Credit Card Thread V4, Plastic Money @ World Access
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 Aug 1 2008, 03:52 PM
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#41
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All Stars
52,874 posts Joined: Jan 2003 
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QUOTE(Underhill @ Aug 1 2008, 03:27 PM) Got my CIMB DA. Pretty fast. Applied last Friday. Hmm, no info received on online statement, there is no such thing? For online statement, you need to apply for PIN (ATM access) and perform CIMBClicks Internet Banking registration.Let's say my combined limit is 8k, it means I can still charge 8k to one card right?  |
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Aug 1 2008, 04:32 PM
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#42
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(tinkerbel @ Aug 1 2008, 04:02 PM) @Underhill, Maybe they follow MBB system. Multiple cards share one combined CL.How many cards did U receive from DA? Combined CL usually refers to the principle card + supplementary cards. You normally will get 2 separate CLs if the bank gave U a Visa & a MasterCard  |
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Aug 1 2008, 04:41 PM
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#43
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(hye @ Aug 1 2008, 04:38 PM) @tinkerbel As I expected. Thank you for clarification.Not in the case of CIMB DA. If you applied for 2 cards then they both share the same credit limit. |
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Aug 1 2008, 08:58 PM
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#44
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All Stars
52,874 posts Joined: Jan 2003
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MBB Petronax 5x TP is over already right?
No more extension I believe. M2U is not updated with this if there's really an extension. Today is already 1 August! |
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Aug 2 2008, 07:16 AM
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#45
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All Stars
52,874 posts Joined: Jan 2003
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I called MBB CS and they said the MBB Petronas 5x TP has been extended to end of the year.
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Aug 2 2008, 12:40 PM
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#46
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(tinkerbel @ Aug 2 2008, 11:16 AM) @yks8845, Me too. I didn't tick that portion and they didn't extra stuffs. I believe the Zing Card is a Debit Card so obviously U start off with RM0!!  I'm glad MBB didn't send me more than what I applied for - it'll go straight into the bin though |
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Aug 2 2008, 03:14 PM
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#47
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Alex_iz @ Aug 2 2008, 02:38 PM) Hi, I'm new here. Would like to ask for your opinion on credit card application. For CIMB Direct Access, the requirement is lower as below:If my salary is RM2.2K basic salary, will it be easy to apply for gold card? I would prefer oversea CC. QUOTE Gold card: RM24,000 per annum (for Affinity / Joint Marketing Partners) Gold card: RM30,000 per annum (for Generic Graduate Card) I don't think foreign banks could offer your a gold classic with this is low requirement. QUOTE(IceBikers @ Aug 2 2008, 03:00 PM) i have 2 cimb cards sharing same account.. I believe you need to specify which card you want to pay for by keying or selecting that particular card number even though they're sharing the same account or even credit limit. let say out standing balance of CARD A is 400 and CARD B is 200. n this month i want to pay oni 250. so mean i have to divide the 250 for both account.. or a single lum sum 250 for both account? You can have one credit card account with multiple cards (different card numbers). |
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Aug 2 2008, 03:27 PM
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#48
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Alex_iz @ Aug 2 2008, 03:16 PM) Can we add together the salary+commission+allowance to add up annual income of RM40k? As long as you have documents to prove that. You could seek advice from your friends on how they managed to get it. Some of my friends able to apply gold card even the salary almost the same like me.  They have citibank and hsbc CC. |
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Aug 2 2008, 06:20 PM
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#49
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Hybz @ Aug 2 2008, 06:16 PM) I heard some say if got good payment record, can consider to upgrade too even if income doesn't meet requirement Yes, it's under the bank's discretion and very subjective.correct me if i wrong  If your monthly usage always exceeds the offered limit, they may also upgrade your card to gold card instead upgrading your credit limit. |
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Aug 2 2008, 09:24 PM
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#50
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(sentro2020 @ Aug 2 2008, 09:21 PM) guys Age 18 or 21?my birthday coming next thursday lulz can i send my application on monday ? can get my 1st card in 5 dasys ah |
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Aug 2 2008, 09:31 PM
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#51
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(wodenus @ Aug 2 2008, 06:44 PM) Gold cards are just an excuse to make money. It costs more than classic, and has none of the prvileges of platinum or infinite Nowadays, gold cards looks "cheap". No offence. |
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Aug 3 2008, 02:35 AM
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#52
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All Stars
52,874 posts Joined: Jan 2003
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Luckily for my company, pay slips are available online. We can retrieve it within the 1 year archive period.
