If it's the defect due to bank's fault, no need to pay.

If it's due to your negligence or lack of care, you may be charged.

Is the chip damaged? Still able to swipe? If still can swipe, I doubt that the bank would replace a new one for free.

3% rebate on Petronas ends by 17 November.

Each bank has its own set of "privileges". Whether it suits you or not, that'll be your decision.

How about CIMB DA? They didn't specify the expiry or validity right?

Just cross/erase it for safety.

The cashier will ask you to touch your card at the panel.

No signature is required.

There's a transaction limit. Should be < RM 150.

Yeap. Wave is from Visa. Paypass is from Mastercard.

It depends if the merchant has the wave terminal or the cashier is trained to operate the terminal.

I agreed with hye that the wave terminal method could take longer than usual method. I experienced this before at Carrefour. Somehow, personally I felt that the transaction over paypass terminal is faster at KFC.

I experienced that too. I did ask why in this thread.

But you did sign right?

I used Wave at Sushi King. No signature required on the receipt generated by the terminal but the cashier will ask to ink on the receipt generated by their machine.

I was wondering that too even though I didn't spend much.

I saw there's a deduction on TP.

I believe should the amount he swiped during the period of review rather than frequency of swipes.

It should be done under Interbank Fund Transfer section.

MBB called me using Unknown number.

18 September to 17 November 2008.

Why don't apply a card from any Singaporean bank?

Using locally issued card will impose charges on the foreign exchange right?

I called Maybank CS yesterday to inquire for my MBB Ikhwan AMEX application. Apparently, my application couldn't proceed since I didn't sign the declaration section. There're two declaration sections in the form and I signed only on the Akad declaration. Faxed them a signed form and hope they could process fast enough. Not sure why they didn't call me about this.

Yeap. I also have the same thought as you since I have existing cards with them.

There're two sections that you need to ink according to the CS or processing department.

1. Declaration
2. Akad Declaration