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 Credit Card Thread V3, Everything about Plastic World Fantasia

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SUSDavid83
post Jul 4 2008, 07:13 PM

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QUOTE(tinkerbel @ Jul 4 2008, 07:12 PM)
@David83,
RM50-60 is quite the bit if U asked me - enough to go Oriental smile.gif
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As I said earlier, I rarely go to such place. Perhaps once in a 3 to 6 months.


SUSDavid83
post Jul 4 2008, 07:27 PM

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Free flow or bottomless is nothing. How much you drink?
SUSDavid83
post Jul 4 2008, 07:48 PM

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QUOTE(jiaxun @ Jul 4 2008, 07:46 PM)
lol?
credit card thread becoming working thread?

anyway, does anyone here have maybank visa debit card aka the ATM card?
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It has become their chatting thread.

By the way, you asked at the wrong thread.
SUSDavid83
post Jul 4 2008, 08:02 PM

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QUOTE(jiaxun @ Jul 4 2008, 07:53 PM)
i believe i'm asking at the right place smile.gif
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I think it's better to ask in the debit card and if I remembered correctly, somebody has created a dedicated thread on this too.

Try to search or dig that thread out.
SUSDavid83
post Jul 4 2008, 09:12 PM

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MBB card holders, anybody aware of this - Treats Fiesta?

http://www.maybank2u.com.my/promotions/may...sta/index.shtml
SUSDavid83
post Jul 4 2008, 09:13 PM

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QUOTE(Syd G @ Jul 4 2008, 09:12 PM)
Wanted to buy something that's worth RM1100. Almost half of salary. The temptation was so great for me to swipe the card. I took a deep breath and determine that I'll come to the shop another 2 times and on the third time I'll decide 1) I need it, 2) I can afford it, 3) There are no better offer elsewhere before buying it.

sad.gif
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Cannot pay using installament method?

Does the shop charge 2% to 3% more for bank charges?
SUSDavid83
post Jul 4 2008, 09:32 PM

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Well, the same thing also happened to me. I recently bought a Canon Ixus 860 IS using installament plan.

I was hesitating whether to buy since I have been camera-less for more than 2 years. I'm considering the need of getting it.

SUSDavid83
post Jul 5 2008, 02:23 AM

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QUOTE(danlhct @ Jul 5 2008, 01:28 AM)
he..he... from the transaction posting date tongue.gif


Added on July 5, 2008, 1:35 amI highlight this issue to them (about the argument of 20 days free interest). They awarded me with 5000 reward points in view of the good virtue smile.gif
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Wow ... 5k reward points is a lot!
SUSDavid83
post Jul 5 2008, 04:14 PM

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QUOTE(candy_chl @ Jul 5 2008, 01:55 PM)
hi...currently i having UOB One card and lady card, juz wondering if i paying my cc bill via CIMB clicks........both card with differ acc number. so which one should i key in? or i need to pay twice for both card?

Noted on the cc bill there's one 'payment account ref', that acc ref is my lady card. does it mean that as long as i pay the outstanding amount for my both card under that reference acc no.???

sory to ask such a noob ques........1st time using other bank to pay my cc bill. btw is it that for the 1st 2 transaction fr CIMB clicks for other bank will charge RM0.50 ???
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I believed that there's no need to entre Payment Account Reference since it's not required parameter. You may need to pay twice for both cards.


SUSDavid83
post Jul 6 2008, 12:04 AM

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Any CIMB DA/CIMB cardholder notice that there's change in the online statement? A new column has been created to illustrate the interest rate.
SUSDavid83
post Jul 6 2008, 12:35 AM

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QUOTE(jeff_ckf @ Jul 6 2008, 12:32 AM)
Hi all, just a question, do I need to inform DA and Citibank that I will be using my credit cards overseas soon? Or they will be able to process my transaction overseas without any notification? They will bill me in the domestic currency and convert it back to ringgit correct? Which one has better terms or rates? Thanks
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The best practice is to give them a call to notify them that you're going to use at which country for how long. This is what I got after I discussed with a HSBC CSE last Friday.
SUSDavid83
post Jul 6 2008, 09:08 AM

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QUOTE(arsenal @ Jul 6 2008, 12:11 AM)
i will go have a look later......haihz..so many things one..=(
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Opps ... sorry. Not new columns but new entries recorded:

CASH INTEREST RATE = 18.000
RETAIL INTEREST RATE = 18.0000

At first, I thought WTH. Does CIMB pay me interest on the extra money that I paid? laugh.gif
SUSDavid83
post Jul 6 2008, 09:17 AM

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QUOTE(arsenal @ Jul 6 2008, 09:11 AM)
your previous balance same rite? when is your statement date? 1st JUly??
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I viewed this under recent transactions.

Balance is the same as previous month.

Statement date is 13th of the month. Payment due date is 4th of the following month.


SUSDavid83
post Jul 6 2008, 10:16 AM

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QUOTE(arsenal @ Jul 6 2008, 10:15 AM)
i dont pay extra for credit card....so i dont have extra column there...tongue.gif
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I believe it'll appear if you didn't clear your previous outstanding. laugh.gif
SUSDavid83
post Jul 7 2008, 07:01 PM

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But Giant outlets are more compared to Isetan.
SUSDavid83
post Jul 7 2008, 09:44 PM

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QUOTE(navilink @ Jul 7 2008, 09:40 PM)
Giant is actually CIMB merchants...how the hell Citibank came out with a co-brand card with Citibank rclxub.gif
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I didn't realize that till you pointed it out even though I shop a lot at Giant.
SUSDavid83
post Jul 7 2008, 10:00 PM

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QUOTE(vin_ann @ Jul 7 2008, 09:58 PM)
@ David83
previously CIMB got gives 2% rebates on the purchases at Giant. it's just a limited period. i thinks now no more. that time im 1st time saw the promotion in Giant, so brought something to try it and it's true. haha
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Applicable to DA too?
SUSDavid83
post Jul 7 2008, 10:19 PM

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QUOTE(vin_ann @ Jul 7 2008, 10:04 PM)
Yes. im using DA master card during the previous promotion.
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Dam! I didn't even realize or remember that.
SUSDavid83
post Jul 7 2008, 10:32 PM

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Previously, Citibank also had a quite similar contest at Queensbay Mall.
SUSDavid83
post Jul 7 2008, 10:35 PM

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I believe that Citigroup is greatly hurted in US.

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