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Aug 3 2008, 09:19 AM
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#53
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(muscaa @ Aug 3 2008, 09:06 AM) How about using petronas cc to buy things other than petronas oil? Can we get points like 2x/5x? How much TP you need to redeem synthium engine oil? If you use your MBB Petronas CC at below:QUOTE Restoran Victoria Station Restoran Sri Ayutthaya Subway cafe Hock Sin Leong Telekom Malaysia (pay bill online or at Kedai Telekom) TMnet (pay bill online or at Kedai Telekom) You'll earn 2x TP. |
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Aug 3 2008, 01:03 PM
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#54
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Sawamura @ Aug 3 2008, 11:35 AM) anybody here know how to attach my DA card to my cimbclicks acc. Give a call to CIMBClicks helpdesk.ive been trying the whole day, still dont know how.. and also.. how to make DA payment through atm I'm not sure on how to make payment through ATM. Using CDM is easier. |
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Aug 3 2008, 03:22 PM
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#55
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Underhill @ Aug 3 2008, 03:17 PM) tinkerbel, yeah. Thats what i thought. Too lazy to drop by though. I'm requesting for my PIN. Why can't they just freaking make it online. I can't fax it coz they require original form. What kind of PIN are you requesting? ATM access? |
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Aug 3 2008, 03:49 PM
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#56
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Underhill @ Aug 3 2008, 03:40 PM) Yep Which bank? Why need original form? |
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Aug 3 2008, 04:08 PM
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#57
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Underhill @ Aug 3 2008, 04:05 PM) CIMB DA, stated there that original form is required to apply. I need the PIN to get the E-PIN at ATM, in order to able to use CIMBClicks and see my cc statements. What a hassle. Well, I did tick the portion in the application form.After a week or two when I got my card, I called the CS why I didn't receive my ATM PIN since I wanted to view online statement. They said it takes to genereate the PIN and will send it to me soon. |
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Aug 3 2008, 05:04 PM
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#58
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(cute_boboi @ Aug 3 2008, 05:00 PM) Well, I don't buy stuff at petrol kiosk other than engine oil, which is confirmed 5x. I purchased it somewhere in Jun/Jul '08. OK, maybe I buy other stuff like mineral water, tin can nescafe and ice cream, but normally pay cash. So, other than Petronas products, I'm not sure. The stuff in kiosk are normally expensive. Well, you can redeem RM 10 x 5 Petronas vouchers.  I did not check whether can redeem Syntium engine oil with TP. Anyone knows ? Use that to buy Syntium engine oil.  |
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Aug 3 2008, 10:19 PM
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#59
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(tinkerbel @ Aug 3 2008, 09:14 PM) @cute_boboi, Direct Access allows you to fax in the application form:I guess I'm interested onli in the Samsonite counter; unfortunately it probably wouldn't make a diff to me cause no TPs - maybe I'll start collecting mine and use it at next year's TreatFair *grins* @Underhill, All CC applications will tell U they want the original form; I guess that's because they need the original signature *shrugs* http://www.directaccess.com.my/pdf/DA%20cr...%20apply_01.pdf |
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Aug 3 2008, 10:30 PM
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#60
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(tinkerbel @ Aug 3 2008, 10:21 PM) @David83, CIMB DA doesn't have online application. I mailed in my application.Act if banks insist on wanting the original form, what about applications made through the internet? For MBB, I submit online application for MBB Visa Classic. Then I faxed in my supporting documents. If I remembered correctly, they didn't ask me to send in the original form. As for my MBB Petronas Visa, no online application is available and I have to mail in everything. Not sure for other banks. I cannot remember HSBC one since it was 2 years ago! This post has been edited by David83: Aug 3 2008, 10:33 PM |
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