mine @ the end of the month as well... all 4 my cards..

anyone got CIMB plat?

just wanna ask about the benifit

free toothbrush???
u mean electronic toothbrush?

HSBC is a great card issuer... especially when u use it oversea... I've once encounter a ultra solid offer @ HK...
I can buy one free one for a buffet dinner in a 5star hotel



I'm asking about CIMB platinum.. not DA..i know they belongs to the same family now, but i'm now interested with the "mother". not the"daughter".


This post has been edited by TeraPox: Jun 17 2008, 02:24 PM

@naz
good luck on ur card~~~

after my survey....
for all credit cards issue in malaysia.. these are briefly their strength..


Maybank = easy to pay (Maybank 2u) . good pointing system (16500 can change RM100, so far is the best rebate you can get on collecting points)

CIMB = not sure, anyone pls tell me...

Standard Chartered = so far no much benifit as i can see...

HSBC = quite some food and hotel discount from time to time

UOB = quite alot of good food discount, quite useful if you travel to singapore alot.

OCBC = useful in singapore based shopping center like robinsons.... and it's great if you travel to singapore alot

Citibank = point system not bad, quite rewarding, and have offer of food, leisure from time to time

MBF = got 5? adui~ gimmik... nothing much to say

HLB = not sure, anyone pls tell me...

Public bank = not sure, anyone pls tell me...

Affin bank = not sure, anyone pls tell me...

Al Rajhi = not sure, anyone pls tell me...

This post has been edited by TeraPox: Jun 17 2008, 04:29 PM

yap, i bring all my cards together in my thick thick deformed wallet...

so?

got news~~~

My buddy just called me and told me that he use his priority pass issued by RHB bank...

he enjoy free entrance @ bangkok priority lounge. free beer free internet and free food!

woot!!! anyone can help me apply for RHB here?

i will find more info about it...

and if i get my RHB, perhaps i will cancel my eon bank...

but arr.. i will wait for the matta fair ... coz i have free entrance and further discounts on the air tickets... make full use of it first... ahahahha

*mine is Eon Matta fair Platinum

I take credit cards becoz i wanna take the advantage of the bank ma...

other than discount, i put all my expenses into my cards with a few minor benefit that most people wont notice...

1) using credit card prevent wastage. u pay round figure, and prevent giving tips(hehehe) and you don't have to carry coins which normally you will throw into a box when you got home...

2)Points points points! if you spend 10 ringgit in cash. you get 10 riggit item.
if you spend 10 ringgit in cc you get 10 ringgit item + 10 points. hahaha
(i've change a few dect phones, a samsonite luggage, vouchers and etc thro out last few years using my cc points)

---

Added on June 17, 2008, 5:19 pm*ps : as long as you pay in full every month, the bank can't charge you any finance charges and annual fee... you WIN!!!

This post has been edited by TeraPox: Jun 17 2008, 05:20 PM

@tinkerbel

I couldn't agree more~~
Just spend for what you can afford... don't overspend

and avoid EPP!!!!!

I saw one @ carrefour... wave for UOB one card..

if they charge you,call them up, saying u wanna cancel your card...


99% they will call u back and offer u annual fee wave...

anyone here holding SCB card?

i had it before as well, canceled it becoz payment quite inconvenient...

@tinkerbel

just wanna know what benefit it offer nowdays...

not sure about what handphone...

but i can garantee is not the hi-end one..

@Riddhy

if you really need a very very high limit credit cards, try AMEX credit platinum or UOB Preffered Platinum... both come without any preset limit...

for normal cards, they will still let you through if you r abit over ur CL..but they will charge u a penatly of RM50...on top of the interest.

@vin_ann

so, u escaped?

i think around 100k per annum