Oh, now Maybank also 25? Last time only 20. CIMB 25 yrs max if not mistaken.

As long as the major bank accept that, I'm fine

Mine is Maybank but I forget 20 or 25 years

CIMB that offered 25 years, how's the rate?


On the side discussion, anyone know any bank staff? I wonder if they entitled to get special rate as staff.

not sure la bro...what i remembered, my maybank asb loan is 20 yrs...and my wife just apply asb loan with cimb early january this year and max tenure is 25 yrs...

max tenure for cimb is 30 years now. and they also has asbi. but mrta i heard is still conventional.

maybank is up to 30 years or 65 years old

bsn is having a promo now blr -1.85

Normally BLR -1.65 or -1.60?

is it true maybank islamic offer lowest interest ? BLR and BFR is the interest right ? or im wrong. this thing make me pening but i try to understand it.

from what i read for loan 70k, RHB offer BLR – 1.55% while maybank islamic offer BFR - 1.65%

so in my situation (loan 70k) is maybank islamic the best ?

TY

BLR & BFR is the same. Islamic bank uses BFR term, while the conv banks uses BLR...

According to masami, BSN is having a promo now blr -1.85. u can check it out later

ok ty

Think carefully before you apply for ASB loans. Simply as that. No more explanation

Done

i read somewhre in LYN ASNB subforum, there is one forumer is a bank staff and offered with good rate.. forgot how much..

yes! it will reduce ur loan capability in future.. if you have not bought own house or car yet, plan wisely.. other than that, asb loan way to go..

This post has been edited by mytaffeta: Oct 3 2014, 04:19 AM

for young chap, apply asb loan 1st...save more and with compounding power of asb, in 2-3yrs, u will hv ard 50k if apply 200k loan.. then can use as a capital to buy house.

sorry I wasn't on laptop for few days..

1) you will never know how is the future's ASB performance. Yes right now it is been promising, would you guarantee that the dividend you obtained in future can pay out you loan?

2) there is no good thing about making LOAN with banks. If you can commit your self to pay your debt every month, why cant you commit yourself to save the same amount in ASB every month?

Its a free money, afterall.

My wife will be Maybank Shari'ah staff early next year. Wonder if the rate will be significant compared to normal citizen like us.

She is delaying her application for 200k loan for a moment. Whatever the differences, it should worth to wait we guess.

I heard banks staff get some "special rate" for all loans compare with customer

ermmm, i thought making asb loan will give me dividen and at the same time force me to saving by paying debt each month.
is it my mindset is wrong ?

i think bank staff got special rate, because for house loan got special loan but need to work with maybank for 30 years if im not mistaken. that is what told by my sis who work with maybank.

30years? cannot be la.. maybe 5years