This is the TP website:
http://www.maybank2u.com.my/treatspoints07/index.shtml

1. What document do I need in order to apply? is degree cert neccessary?
Salary payslip/offer letter, copy of IC.

If you submit a degree cert, your application could have a higher chance and faster processing.

2. What is the diff between normal cimb cc and direct access?
Different division and different set of privileges.

3.Issit any1 who hold credit card can get rm50 if thy apply for you?
I believe it's a rebate to your statement.

Bear in mind that MBB 5x TP with Petronas is going to end soon by 31st July.

Is your saving account dormant?

No need to access. The new applicant must put your details or card details (cannot remember which one) in a special application form with MGM section.

The rebate will be credited directly into your CC account.

Your principal card is from which bank?

Encouraging credit card holders to pay full amount

KUALA LUMPUR: Credit card holders who pay the full amount will continue to enjoy the 20-day interest-free grace period, says the national cards group chairman Gan Kheng Chai.

He said Thursday that cardholders who paid the minimum 5% on their outstanding amounts for 12 months continuously, the interest on the remaining 95% would be charged 15% per annum.

However, those who defaulted once would see the interest charged on the outstanding balance be raised to 17%. Those who defaulted for the second time, the interest charged would be increased to 18 per annum, he said at a press conference in Bank Negara.

The national cards group represents all the banks which issue credit cards in Malaysia.

URL: http://biz.thestar.com.my/news/story.asp?f...41&sec=business

I thought the 2% rebate:

CIMB Petronas Mastercard - only applicable for Petronas
DA Mastercard - for all petrol stations

For MBB Petronas Visa, I would like to see what kind of renewed offer from MBB. If not a good deal, might consider to use CIMB DA back.

You guys still carrying on the co-branded CC?

Co-branded card is usually to get rebate when you swipe at the co-branded merchant. Citibank Shell, Citibank Giant, MBB Petronas, CIMB Petronas and etc are cards grouped under this category. Other than it's nothing special or extra from classic card.

I also don't like the idea of carrying so many cards in my wallet.

I don't carry my MBB Petronas Visa all the time.

I prefer to consolidate every swipe to a single card.

My primary card is MBB Visa Classic. I don't have MBB Mastercard. MBB Petronas Visa is my 1st co-branded card mainly used for petrol refueling at Petronas.

I seldom or rarely use my CIMB DA Mastercard.

Should be sufficient if you're going to oversea.

You could apply one normal and one co-branded. Then your headache will be lesser.

It could take few weeks to get your application approved depending on how good your credit history.

They'll usually mail or courier the card to your mailing address unless you specifically told them to send the nearest branch for pickup.

Shinichi could target those which is free for life*.

As for Hybz, it's true that different co-branded card has different benefits/promotions but usually co-branded is tied one merchant. I don't want to get myself into nitty gritty stuffs by getting so many co-branded cards. Ha! Ha!

I believe CIMB Mastercard (not Petronas card) is also free for life if he wants it.

Otherwise, he may consider MBB Petronas Visa (co-branded).

It's so far to think about. My MBB Visa Petronas is going to expire by 2012.

No from my experience.

Very long? Define it? One week? More than that?

I seldom use that card for normal swipe. I use it petrol refill at Petronas and online transactions.