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 Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN

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SUSMNet
post Oct 6 2011, 02:02 PM

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QUOTE(imissknow @ Oct 5 2011, 11:39 PM)
Even 6 months after your graduate, you do not need to pay and you can withhold payment IF you do not have a job yet.

You will have to write in for permission.
Or else they will charge you interest.
*
No

The interest start after u finished study.

Let say u borrow 10k for foundation at 2000

U tell ptptn to delay the loan payment coz u now continue study for degree

U borrow 50k for degree and finished at 2006

So the loan interest start

For 10k loan interest start at 2001

For 50k loan interest start at 2007
wu ming
post Oct 8 2011, 01:04 AM

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It takes PTPTN exactly 1 week to update their statement at E-FES after payment thru online banking.

QUOTE(MNet @ Oct 6 2011, 02:02 PM)
No

The interest start after u finished study.

Let say u borrow 10k for foundation at 2000

U tell ptptn to delay the loan payment coz u now continue study for degree

U borrow 50k for degree and finished at 2006

So the loan interest start

For 10k loan interest start at 2001

For 50k loan interest start at 2007
*
Yup, I kena this way. Too late to cry now. cry.gif


Added on October 22, 2011, 11:29 pm
QUOTE
104,083 loan defaulters to face action

SUNGAI PETANI: Students who defaulted on their loans given by the National Higher Education Fund Corporation (PTPTN)  will soon be summoned to court.

The corporation had no choice but to resort to court action since 104,083 students had defaulted on their payments from 2007 to Sept 30 this year, said PTPTN board of management member Datuk Tajul Urus Mat Zain.

He said the court had issued summonses to 69,573 loan defaulters.

“We have no choice but to take stern action as they have refused to pay up despite many reminders and requests,” he said after opening a community programme here yesterday. — Tiewnama


SOS

Anybody got summoned?


Added on November 2, 2011, 10:10 amPTPTN E-Fes website is down since the server is under maintenance.

This post has been edited by wu ming: Nov 2 2011, 10:10 AM
chienoz
post Nov 4 2011, 05:48 PM

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Just came back from one stop ptptn counter 1 week before went to Beijing china.

Actually they were good in servicing the customer.

they said i need to paid lumsum (i got scholar) if i wanna settle my loan but she said smile.gif its ok.. you can pay it monthly...

and the best was, even i stop paying for 2 years, my name not blacklisted... yahoooo!!!!
hafiez
post Nov 4 2011, 08:16 PM

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For those who blaclisted in ptptn and need to go to oversea, try to check your name in imigresen website. If imi didnt have your name blacklisted, you are free to go.

In my case, i was blacklisted list in ptptn, but not in imi. So im free to go anywhere.

Although this is a plus point, but try to settl your loan asap because pity to those who are in need. They are relying on us to pay.
SUSMNet
post Nov 5 2011, 02:13 PM

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QUOTE(wu ming @ Oct 8 2011, 01:04 AM)
It takes PTPTN exactly 1 week to update their statement at E-FES after payment thru online banking.
Yup, I kena this way. Too late to cry now. cry.gif


Added on October 22, 2011, 11:29 pm

SOS

Anybody got summoned?


Added on November 2, 2011, 10:10 amPTPTN E-Fes website is down since the server is under maintenance.
*
E-FES got charge fee per transaction?
MSS
post Nov 5 2011, 11:11 PM

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QUOTE(MNet @ Nov 5 2011, 02:13 PM)
E-FES got charge fee per transaction?
*
Yes, but the easy way to pay is by EFES.
Now, that web under maintenance.
Cannot log in.
-Franc-
post Nov 6 2011, 10:40 PM

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QUOTE(MNet @ Nov 5 2011, 02:13 PM)
E-FES got charge fee per transaction?
*
only RM0.50 per transition IINM
amelia~
post Nov 7 2011, 08:01 PM

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most of u use how many years to pay the ptptn loan oh?
is clear it all faster or slow slow pay even got extra money in hand (use to invest)?
SUSMNet
post Nov 7 2011, 09:05 PM

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pay according to schedule
kelwin2504
post Nov 9 2011, 06:53 PM

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E-FES website, do you know how to make payment other than going to kaunter?
wu ming
post Nov 9 2011, 09:28 PM

