anyone holding cimb credit cards?
cash advance must get approval first?

is it same to citibank?

0% Interest-free Installment Plans => Means what?

@TeraPox,
So fast oredi accumulated RM2.3k and change for gift some more?!  Last time I checked, U said U haven't even received the Amex Plat *gulp*

And uh... what's Mizu btw?! *grins*  Japanese restaurant ah?!

it means during that period the bank will not charge u any interest.

1. Which is better, CIMB or RHB?

2. Can i apply 2 cards (both visa n mastercard) at the same time and place, or i get to choose one only?

3. If can choose one only, which is better, visa or mastercard?

4. How long does it take for the application to be accepted/done, and when can i use the card?

5. i only work for a month now. can i use my appointment letter instead of using my payslips?

6. What documents should i bring during the application? copy of IC? Copy of bank account book? payslip/appointment letter?

Your help would be verrrry much appreciated!

Thanks guys

All these while, I mention about my CC application being rejected by HSBC.    Today I got a call from HSBC Medan Pasar telesales offering me Visa Gold without any documentation, as they refer to my PV account which is where my company banks in my monthly salary. 

- 5 years annual fee waiver.
- Free HSBC Limited edition Lion Pocket Watch*
  *subject to RM300 spending

I think not going to apply for it, as:
1) I'm consolidating points with MBB CC at the moment.
2) MBB 2x Amex, 5x Petronas has better TP
3) I feel MBB CC benefits/rewards are better overall.

Anyone want to convince me on HSBC CC benefits/rewards ?
e.g. sometimes Citibank CC are allowed to buy-1-free-1 Coffee Bean drinks.

Or just hold on to it since 5 years free ? 

ah... yes, you are right. It's like the deco fair @MV.

Forgot to update, there are CIMB & DA staff/agents, but just a few fellows located in the middle between Hall 1 & 5. Not aggressive. If compare to MBB TP Fair agents, I would rate just 20% of the people quantity and aggressiveness in approaching me. Similiar on the spot approval to purchase things INSIDE the CIMB fair only.

Well, initially I thought is RM38,888 , then I count got five '8'. Then I thought 388,888 points, which is consider very cheap ! Then read again, got 'RM' in front.    Anyway, they place two promoter girls in front of it. 
yes, chatting only. I thought want to apply to upgrade my DA to plat or maybe apply CIMB, but only one person approach me.    Not aggressive at all. In the end, I didn't apply.

adoi... MBB speaks engRish since long time ago    When you fill up to apply MBB Pet-plat, did you tick Plat ? Otherwise, I think they default to Gold. I tick plat, I got plat 

Dunno man ... but I can login to Citibank Online just fine. And I have been doing that for a couple of times since the last 48 hours.

I think like MBB fair, if you plan to purchase with cash, you can get similiar or better deals outside. However, take note they are offering discounts for CIMB card holders, but how much cheaper it is, I did not really compare in detail, as I don't have anything to buy and I don't have full day to walk there.
I think non-malaysian should be able to get, but since you don't have income tax return or any proof of income, I don't think bank will give you one. The other way is to deposit 100k-300k and get complimentary CC.
Just tried login Citibank. No problem. Now paying bills 
Phone bill claim company la 
Wow, I'm better. One approach me. A youngster (around 20-25 years old) left within <10 sec. Not sales trained or maybe just a part-time college fellow 

@TeraPox,
I don't see Y U can't go up to them requesting for a CIMB Plat; if U realli want something, U need to go get it right?!

O_O how much annual fee do you pay annually????for all the card in ur "collection list"

u wear nice nice confirm they will approach you

wow....i tot u typo wanna type 2000

pro credit card user

u sure have alot time to call all the bank
     

terapox,

How come they 'refused' ah??
I went there got lot of salesgirl approach me for cc applications
So i ended up applying CIMB Enrich Plat

ya lar.....no free cc.. but after surveying the nearest to no annual fee is citibank choice, but with minimum 2 swipes each month... i just need the card in case of  i need to travel oversea.... maybe i just need to swipe 2 times each month for regular purchase such as starbucks or fill up petrol for my motocycle to avoid beeing charged rm5... 

Nope ... debit card only.

mind to ask anyone here hold Amex platinum credit card ( new ) . Terapox ?

@Reventon,
Yes I believe the Amex Platinum Credit Card has the same T&C with Visa & MasterCard when it comes to late payment and interest free period.  In fact, if I'm not mistaken, I think Amex gives U more time to settle ur bill; I received my statement about 2 weeks ago and I have till 23rd before I need to make the payment.

As this is my 1st bill, I'm unable to track if this is a norm.

I haven't used the Prestige Platinum Card but am quite sure it's as good as it seems to be.  I've oredi received my Prestige Platinum Card - it also comes with some exclusive 'discount' vouchers.  I don't think there'll be any problems using the dining privileges and it's definitely well worth the $ if u frequent Shangri-La's F&B outlets!

I don't exactly know if my annual fee's been waived as I originally applied for the Amex Gold (with 2 years waiver) since CS told me I didn't qualify for the Platinum - but that's what came in the mail   I would expect annual fees to be billed in my 1st bill but I didn't get charged anything *shrugs*  Am still keeping fingers and toes crossed I won't be charged any annual fees; I've used the RM800 to purchase something else *grins*

@muscaa,
Like I said, the SCB Infinite is NOT meant for those who're after retail promotions; it's got a different target all together.  As such, it has other benefits; Priority Pass is probably one of them for those who travel frequently.  Perhaps U don't understand the behaviour of those in their target market hence think it's stupid?