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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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Darkcloudz
post Jun 23 2022, 01:33 PM

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QUOTE(MUM @ Jun 23 2022, 01:16 PM)
See image in Post 3094
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Oh, i think you misunderstand my meaning.
When i said settle is settle the whole PTPTN amount, not the past due amount.

And i requested close account since i have fully paid them and release letter already provided.
MUM
post Jun 23 2022, 01:41 PM

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QUOTE(Darkcloudz @ Jun 23 2022, 01:33 PM)
Oh, i think you misunderstand my meaning.
When i said settle is settle the whole PTPTN amount, not the past due amount.

And i requested close account since i have fully paid them and release letter already provided.
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👌Oops, My bad....
SUSyklooi
post Jun 23 2022, 02:11 PM

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QUOTE(Darkcloudz @ Jun 23 2022, 01:33 PM)
Oh, i think you misunderstand my meaning.
When i said settle is settle the whole PTPTN amount, not the past due amount.

And i requested close account since i have fully paid them and release letter already provided.
*
QUOTE(MUM @ Jun 23 2022, 01:41 PM)
👌Oops, My bad....
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Just out of curiosity,... I found this
https://howtofinancemoney.com/check-ccris-r...ng%20the%20loan.


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samsungXP
post Jul 20 2022, 01:52 PM

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i want to know credit card information inside ccris report can see ?
MUM
post Jul 20 2022, 02:33 PM

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QUOTE(samsungXP @ Jul 20 2022, 01:52 PM)
i want to know credit card information inside ccris report can see ?
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Googled and found this,
Example: Housing loans, hire purchase, credit cards, personal loans, and overdraft

Includes information on outstanding amount, limits, payment behaviour, arrears and legal status if any.
https://www.google.com/url?sa=t&source=web&...DyAAwWBJT2gNRwz

samsungXP
post Jul 22 2022, 11:41 AM

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credit card application will show on ccris no matter approved or reject ?
MUM
post Jul 22 2022, 11:56 AM

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QUOTE(samsungXP @ Jul 22 2022, 11:41 AM)
credit card application will show on ccris no matter approved or reject ?
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Googled and found this
Ppint 5..Multiple active loan or credit applications.
https://howtofinancemoney.com/check-ccris-r...isk%20applicant.

1282009
post Aug 11 2022, 08:32 PM

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Last time we can print our CCris report at Bank Negara kiosk. I was told this is no longer available. Is there another place we can do this?

MUM
post Aug 11 2022, 09:03 PM

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QUOTE(1282009 @ Aug 11 2022, 08:32 PM)
Last time we can print our CCris report at Bank Negara kiosk. I was told this is no longer available. Is there another place we can do this?
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Bank Negara Malaysia wishes to announce that effective 18 February 2022, Malaysian individual new users may now directly register for eCCRIS at eccris.bnm.gov.my, without the need to walk into a BNM or Agensi Kaunseling dan Pengurusan Kredit (AKPK) office.
https://www.bnm.gov.my/-/eccris-digital

1282009
post Aug 12 2022, 12:09 AM

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QUOTE(MUM @ Aug 11 2022, 09:03 PM)
Bank Negara Malaysia wishes to announce that effective 18 February 2022, Malaysian individual new users may now directly register for eCCRIS at eccris.bnm.gov.my, without the need to walk into a BNM or Agensi Kaunseling dan Pengurusan Kredit (AKPK) office.
https://www.bnm.gov.my/-/eccris-digital
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Tq for the info.

1mr3tard3d
post Aug 12 2022, 01:11 AM

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QUOTE(MUM @ Aug 11 2022, 09:03 PM)
Bank Negara Malaysia wishes to announce that effective 18 February 2022, Malaysian individual new users may now directly register for eCCRIS at eccris.bnm.gov.my, without the need to walk into a BNM or Agensi Kaunseling dan Pengurusan Kredit (AKPK) office.
https://www.bnm.gov.my/-/eccris-digital
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was working last time but now...
user posted image
HumbleBF
post Aug 15 2022, 10:55 PM

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QUOTE(1mr3tard3d @ Aug 12 2022, 01:11 AM)
was working last time but now...
user posted image
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Anyone knows when will it be working again hahah....typical Malaysia
MUM
post Aug 15 2022, 11:33 PM

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This is from, .....

