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 Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN

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DeMl
post Nov 15 2011, 05:58 PM

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looking at my statement, i got charged RM40 on the 17th of every month , any idea why am i being charged ?
DeMl
post Nov 15 2011, 08:43 PM

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QUOTE(ooorait @ Nov 15 2011, 06:27 PM)
that is the interest for ur ptptn loan..
3% p.a... each month means 3%/12*(ur loan)=40rm
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i see , bloody alot cry.gif


http://www.ptptn.gov.my/web/guest/bayaran-balik/promosi

referring to the above link, it says dat
Semua peminjam kecuali yang telah dikenakan penghakiman mahkamah adalah layak menikmati tawaran ini.


i have received lawyer letter from ptptn before, does that mean im not eligible for the 1% ?


DeMl
post Nov 16 2011, 09:33 PM

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anyone that intending to pay your debts via e-fes better not to do it now as there might be some error gonna occur making transaction. i just got this bad experience where i made payment to ptptn via e-fes using cimbclicks and then the page idle for so long eventually got a http error msg, the money already deducted frm my a/c but ptptn side, my statement didnt show the amount i paid has been credited to ptptn a/c . dam frus right now, cos i needa call them up and i know they will take ages to settle my problem : (
DeMl
post Nov 17 2011, 11:54 AM

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QUOTE(wu ming @ Nov 17 2011, 08:44 AM)
Why use e-fes to pay? Just use CIMB direct pay to that account mah.
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bcos e-fes is fast, it doesn't require 3 working days ohmy.gif but not really reliable, always get the idle too long msg doh.gif
DeMl
post Nov 17 2011, 05:44 PM

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From: 5 ★ Hotel |KAyHeLl|
QUOTE(Syd G @ Nov 17 2011, 03:14 PM)
Current E-Fes issue will be fixed within 3 days. I experienced same thing, it was fixed without me having to call anyone. No need kancheong lah.

Btw PTPTN is having a 1% promo if you settle off your loan. I can save RM1200 by paying off RM15k before Dec 2011. Wonder if it's a smart move or not..hmm


Added on November 17, 2011, 3:16 pmIt's 1% flat per year pro-rated based on June 2008 balance (not reducing). Call PTPTN for more info wink.gif
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i see, i just checked at ptptn website after reading your post, everything ok already but can you clarify to me whether a person who received lawyer letter from ptptn still entitle for the 1% promo ? as far as i could recall, their site pointed everyone layak for the 1% except for those who kena lawyer letter ... ohmy.gif doh.gif

 

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