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 Credit Card Thread V4, Plastic Money @ World Access

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TeraPox
post Aug 31 2008, 04:52 PM

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QUOTE(Norns @ Aug 31 2008, 04:49 PM)
Mine cimb i apply visa, but they give me mastercard rclxub.gif
*
normally they will give u both.. but maybe they r promoting master @ that time.


Added on August 31, 2008, 4:53 pm
QUOTE(Ash @ Aug 31 2008, 04:41 PM)
what are the conditions for one to upgrade from visa classic to platinum ?
*
Call them up.. ask the CS, he/she will tell u wat document u need to send it.

This post has been edited by TeraPox: Aug 31 2008, 04:53 PM
TeraPox
post Aug 31 2008, 07:45 PM

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QUOTE(danlhct @ Aug 31 2008, 07:39 PM)
Wow... TeraPox, u carry those cards with u all the time?
I remember u have new design of UOB Preferred Platinum card... how come the images shown was the old type?
*
actually that preferred platinum is my supp card ... gave it to someone that i really love...as a birthday present... laugh.gif
i can change my visa or master to prefered any time, but still prefer old design.more shiny...and the "platinum" wording is bigger...lol biggrin.gif


user posted image

will call-up and change when i'm bored with the current design....



p/s: no, i don't bring all all them out @ the same time... only bring 4-5 cards at a time...

Useless Cards like....dun mention names lar...
i will keep it @ home。。。until i need them... like for example.. some fair is coming.....u know lar...ahahhaha

This post has been edited by TeraPox: Aug 31 2008, 08:08 PM
TeraPox
post Aug 31 2008, 08:13 PM

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QUOTE(tinkerbel @ Aug 31 2008, 08:09 PM)
@TeraPox,
Good for U!  U didn't put in the Amex Plat card in the pic?
*
check ur eyes, my dear...

top left no.1


i believe our UOB got some discount @ some optic center... time to get a pair of specs. wink.gif

This post has been edited by TeraPox: Aug 31 2008, 08:19 PM
TeraPox
post Aug 31 2008, 09:49 PM

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QUOTE(tinkerbel @ Aug 31 2008, 08:32 PM)
@TeraPox,
Oh yeah.. ur right!  oopSs... it took a while before the whole thing loaded mah.  So...since U got so many cards, did U manage to get urself a brand new iPhone 3G? wink.gif
*
nope... got money doesn't mean u hav to spend it ma....

iphone 3G not worth it lar... wait for price drop first...since one of my iphone still working... ohmy.gif
TeraPox
post Sep 1 2008, 02:27 AM

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got 2 iphones, 1 for maxis 1 for digi...

on the left is my maxis iphone... rosak.. notice that no signal @ all? no wifi,no sound no nothing! even the time is incorrect!!!:sad:

will find string guy help to fix soon...nowadays too busy...have to live with 1 line for a while...

user posted image


Added on September 1, 2008, 5:39 am
QUOTE(MangO @ Aug 31 2008, 11:46 PM)
Hi guys,

Not sure if its covered before but have you faced any charges for card replacements?

Now a days credit cards are replaced approximately 3-5 years and the sometimes break from wear and tear. If you need a replacement before that Banks normally charge you RM50.00. Is this waivable?
*
Can waive... call them up and tell them that the card CAN'T BE USE.... always decline by terminals..
they will be more than happy to send u a free card ASAP...

This post has been edited by TeraPox: Sep 1 2008, 05:39 AM
TeraPox
post Sep 1 2008, 12:09 PM

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QUOTE(tinkerbel @ Sep 1 2008, 11:57 AM)
@MangO,
If the card is not useable U can alwiz request for a new card to be sent to U - it shouldn't be charged biggrin.gif

@TeraPox,
Y do U need so many phones?!  Then again, perhaps I'm just jealous! *grins*  I think ur iPhone isn't spoilt; it's just uhm.... bricked! tongue.gif
*
where got many? only 2...
blink.gif bricked? can fix bo??? cry.gif cry.gif




This post has been edited by TeraPox: Sep 1 2008, 12:12 PM
TeraPox
post Sep 1 2008, 06:48 PM

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QUOTE(wvt @ Sep 1 2008, 06:40 PM)
wah this guy can apply malaysia record oledi..haha~