Check Your CCRIS Online (eCCRIS)
The service is free to use but requires initial in-person registration at any branch of BNM Malaysia.

Once registered, you can check your CCRIS report at leisure through the dedicated online eCCRIS portal.

With this facility, you no longer need to go to the counter and can only get your credit report online.

To register for eCCRIS, please follow these steps:
https://www.google.com/amp/s/www.therakyatp...o-the-bank/amp/



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1282009
post Aug 15 2022, 11:36 PM

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QUOTE(MUM @ Aug 15 2022, 11:33 PM)
This is from, .....

Check Your CCRIS Online (eCCRIS)
The service is free to use but requires initial in-person registration at any branch of BNM Malaysia.

Once registered, you can check your CCRIS report at leisure through the dedicated online eCCRIS portal.

With this facility, you no longer need to go to the counter and can only get your credit report online.

To register for eCCRIS, please follow these steps:
https://www.google.com/amp/s/www.therakyatp...o-the-bank/amp/
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I think i will go to akpk branch in KL to do it.


canjeth
post Aug 15 2022, 11:41 PM

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QUOTE(1282009 @ Aug 11 2022, 08:32 PM)
Last time we can print our CCris report at Bank Negara kiosk. I was told this is no longer available. Is there another place we can do this?
*
QUOTE(1mr3tard3d @ Aug 12 2022, 01:11 AM)
was working last time but now...
user posted image
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QUOTE(HumbleBF @ Aug 15 2022, 10:55 PM)
Anyone knows when will it be working again hahah....typical Malaysia
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Should use this link instead: https://telelink.bnm.gov.my/
Instructions: https://www.facebook.com/bnm.official/posts...Z6WFnAzL2yJvuAl
MUM
post Aug 15 2022, 11:42 PM

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QUOTE(1282009 @ Aug 15 2022, 11:36 PM)
I think i will go to akpk branch in KL to do it.
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👍👍👌👌
But I think it will not cause any harm to try as above post before you goto the branch.

If can do as per above post, ... Then easy lor, else just goto the branch.

Btw, if you try the method as above post, .. Tell us the results. Thks

This post has been edited by MUM: Aug 15 2022, 11:43 PM
canjeth
post Aug 15 2022, 11:59 PM

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QUOTE(MUM @ Aug 15 2022, 11:42 PM)
Btw,  if you try the method as above post, .. Tell us the results. Thks
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I myself registered through that method on 20/2/21 and received an email on 25/2/21 containing further instructions to call BNM to verify myself.

After successful verification, then only BNM will send an SMS containing the PIN for first time registration. I received the SMS on the same day after the call.

This post has been edited by canjeth: Aug 16 2022, 12:02 AM
MUM
post Aug 16 2022, 12:05 AM

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QUOTE(canjeth @ Aug 15 2022, 11:59 PM)
I myself registered through that method on 20/2/21 and received an email on 25/2/21 containing further instructions to call BNM to verify myself.

After successful verification, then only BNM will send an SMS containing the PIN for first time registration. I received the SMS on the same day after the call.
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Thanks for the input, .
Do you remember what do you need to do or how BNM verify you?
canjeth
post Aug 16 2022, 12:09 AM

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QUOTE(MUM @ Aug 16 2022, 12:05 AM)
Thanks for the input, .
Do you remember what do you need to do or how BNM verify you?
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Can't remember exactly but I do remember they asked about information they can view from CCRIS like do I have a mortgage and with which bank...
1mr3tard3d
post Aug 16 2022, 02:38 AM

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QUOTE(canjeth @ Aug 15 2022, 11:41 PM)
yeah, learnt about telelink previously but not working for me
user posted image

where the latest telco bill is required
user posted image
but the prepaid service does not support doh.gif

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