QUOTE(kparam77 @ Feb 10 2012, 08:29 PM)
the most important is the prospectus, not just the brochures.
its better focus on capital growth rather than divdends for epf scheme. u r not going to spend the dividedns anyway. unless for cash and u want to use the dividedns.
QUOTE(wongmunkeong @ Feb 10 2012, 08:30 PM)
U may not like dividends yearly by an equity fund.
Reason: When mutual funds distributes dividends, its NAV drops exactly the amount distributed AND to add insult to injury, the distributed $ gets taxed sometimes. Thus, waffor? Sandiwara only
Noted and thanks, guys. I was under the impression that dividends from funds is exactly the same as dividends from stocks/Reits. My bad.
Added on February 13, 2012, 12:03 amQUOTE(Pink Spider @ Feb 10 2012, 09:17 PM)
Overseas exposure...take a look at
HwangDBS Select Income Fund, my favourite fund for regular top-up
70% in fixed income, up to 30% in equities
Currently split between MYR assets and foreign assets is almost 50/50
but macam not EPF-approved...as far as I'm aware, EPF only approved funds that invest MAJORITY in MYR assets

Nope, HwangDBS Select Income Fund not EPF-approved. If I'm not mistaken, EPF-approved funds may not have more than 30% of their NAV in foreign investments.
I've found a few funds that interest me. Will post about them and request feedback at a later date
This post has been edited by Angel On Fire: Feb 13 2012, 12:03 AM