uob one n many many more'

2) I plan to have 3 main card. 2 for general usage (shopping,dining+petrol), 1 card for installment or expensive thing

Kinda hard to plan on my card. Need some advice or guide from sifu here