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Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
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metaloid
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Dec 4 2018, 10:51 AM
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i wonder how are they going to implement the salary deduction and how will our employers know. Also whether we have other option to pay by TT or credit card starting next year.
This post has been edited by metaloid: Dec 4 2018, 10:51 AM
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SUSDavid83
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Dec 4 2018, 11:20 AM
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QUOTE(metaloid @ Dec 4 2018, 10:51 AM) i wonder how are they going to implement the salary deduction and how will our employers know. Also whether we have other option to pay by TT or credit card starting next year. During Ujrah conversion, I was under salary deduction. I think you need to let your employer knows about.
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luminaryxi
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Dec 5 2018, 09:52 AM
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i can save almost rm5k if i settle now.
to earn that rm5k with similar amount invested in FD, i need 5 years to earn that rm5k.
betul-betul dilemma
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cynachen
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Dec 5 2018, 03:31 PM
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Getting Started

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Guys, sorry if the questions has been asked before.
I'm currently on auto-debit repayment to PTPTN, will the new salary deduction be used for repayment instead to replace the current auto-debit repayment?
Thanks in advance.
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55665566
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Dec 5 2018, 04:29 PM
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QUOTE(luminaryxi @ Dec 5 2018, 09:52 AM) i can save almost rm5k if i settle now. to earn that rm5k with similar amount invested in FD, i need 5 years to earn that rm5k. betul-betul dilemma bayar saja! i just got my 3k discount this month
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luminaryxi
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Dec 5 2018, 04:47 PM
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QUOTE(55665566 @ Dec 5 2018, 04:29 PM) bayar saja! i just got my 3k discount this month  bayar macam mana ? melalui their portal?
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55665566
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Dec 5 2018, 04:55 PM
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QUOTE(luminaryxi @ Dec 5 2018, 04:47 PM) bayar macam mana ? melalui their portal? pergi kaunter tanya the amount needed. pay on the spot
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brutalsoul
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Dec 5 2018, 05:00 PM
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just used my epf 18k to settle lump sum...still need to top up 4k. total rebate ~6k
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SUSDavid83
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Dec 5 2018, 08:56 PM
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PTPTN has an app now: URL: https://www.ptptn.gov.my/makluman-umum-side...udah-alih-ptptnBut first login needs to activate at PTPTN office.  Melalui perkhidmatan aplikasi mudah alih ini, peminjam PTPTN dan pendeposit SSPN boleh membuat semakan maklumat pinjaman, semakan penyata pinjaman terkini serta semakan penyata terkini SSPN dihujung jari sahaja! This post has been edited by David83: Dec 5 2018, 08:57 PM
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cristiano7mu
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Dec 5 2018, 11:08 PM
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Wanna clarify... The 20% discount only applicable if we pay 100% at ptptn counter? Any other more convenient method?
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SUSDavid83
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Dec 5 2018, 11:13 PM
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QUOTE(cristiano7mu @ Dec 5 2018, 11:08 PM) Wanna clarify... The 20% discount only applicable if we pay 100% at ptptn counter? Any other more convenient method? Some said you can clear ALL online first and deal the discount later. They can bank in back the discount to you later upon calculation and adjustment. This post has been edited by David83: Dec 5 2018, 11:13 PM
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Human Nature
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Dec 6 2018, 01:32 AM
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QUOTE(cristiano7mu @ Dec 5 2018, 11:08 PM) Wanna clarify... The 20% discount only applicable if we pay 100% at ptptn counter? Any other more convenient method? You can email ptptn to calculate what is the 80% amount to pay. Then pay it online.
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SUSDavid83
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Dec 6 2018, 07:25 AM
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Last I think this site can populate the 80% amount to pay: https://www.ptptn.gov.my/bajet2018/UtamaNot sure if it's workable
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55665566
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Dec 6 2018, 09:25 AM
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QUOTE(David83 @ Dec 6 2018, 07:25 AM) Last I think this site can populate the 80% amount to pay: https://www.ptptn.gov.my/bajet2018/UtamaNot sure if it's workable Not sure why the system so stupid. How the heck should I get my no pinjaman.
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SUSDavid83
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Dec 6 2018, 09:27 AM
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QUOTE(55665566 @ Dec 6 2018, 09:25 AM) Not sure why the system so stupid. How the heck should I get my no pinjaman. I believe the no pinjaman is pre-Ujrah one.
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55665566
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Dec 6 2018, 09:30 AM
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QUOTE(David83 @ Dec 6 2018, 09:27 AM) I believe the no pinjaman is pre-Ujrah one. What do you mean by pre-ujrah?
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HMMaster
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Dec 6 2018, 09:31 AM
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10K Club
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QUOTE(55665566 @ Dec 6 2018, 09:30 AM) What do you mean by pre-ujrah? Before converting the conventional loan to ujrah... Check your agreement or statement. The no pinjaman should be there.
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879098
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Dec 6 2018, 09:54 AM
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Getting Started

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Can we pay the full amount by using few credit card maybe over the counter and is it possible still enjoying that 20% discount?
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SUSDavid83
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Dec 6 2018, 09:58 AM
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QUOTE(879098 @ Dec 6 2018, 09:54 AM) Can we pay the full amount by using few credit card maybe over the counter and is it possible still enjoying that 20% discount? Should be possible as long as all transactions are within the same month.
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fruitie
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Dec 6 2018, 10:50 AM
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Rise and Shine
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QUOTE(55665566 @ Dec 6 2018, 09:25 AM) Not sure why the system so stupid. How the heck should I get my no pinjaman. Click on "Semakan Penyata Pinjaman", then click on "Penyata Baki". Your no. pinjaman is at the bottom of the page.
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