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 Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN

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SUSDavid83
post Dec 11 2011, 09:38 PM

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My Ujrah has completed but salary deduction hasn't started until today. Being charged for Ujrah fee for few months. Counter checked with my friends and they have started salary deduction. Perhaps there was some error in the documents.
SUSDavid83
post Dec 11 2011, 09:39 PM

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QUOTE(hit47 @ Dec 11 2011, 08:02 PM)
whos here have implement ujrah 1% in their statement? i have submit my application for ujrah..the thing that we go to LHDN to mati setem, and all the agreement on how much we have to pay for a month using ujrah. but until now still no news..and i dun no when the ujrah will start deduct my salary.anyone here?
*
Please check at:

http://www.ptptn.gov.my/index-ujrah.html
hit47
post Dec 11 2011, 10:12 PM

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QUOTE(David83 @ Dec 11 2011, 09:39 PM)
thanx for the link..by the way how much they charge ur ujrah.my loan is around 20k.how to calculate


Added on December 11, 2011, 10:15 pmlooks like the link doesnt work.mybe its too busy rite now

This post has been edited by hit47: Dec 11 2011, 10:15 PM
SUSMNet
post Dec 11 2011, 11:39 PM

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y no pay all now gt discount
SUSDavid83
post Dec 12 2011, 11:16 PM

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155,343 PTPTN borrowers defaulted on RM929m loans

KUALA LUMPUR (Dec 12): At total of 155,343 recipients of National Higher Education Fund (PTPTN) loans have yet to repay their loans totalling RM929.53 million as of last Oct 31, the Dewan Negara was told on Monday.

URL: http://www.theedgemalaysia.com/political-n...929m-loans.html
wu ming
post Dec 13 2011, 07:20 AM

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QUOTE(David83 @ Dec 12 2011, 11:16 PM)
155,343 PTPTN borrowers defaulted on RM929m loans

KUALA LUMPUR (Dec 12): At total of 155,343 recipients of National Higher Education Fund (PTPTN) loans have yet to repay their loans totalling RM929.53 million as of last Oct 31, the Dewan Negara was told on Monday.

URL: http://www.theedgemalaysia.com/political-n...929m-loans.html
*
So many people did not pay. No need to pay lah. rclxms.gif
SUSDavid83
post Dec 13 2011, 09:00 AM

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General election is coming. Government has no money. They're asking PTPTN to do their dirty jobs.
ldhong
post Dec 14 2011, 05:10 PM

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Salary deduction is not mandatory...

I didnt submit my employer details when applying for Ujrah....

I make myself to pay back every 6 months one sump of money....
SUSDavid83
post Dec 14 2011, 05:48 PM

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QUOTE(ldhong @ Dec 14 2011, 05:10 PM)
Salary deduction is not mandatory...

I didnt submit my employer details when applying for Ujrah....

I make myself to pay back every 6 months one sump of money....
*
I thought it's one of the criteria in order to qualify for Ujrah.
ldhong
post Dec 14 2011, 05:55 PM

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QUOTE(David83 @ Dec 14 2011, 05:48 PM)
I thought it's one of the criteria in order to qualify for Ujrah.
*
THere is one section for Employer details but i leave it empty.... Somehow, it is approved and i m now serving 1% ujrah...

Maybe because my debts now getting lesser.... rclxm9.gif

My loan was Rm33750, i start paying PTPTN after graduating and work year 2009.....Now my debts is about RM18k+++......
SUSDavid83
post Dec 14 2011, 06:02 PM

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PTPTN has replied my question regarding 9811 BYR INS KEPADA SYKT inside Ujrah statement:

QUOTE
Untuk makluman, jumlah RMX.XX ialah untuk tujuan bayaran insurans.

Untuk makluman, kos insurans tersebut dicajkan kepada setiap peminjam PTPTN bertujuan untuk melindungi jumlah pembiayaan pinjaman sekiranya berlaku apa-apa perkara kepada peminjam.Ianya juga sama sepertimana pembiayaan yang dibuat kepada pihak bank.Untuk makluman tuan, kos insurans ini telah dinyatakan didalam perjanjian pinjaman PTPTN yang telah ditandatangani dan dipersetujui oleh pihak peminjam.Ianya dinyatakan didalam perkara 4 perjanjian PTPTN iaitu:

¿Untuk melindungi kepentingan PERBADANAN akibat kematian atau apa-apa kecacatan kekal yang dialami oleh PELAJAR disepanjang tempoh pengajian dan tempoh bayaran balik pinjaman tersebut, PERBADANAN adalah berhak mengikut budibicara mutlaknya mengambil dan memenuhi apa-apa prosedur bagi mengambil termasuk memberikan akad bagi pihak PELAJAR perlindungan insurans yang mencukupi untuk menampung sepenuhnya kos pinjaman tersebut yang dikeluarkan kepada PELAJAR daripada penawar pakej insurans yang diluluskan oleh PERBADANAN dan PELAJAR adalah dikehendaki menanggung semua kos tersebut sumbangan bagi perlindungan insurans tersebut. PELAJAR adalah dengan ini memberI persetujuan yang tidak boleh dibatalkan untuk membenarkan PERBADANAN memotong terus kos perlindungan insurans ini mengikut kaedah yang ditetapkan oleh PERBADANAN daripada Pinjaman tersebut  yang dikeluarkan oleh PERBADANAN kepada PELAJAR¿.

