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 Credit Card Thread V4, Plastic Money @ World Access

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SUSDavid83
post Aug 3 2008, 10:59 PM

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Crap! If it's useless, why put there! Stupid!
SUSDavid83
post Aug 3 2008, 11:17 PM

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QUOTE(muscaa @ Aug 3 2008, 11:15 PM)
yeah the DA cc is a bit difficult as you have to apply for pin no. before you can use the internet banking. i gotta go to the main branch at damansara to apply last time
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Not just CIMB DA. I believe you have to do the same for any CIMB CC.
SUSDavid83
post Aug 3 2008, 11:22 PM

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QUOTE(muscaa @ Aug 3 2008, 11:20 PM)
haha.. I was at maybank treat fair at midvalley today, spent whole day there
hand was 'itchy', ended up with applying maybank petronas card
not much of things to buy lah (no money ooh cry.gif ) only bought RM60 hotlink top up card, managed to get a free bag drool.gif
Will swipe it 'kau kau' at petronas to get TP once i got the cc
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Don't tell you paid that reload card using MBB Petronas Visa?
SUSDavid83
post Aug 3 2008, 11:31 PM

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QUOTE(muscaa @ Aug 3 2008, 11:28 PM)
yes RM60 only i spent for the reload card, swipe it with temp card! blush.gif
wanted to buy necklace at wah chain booth but later found that another shop tomei at ground floor centre court gave better discount/price so bought it with citibank card icon_rolleyes.gif
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Not bad! They accept CC as payment method. sleep.gif
SUSDavid83
post Aug 4 2008, 08:08 AM

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QUOTE(danlhct @ Aug 4 2008, 01:10 AM)
After reading this forum, I decided to go with my Maybank second card - Amex cc. Mainly due to it 2x TP tongue.gif  ... and I had received the card few days ago.
I agree with TeraPox, Maybank is a snail. Despite I already have my Maybank Visa Gold, it took me almost 4 weeks to get my Maybank Amex cc. Huhh!!
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Did they charge you for annual fee for your MBB Amex?
SUSDavid83
post Aug 4 2008, 09:16 AM

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QUOTE(danlhct @ Aug 4 2008, 08:36 AM)
Nope... .. as far as I know. The staff told me it is free for first 2 years.
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How many MBB cards you have? If your newly added MBB Amex is considered as your 3rd card, then it'll be free of annual fee. Otherwise, you have to pay for it. Track your online statement carefully.

This is what the bank staff and CS told me.
SUSDavid83
post Aug 4 2008, 12:12 PM

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QUOTE(tinkerbel @ Aug 4 2008, 11:13 AM)
@David83,
Of course the merchants would accept CC purchases - Y would they not?!  In fact, I think they would only have accepted MBB CC's and no other CCs.

Yes I too been told by the CS about the 3rd CC being FREE - it is however NOT applicable to the Plat range I think; can U double confirm please?! wink.gif
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I'm not sure about Platinum card since I don't hold or apply any. Perhaps others could confirm for you.
SUSDavid83
post Aug 5 2008, 05:52 PM

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QUOTE(xphossis @ Aug 5 2008, 05:25 PM)
Hi ppl, want to know is it possible to pay my other cc bill through Maybank2u? if possible wat are the charges and procedure?
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Under Interbank Fund Transfer. Select Payment Type as Credit Card.

Standard charge is RM 2 for Interbank Fund Transfer.
SUSDavid83
post Aug 5 2008, 09:35 PM

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QUOTE(ronnie @ Aug 5 2008, 09:33 PM)
I concur with Reventon. My experience with DA's Platinum Customer Care is very good.
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Platinum card holder has different, dedicated support number.
SUSDavid83
post Aug 5 2008, 10:19 PM

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QUOTE(TeraPox @ Aug 5 2008, 10:12 PM)
OooOOoo...seems like they have improved alot since bcb era...

okie lar, i will apply for it on their upcoming fair~~~
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DA was never under BCB. They were used to be under SBB.
SUSDavid83
post Aug 6 2008, 08:30 AM

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QUOTE(Putraskyline @ Aug 6 2008, 12:59 AM)
For now, DA is the perfect cards for young graduates? How about the benefits? Where you read about DA got 2% rebates on all petrol station? I have google DA website but the elaboration is too few.
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DA is perfect for fresh graduates because:

1. 2% rebate on any brand of petrol (http://www.directaccess.com.my/pdf/petrol%20statement%20leaflet.pdf)
2. No need to worry about annual fee
3. No minimum swipe for the month or year
4. It's a GOLD card not Silver/Classic.
SUSDavid83
post Aug 6 2008, 11:18 AM