Anyway how about the annual fee part?i think it is going to cost u a lot for so many plat cards every year!

mind to share with us?
*
have to pay RM800 for AMEX platinum... and the rest r free.... icon_rolleyes.gif

i pay in full(actually a little bit more than full) everymonth... and when they r about to charge me annual fee. i called them up, tell them that other banks can offer me FREE cards. if they can't i will cancel the card... (lame scripts)... and walah! it works! laugh.gif success rate 99%
TeraPox
post Sep 1 2008, 06:56 PM

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QUOTE(vin_ann @ Sep 1 2008, 06:44 PM)
@ Terapox

One Platinium you also applied for it ar? it's just "Platinium" card. haha. then i shd be happy that im own a "Platinium" card. haha...

oh yeah, did u ommited 1 platinium card, that's Robinson Platinium by OCBC.

@ Tinkerbel & Terapox

suddenly here become i-phone thread already...  sweat.gif

im wish im can own 1... cry.gif
that day got change to play play a while, it's so good. im loving it...


Added on September 1, 2008, 6:46 pm

if u hardworking enough, passion enough, curious enough, browse through older post, then u will get ur answer...
*
sorry about hi-jacking ur thread for apple ... sweat.gif

the UOA one earns carrefour rebates ma... every hundred earn 4 ringgit u know!!! so nice... 4 ringgit can buy 2 sneaker bars leh... hehehe
anyway...seldom use it... it sits in my locked drawer most of the time...

Robinson Platinum ah.. haven't met the OCBC agent yet... even i do met them one day, i oso want to see hows their attitude and wat free gift they r gonna give to me...hehehe....

btw OCBC cards are useful among Robinson Group only... (Robison, John Little, Mark & Spencer)


Added on September 1, 2008, 6:57 pm
QUOTE(tinkerbel @ Sep 1 2008, 06:53 PM)
@vin_ann,
Hence I didn't respond to TeraPox post when he asked me about the iPhone - tis is not the right place to discuss the iPhone smile.gif

There's nothing much about the iPhone - it's just a gadget; TeraPox can tell U that [maybe he can even pass 1 to u since he's got 2! *grins*]

@TeraPox,
Just need to 'restore' the phone and it prolly gets unbricked
*
Restored for like 1500 times ( minus 2 zeros) laugh.gif ... still the same... will definately call up stringfellow for help next week..

This post has been edited by TeraPox: Sep 1 2008, 07:03 PM
TeraPox
post Sep 1 2008, 08:01 PM

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QUOTE(vin_ann @ Sep 1 2008, 07:05 PM)
@ Tinkerbel

it's just kidding only... haha...

@ Terapox

at least i know u got "many" i-phones, when u bored wan to get rid off it, thinks of me, i can help u settle. haha...

btw, sneaker bar cost about Rm3++ already... haha... sigh, everything naik.

my purchase with Carrefour hardly breaks 100 each time. so it's also sit on my drawer already.

btw, my latest trial n error, Carrefour CC Pay Wave machine did not accept my Maybank Petronas Visa Wave....  vmad.gif the cashier tried 3 times also fail...

previously Direct access Pay Pass also fail to get 'wave' with Carrefour UOB Pay Wave machine.
*
we hav to admit it... our country's banking(&everything) infrastructure SUX
TeraPox
post Sep 2 2008, 12:51 AM

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QUOTE(andrekua @ Sep 2 2008, 12:42 AM)
Issit when you got AMEX charge card, they will offer you a credit card FREE FOR LIFE?
My boss is being offered one FREE FOR LIFE.
I saw the offer letter he left on his table. I wonder what happened if he cancelled the charge card and keep the credit card.
*
Free for life? good for him.. maybe he charged a huge amount of money every month...
too bad, I'm not entitled to that kind of privilege..

Tinkerbel, u know anything about this?
TeraPox
post Sep 2 2008, 05:08 AM

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QUOTE(tishaban @ Sep 2 2008, 04:37 AM)
Amex platinum charge cards are supposed to be by invitation only plus they never waive their annual fee no matter what. It's a "status symbol" and Amex must maintain their standards I guess biggrin.gif So if you see anyone with an Amex platinum charge card, you know they're paying on average RM200 per month just for annual fees alone! biggrin.gif

There are advantages, particularly if you travel but not worth it for me...
*
yup... that's right...

to trigger the invitation, u need to be...