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QUOTE(kelwin2504 @ Nov 9 2011, 06:53 PM)
E-FES website, do you know how to make payment other than going to kaunter?
*
You can pay thru those online banking website. CIMB, Maybank, ETC.
Different bank have different charges.
hitsugaya2010
post Nov 10 2011, 11:28 AM

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Hey ppl,

Normally they said that we must start paying after 6 months of graduate. This graduate date starts from CONVOCATION DATE? or the date we left the uni and completed our study? i'm confused with it. How do i check if i need to pay back already?
accutane
post Nov 10 2011, 04:42 PM

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QUOTE(hitsugaya2010 @ Nov 10 2011, 11:28 AM)
Hey ppl,

Normally they said that we must start paying after 6 months of graduate. This graduate date starts from CONVOCATION DATE? or the date we left the uni and completed our study? i'm confused with it. How do i check if i need to pay back already?
*
I graduated (convo) in Aug 2009 and they started to charge the yuran pentadbiran (interest) on Feb 2010, took about 6 months.
wu ming
post Nov 15 2011, 10:54 AM

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QUOTE(hitsugaya2010 @ Nov 10 2011, 11:28 AM)
Hey ppl,

Normally they said that we must start paying after 6 months of graduate. This graduate date starts from CONVOCATION DATE? or the date we left the uni and completed our study? i'm confused with it. How do i check if i need to pay back already?
*
Logically, it is wise to begin paying when the kos pentadbiran is charged.
You can check it here http://epay.ptptn.gov.my/loan/ptptnlogin.jsp for the repayment amount.
By the way, E-FES website is up back.
ooorait
post Nov 15 2011, 12:07 PM

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QUOTE(wu ming @ Nov 15 2011, 10:54 AM)
Logically, it is wise to begin paying when the kos pentadbiran is charged.
You can check it here http://epay.ptptn.gov.my/loan/ptptnlogin.jsp for the repayment amount.
By the way, E-FES website is up back.
*
i pay using efes. abt 149.50 / month.. 50cents is for the efes charges kot
SUSMNet
post Nov 15 2011, 01:30 PM

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QUOTE(wu ming @ Nov 15 2011, 10:54 AM)
Logically, it is wise to begin paying when the kos pentadbiran is charged.
You can check it here http://epay.ptptn.gov.my/loan/ptptnlogin.jsp for the repayment amount.
By the way, E-FES website is up back.
*
HTTP Status 404 - /loan/ptptnlogin.jsp

type Status report

message /loan/ptptnlogin.jsp

description The requested resource (/loan/ptptnlogin.jsp) is not available.

Apache Tomcat/7.0.22
ooorait
post Nov 15 2011, 01:54 PM

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QUOTE(MNet @ Nov 15 2011, 01:30 PM)
HTTP Status 404 - /loan/ptptnlogin.jsp

type Status report

message /loan/ptptnlogin.jsp

description The requested resource (/loan/ptptnlogin.jsp) is not available.

Apache Tomcat/7.0.22
*
it shud be http://epay.ptptn.gov.my/loan/ptptnlogin.html
DeMl
post Nov 15 2011, 05:58 PM

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looking at my statement, i got charged RM40 on the 17th of every month , any idea why am i being charged ?
ooorait
post Nov 15 2011, 06:27 PM

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QUOTE(DeMl @ Nov 15 2011, 05:58 PM)
looking at my statement, i got charged RM40 on the 17th of every month , any idea why am i being charged ?
*
that is the interest for ur ptptn loan..
3% p.a... each month means 3%/12*(ur loan)=40rm
DeMl
post Nov 15 2011, 08:43 PM

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QUOTE(ooorait @ Nov 15 2011, 06:27 PM)
that is the interest for ur ptptn loan..
3% p.a... each month means 3%/12*(ur loan)=40rm
*
i see , bloody alot cry.gif


http://www.ptptn.gov.my/web/guest/bayaran-balik/promosi

referring to the above link, it says dat
Semua peminjam kecuali yang telah dikenakan penghakiman mahkamah adalah layak menikmati tawaran ini.


i have received lawyer letter from ptptn before, does that mean im not eligible for the 1% ?



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