a bank letter offer usually last for 14 days. after that, the facility will no longer be available for you.

wokeh ..thanks for the headsup

Hi all,

Looking for a housing loan,
- Subsale freehold property @ 460k
- Loan 90% @ 414k
- Flexi
- ZEC/NZEC options
- 32 years old

Please PM me, Thanks.

Can somebody give me some guide. as i much prefer on biweekly payment, which bank offer this package? is it only international bank? how about local bank?

Hi,Everyone.I am looking housing loan agent from various bank.Please contact me as soon as possible.

- Property price RM180,000 Leasehold
- MOF 90%
- Prefer Flexi, but will also consider others.
- Tenure 30years. (max)
- ZEC/non ZEC
- Location : Pandan Indah
- Age : 26yrs
- Other commitment : Car (RM500 per month)
- Excellent Credit card record



I am 1st to buy house,please provide me a best rates,Thanks you.PMPM PMPM PM ME!!!!!

This post has been edited by Kennethchee: Nov 14 2009, 12:26 AM

Hi, I am from kl; looking for house loan for RM 200k, tenure duration 20 years.thanks.

bi weekly payment take citibank. other bank say only have have.

i want to refinance too...previously a friend from PBB say can get BLR-2.4 but eventually say one of my cars not well paid so oni can get -1.8. wats the point since i'm now -1.75 from CIMB, refinance need to pay penalty somemore lei...

current loan balance: 18x,xxx (1 yr old only)
current installment: 8xx/mth (previously 1,xxx before blr drop)
other commitment: 1 car got few installment left only, now paying 500, another car few more years to go paying 840

is it advisable to refinance? can pls PM me? thanks!

This post has been edited by shoppinglah: Nov 15 2009, 12:58 PM

As you mention you already getting BLR-1.75, what's the point for extra 0.5% by paying all the cost and penalty for refinaning. Just stick with current loan and pay extra when can. Better then waste money for that extra 0.5%.

1 year old only, not worth to go thru the hassle, not much difference.

if big loan then worth la..

Hi..

I am looking housing loan agent from various bank.. Please do PM me..

- Property price RM180,000 Freehold
- MOF 90%
- Must be Islamic (not conventional).
- Prefer Flexi, but will also consider others.
- Tenure 30 - 35 years.
- ZEC/non ZEC
- Location : Teras Jernang, Bdr Baru Bangi.
- Age : 27yrs

This is my first house.. appreciate if you guys can PM me the best loan available..

Thanks..

is there any bank still giving ZMC housing loan???

nope. u need to pay for legal fees, processing fees. but we can capitalise up to 5% for the charges on top of your loan.


hope this helps

1)sXb offer me full flexi blr-2.4 30year , need pay month RM10 for acc maintainence fees
2)AllXance offer me full flexi, 1st year fix 3%, thereafter only blr- 2.05 but waive month RM10 for acc maintainence fees
which 1 better?

as i know Citibank and HSBC bank still giving.

Of cause SCB better. 0.35% different already more then RM10/mth le.

How much is your loan? For me obvious choice is SCB. Much better than Alliance. Btw, why you purposely spell wrongly? Nobody going to catch you bro

my loan amount is 274k

Just 274K got BLR-2.4% is the best rate of market. Pls check for other Term & condition to avoid suffer later.

ZEC/NZEC may have been revised. But most banks will finance the cost into the loan for you.

Anyone looking for property financing, feel free to pm me or sms if you have any queries.