1) a AMEX gold card member
2) annual charge of 200K ringgit. (NOT INCOME ah)
3) willing to pay for the 2.5k ringgit annual fee..


next level, centurion(Not in Malaysia Yet)

to trigger the invitation, u need to be...

1) a AMEX Platinum Card Card member
2) annual charge of 350K USD (not income ah)
3) willing to pay for the 2.5k USD annual fee.


This post has been edited by TeraPox: Sep 2 2008, 05:15 AM
TeraPox
post Sep 2 2008, 01:44 PM

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QUOTE(tinkerbel @ Sep 2 2008, 11:21 AM)
I'm definitely NOT willing.. I have v much more things I could do with US2.5k - for example, purchase that iPhone 3G everyone seems to want so much !! tongue.gif

@TeraPox,
I've not heard anything about Free For Life Amex cards.  Then again, I've not reached that kinda status ! sad.gif
*
me neither... just dunno how andrekua's boss got that letter...
TeraPox
post Sep 2 2008, 04:21 PM

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Read from the internet...

the highest purchase per change for American express made by a American billionaire... he charged a private jet...with his amex centurion... shocking.gif shocking.gif
TeraPox
post Sep 2 2008, 07:34 PM

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QUOTE(tinkerbel @ Sep 2 2008, 04:46 PM)
@TeraPox,
And the difference is that he is a billionnaire; most of us aren't ! tongue.gif
*
true true... and i didn't read anything about he got his annual fee waived..... wink.gif
TeraPox
post Sep 2 2008, 08:54 PM

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QUOTE(andrekua @ Sep 2 2008, 08:11 PM)
Thats why Im asking.
Issit because my boss still paying for the charge card that they decided that it was worth it? What happen if he cancel the charge card and keep the credit card?
*
Im a Amex Gold member for 8 years now...
and I still have to pay the 800 bucks for my Amex CC...
TeraPox
post Sep 3 2008, 12:05 AM

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QUOTE(andrekua @ Sep 2 2008, 11:27 PM)
I din say my boss din pay for AMEX charge card. Im just asking now that he's been given this free for life credit card by AMEX, will it become void when he cancels his AMEX charge card?

http://www.maybank2u.com.my/consumer/onlin...reditcard.shtml

This is the one he's being offered.
*
as tinky said... we don't know..coz we hav to pay 800 bucks annual fee for our card... and we will be glad if u can tell us how to waive this 800 bucks...
*we might buy u coffeebean or starbucks as a token of appreciation... brows.gif


yup, we r holding exactly the same card...
user posted image

This post has been edited by TeraPox: Sep 3 2008, 12:07 AM
TeraPox
post Sep 3 2008, 12:59 AM

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QUOTE(andrekua @ Sep 3 2008, 12:08 AM)
I mean you dont have their charge card rite?

If Im free, I will scan the stupid offer letter. I cant really see any term and condition stating that its free only because you are paying for the charge card. My boss just took the card and threw everything else away. Sigh... he didnt even bother to read...
*
I DO, I am their Charge Card Member since '00 icon_rolleyes.gif


TeraPox
post Sep 3 2008, 03:15 PM

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QUOTE(wheimeng @ Sep 3 2008, 02:00 PM)
im looking to apply for credit card, uob and amex in particular.

anyone knows anybody? biggrin.gif
*
actually don't hav to know anybody...

for uob... go to http://www.uob.com.my
find the credit card app form, fill it up and send it in..

or visit any carrefour outlet... they have booths there to promote their One card(u might get some free gift)


for amex, got either to http://www.americanexpress.com.my or http://www.maybank2u.com.my
find the card app form, fill it up and send it in..

or visit any maybank branch....
TeraPox
post Sep 3 2008, 03:32 PM

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QUOTE(HonMun @ Sep 3 2008, 03:21 PM)
UOB - One Platinium Card very high annual fees
*
no... swipe 6 times per year and got it waived...automatically...

TeraPox
post Sep 3 2008, 06:22 PM

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QUOTE(IMAX @ Sep 3 2008, 05:53 PM)
swipe on petrol RM10+RM10+RM10+RM10+RM10+RM10 in ONE DAY oso considered waived?
*
even swipe on petrol RM1+RM1+RM1+RM1+RM1+RM1 in ONE DAY oso considered waived!

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