SUSMNet
post Dec 14 2011, 08:20 PM

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u no nid fill in employer details but u still nid to sign the form to potong gaji although u chose the option to pay by urself
ldhong
post Dec 14 2011, 08:29 PM

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QUOTE(MNet @ Dec 14 2011, 08:20 PM)
u no nid fill in employer details but u still nid to sign the form to potong gaji although u chose the option to pay by urself
*
Ya ke??? How come i macam takda signed.... unsure.gif
smwah
post Dec 15 2011, 03:07 PM

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For those successfull applied and those going to apply, I got few questions

1) I got my tawaran dated on July, doest it still valid now?
2) The tawaran is started to calculate from June 2008 with balance of xxx, need to pay yyy from June 2008. So i need to pay back the amount since from June 2008 which 36 months (3 years) x yyy(monthly paymenet).
3) There is a slip for potongan gaji or no working. How soon ur company will deduct ur money? or the take from ur kwsp? I going to resign, so how should i repay the remaining money?
4) Where u ppl go to find saksi around KL area? wakil rakyat etc......
5) Any hotline to contact the ptptn ppl.

Thank you
ldhong
post Dec 15 2011, 03:27 PM

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QUOTE(smwah @ Dec 15 2011, 03:07 PM)
For those successfull applied and those going to apply, I got few questions

1) I got my tawaran dated on July, doest it still valid now?
2) The tawaran is started to calculate from June 2008 with balance of xxx, need to pay yyy from June 2008. So i need to pay back the amount since from June 2008 which 36 months (3 years) x yyy(monthly paymenet).
3) There is a slip for potongan gaji or no working. How soon ur company will deduct ur money? or the take from ur kwsp? I going to resign, so how should i repay the remaining money?
4) Where u ppl go to find saksi around KL area? wakil rakyat etc......
5) Any hotline to contact the ptptn ppl.

Thank you
*
Hi,

Are you talking about tawaran for Ujrah? Heard that Sept 2011 is the due date...U better go to ptptn website to check it out....
smwah
post Dec 15 2011, 03:41 PM

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hi, i already downloaded those documents, only thing is wait for me to fill in and submit.
but the surat tawaran is on july....
Already called them, my tawaran still valid as long not affter the due date 31st dec. For the potongan gaji, she said just need majikan stamp and sign only but nv mention who who to do.
Those amount being paid after 2008 will be auto deduct from the balance.
Now only thing is to find saksi, where to find on in KL?

This post has been edited by smwah: Dec 15 2011, 05:05 PM
kei18kun
post Dec 15 2011, 05:09 PM

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email them and ask however i think end date is september
LYR
post Dec 16 2011, 12:41 AM

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hi guys, are there any other penalties besides being blacklisted from leaving from the country by not paying the monthly commitment consistently as i'm now working abroad.
hit47
post Dec 16 2011, 04:12 PM

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QUOTE(smwah @ Dec 15 2011, 03:41 PM)
hi, i already downloaded those documents, only thing is wait for me to fill in and submit.
but the surat tawaran is on july....
Already called them, my tawaran still valid as long not affter the due date 31st dec. For the potongan gaji, she said just need majikan stamp and sign only but nv mention who who to do.
Those amount being paid after 2008 will be auto deduct from the balance.
Now only thing is to find saksi, where to find on in KL?
*
i thought the space for saksi will filled in by ptptn right? hmm.gif coz if im not mistaken me n my friends didnt fill that in.if only we filled, we just exchange each others forms to be saksi.gonna look back on my copy of agreement somehow hmm.gif
smwah
post Dec 16 2011, 11:19 PM

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QUOTE(hit47 @ Dec 16 2011, 04:12 PM)
i thought the space for saksi will filled in by ptptn right? hmm.gif coz if im not mistaken me n my friends didnt fill that in.if only we filled, we just exchange each others forms to be saksi.gonna look back on my copy of agreement somehow hmm.gif
*
i not sure saksi or the some ppl to acknowledge.
As for company potongan, can i ask any of my boss to sign? or can curi sign myself...... i got the cop just fiill in the name and tandatangan...

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