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QUOTE(Gary1981 @ Aug 6 2008, 10:19 AM)
what is the limit of the DA gold? As yesterday i go apply standard chartered gold....
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Mine comes with RM 10k.
SUSDavid83
post Aug 6 2008, 12:14 PM

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QUOTE(Gary1981 @ Aug 6 2008, 11:46 AM)
The DA gold no require any minimum annual salary mah?i believe other bank minimum for gold is 40k/year huh?anyway am waits for the s.chartered response....
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For DA, the minimum annual income:

Platinum Card : RM80,000 per annum
Gold Card : RM24,000 per annum
SUSDavid83
post Aug 6 2008, 01:07 PM

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QUOTE(Putraskyline @ Aug 6 2008, 12:56 PM)
For the DA, its comes only with CIMB right? My annual income is about Rm22k because I'm fresh graduates. Do you think the bank will allow? About the Graduates Certificates as requirement, I dont have it right now, my convo will in mid August. What document to brings? From what I know DA Card does not count point on Petrol purchases, do other card such as CIMB-Petronas or MBB-Petronas are the same?
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For the DA, its comes only with CIMB right? My annual income is about Rm22k because I'm fresh graduates. Do you think the bank will allow?

QUOTE
Platinum Card : RM80,000 per annum
Gold Card : RM24,000 per annum


You can give a try.

About the Graduates Certificates as requirement, I dont have it right now, my convo will in mid August. What document to brings?

You could try to use the official invitation letter to convocation.

From what I know DA Card does not count point on Petrol purchases, do other card such as CIMB-Petronas or MBB-Petronas are the same?

CIMB Petronas also gives 2% rebate back. MBB Petronas offers 5x Treat points.

SUSDavid83
post Aug 7 2008, 06:33 AM

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QUOTE(ZONX @ Aug 7 2008, 12:33 AM)
i went through DA gold card requirement

Gold card: RM24,000 per annum (for Affinity / Joint Marketing Partners)
Gold card: RM30,000 per annum (for Generic Graduate Card)

what's the different? although there is remarks beside. but i don't really understand the diff blink.gif
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If you're a member of Affinity / Joint Marketing Partners, then you can apply CIMB DA at lower annual income requirement. Here're the list for Affinity / Joint Marketing Partners:

Direct Access Affinity Partners

ACCA Malaysia Sdn Bhd (ACCA)
Bar Council Malaysia (BAR)
Institution of Engineers, Malaysia (IEM)
Malaysian Airlines Pilots Association (MAPA)
Malaysian Association of Institute Chartered Secretaries and Administrators (MAICSA)
Malaysian Dental Association (MDA)
Malaysian Institute of Accountants (MIA)
Malaysian Institute of Human Resource Management (MIHRM)
Malaysian Medical Association (MMA)
Nutrition Society of Malaysia (NSM)
Persatuan Alumni Doktor USM (PADU)
Persatuan Alumni Universiti Malaya (PAUM)
Technological Association of Malaysia (TAM)
The Incorporated Society of Planters (ISP)
Universiti Putra Malaysia (UPM)

Direct Access Joint Marketing Partners

The Association of International Accountants (AIA)
The Chartered Institute of Logistics and Transport, Malaysia (CILT)
Institute of Chartered Accountants England and Wales (ICAEW)
Institute of Internal Auditors, Malaysia (IIAM)
The Institution of Surveyors, Malaysia (ISM)
Koperasi Doktor-Doktor Malaysia (KDM)
Malaysian Institute of Certified Public Accountants (MICPA)
Malaysian Institute of Taxation (MIT)
Persatuan Doktor Perubatan UKM (PDP UKM)
The Penang Medical Practitioner's Society (PMPS)

I believe you need to attach a copy of your membership card in your application form.

This post has been edited by David83: Aug 7 2008, 06:34 AM
SUSDavid83
post Aug 9 2008, 03:55 PM

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Maybe the server is having a downtime. Any announcement posted or what?
SUSDavid83
post Aug 9 2008, 07:13 PM

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hye, you're like news reporter. tongue.gif
SUSDavid83
post Aug 9 2008, 11:14 PM

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Just now, I used my MBB Visa at Secret Receipe and guess what, the transaction didn't go through. So embarassed!

I'm wondering if my card or the RHB terminal got problem. My friend used his HSBC to settle the bill since I didn't bring my backup cards!
SUSDavid83
post Aug 10 2008, 09:06 AM

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Not sure if somebody asked this before.

If I want to change my ATM PIN; let's say from Citibank Mastercard CC. Do I have to change that PIN at Citibank ATM machine? Does it possible to do it on any ATM machine that supports Cirrus?

Thank you.
SUSDavid83
post Aug 10 2008, 04:00 PM

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Thanks for the confirmation. As I expected.

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