What investment is that? Which fund?

September 28, 2009
Jim Rogers On Commodities Price Outlook

"When the global economy recovers, demand for commodities will rise, so will prices. If economies remain weak, governments will print money, and commodity investors can then benefit from the effects of inflation."

in China International Financial Services Conference, held at Guangzhou in South China

Sound like commodity fund is a good option at this moment. Any comments?

update... some representative from PBB just called me last minute regarding the PBIEF and the distribution...

they said the div will be reinvested into my PBIEF a/c and i am entitled for 2nd withdrawal...

so quite happy now

Never put all eggs into one basket is one investment strategy. We can invest in Forex, Gold, Property, Stock but never put all yours money into just one group of investment. Separate some to stock market, some property. However, never be over diversified which will make you loss focus.
Diversification will help us to reduce the risk.
For small capital investor, unit trust is an option as it polls many investor monies to invest in different sector of stock market by professional fund manager. This is the advantage of diversification of unit trust.

hi guys, i would like to ask if its safe to invest in funds without monitoring it. invest duration will be long term.

ya its safe coz the fund manage by professional

No, this year we have several fund lose more than 50% until now.

UT is never or should be considered as 'safe' place in the first place. Yes, a lot of fund/equities can yield good return over the long term, but not all across are the same.

No matter how, need some minimal monitoring as well, cannot say totally ignore it at least must know what the fund is doing.

get a good agent that willing to help u moniter the performance...
even if u investing in long term, there is no gurentee that ur capital is protected...
save way for long term go for bond fund...
hope that help

Well I think after all the lehman brother, bearstern even madoff(lots of victim loss their money by investing with these so called expert ) case happen in wall street. You better be careful and
do not take things for granted. After all its your hard earn money. Dun simply trust anyone and remember to diversify your investment. Dun dump all eggs into 1 basket loh.

I was just reading another thread on Island Red Cafe scam...

I am just wondering what sort of protection does a unit-trust holder have against such thing happening ala IRC scam?

What sort of assurance does Unit Trust Company offer to their investors, that they will not abscond with the moonies.

Yeah I know, a very noob question.

Xuzen

And now he has stopped posting for a month. Is this related do you think?

now is a good time to start invest in UT fund...
most asian fund are going up...

Island Red cafe Scam is not a UT it is as you rightly put it .. a Scam.

How to know if it is Scam or not:
1. It give fixed return at a very high rate (eg: more than 2.5% a month)
2. you suddenly win a lot of money without you knowing why ( such as you name had come from the sky with the attach monies)... no unknown ppl in this world want to give you any money.
3. Your property had suddenly turn into gold with just a small extra payment.
4. Unknown ppl come to you to sell anything at a greatly reduce price (say at 70% discount... even in some store have to double up the price fist before the giving the 70% discount))
5. Don't ever pay for any promises from unknown ppl

Before investing in UT..or any other fund
1. Study the Issuing house funds performance. (PNB , Public Mutual is the best for me.. political and state fund should be avoided)
2.The last five years performance. (you can get this from the edge that independently rate the funds)
3.Get the prospectus of the fun to know how the fund get their income... (some of us want to avoid the sin activities such as gaming and alcohol .....)
4. Check with relatives and friends or check here if there are problem with the funds.
5. After you had bought the funds .. monitor the prices daily or at least once a week.
6. Have an exit strategy. ( My strategy is I will dispose the UT once it had drop 5% from the peak price after I had bought it. I don't care what the broker say to me he had failed to advice me correctly and I am not going to have a second failure from him/her.. I will still cash it... that means the maximum I will loss is just 10%)
7. If I want to make another choice I will go back to step one

You can have another strategy... but make sure you have an exit strategy... to avoid any misunderstand later tell your broker your exit strategy.

UT company are licensed and having BNM/SC approval and regulated by them.

Those scam is not. You have no protection at all in those company. <---- whatever clauses in your agreement with the company is useless.

Check with BNM/SC for your every single cent to put with investment house, every legitimate house from ordinary bank, brokers, investment bank has it.
No company can take in public deposit money without BNM/SC approval.

Very informative sharing, rosdi. I do not have a UT consultant, i usually made my own decision. I read around 50 articles on investment/economy financial news every week either online or newspaper/magazine. Exit strategy after loosing 5% is quite strict actually if u r talking abt equity fund, some volatile equity fund could reach 5% changes within a week time. For me i will set 10% variance for equity fund, and 5% for bond fund.....just my personal opinion....

whats d best investment?

= =" it really depends hows your tolerence towards risk, bro....

alot of considerations.... high risk high return, low risk low return, lock in period, investment tenure, maturity... how long are you willing to lock in your money for the investment until it yields...??

so practically, ther's no best bro...

OSK-UOB Capital Protected China A-Shares Fund - Series 2

Details: http://www.maybank2u.com.my/mbb_info/m2u/p.../INV-Investment

im going into the real estate now. trying to grab a few properties.. is it risky?

this would be interesting, if it is not capital protected...i think