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 Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN

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metaloid
post Dec 4 2018, 10:51 AM

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i wonder how are they going to implement the salary deduction and how will our employers know. Also whether we have other option to pay by TT or credit card starting next year.

This post has been edited by metaloid: Dec 4 2018, 10:51 AM
SUSDavid83
post Dec 4 2018, 11:20 AM

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QUOTE(metaloid @ Dec 4 2018, 10:51 AM)
i wonder how are they going to implement the salary deduction and how will our employers know. Also whether we have other option to pay by TT or credit card starting next year.
*
During Ujrah conversion, I was under salary deduction.
I think you need to let your employer knows about.

luminaryxi
post Dec 5 2018, 09:52 AM

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i can save almost rm5k if i settle now.

to earn that rm5k with similar amount invested in FD, i need 5 years to earn that rm5k.

betul-betul dilemma
cynachen
post Dec 5 2018, 03:31 PM

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Guys, sorry if the questions has been asked before.

I'm currently on auto-debit repayment to PTPTN, will the new salary deduction be used for repayment instead to replace the current auto-debit repayment?

Thanks in advance.
55665566
post Dec 5 2018, 04:29 PM

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QUOTE(luminaryxi @ Dec 5 2018, 09:52 AM)
i can save almost rm5k if i settle now.

to earn that rm5k with similar amount invested in FD, i need 5 years to earn that rm5k.

betul-betul dilemma
*
bayar saja! i just got my 3k discount this month rclxms.gif
luminaryxi
post Dec 5 2018, 04:47 PM

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QUOTE(55665566 @ Dec 5 2018, 04:29 PM)
bayar saja! i just got my 3k discount this month  rclxms.gif
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bayar macam mana ? melalui their portal?
55665566
post Dec 5 2018, 04:55 PM

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QUOTE(luminaryxi @ Dec 5 2018, 04:47 PM)
bayar macam mana ? melalui their portal?
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pergi kaunter tanya the amount needed. pay on the spot
brutalsoul
post Dec 5 2018, 05:00 PM

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just used my epf 18k to settle lump sum...still need to top up 4k. total rebate ~6k
SUSDavid83
post Dec 5 2018, 08:56 PM

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PTPTN has an app now:

URL: https://www.ptptn.gov.my/makluman-umum-side...udah-alih-ptptn

But first login needs to activate at PTPTN office.

user posted image

Melalui perkhidmatan aplikasi mudah alih ini, peminjam PTPTN dan pendeposit SSPN boleh membuat semakan maklumat pinjaman, semakan penyata pinjaman terkini serta semakan penyata terkini SSPN dihujung jari sahaja!

This post has been edited by David83: Dec 5 2018, 08:57 PM
cristiano7mu
post Dec 5 2018, 11:08 PM

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Wanna clarify... The 20% discount only applicable if we pay 100% at ptptn counter? Any other more convenient method?
SUSDavid83
post Dec 5 2018, 11:13 PM

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QUOTE(cristiano7mu @ Dec 5 2018, 11:08 PM)
Wanna clarify... The 20% discount only applicable if we pay 100% at ptptn counter? Any other more convenient method?
*
Some said you can clear ALL online first and deal the discount later.
They can bank in back the discount to you later upon calculation and adjustment.

This post has been edited by David83: Dec 5 2018, 11:13 PM
Human Nature
post Dec 6 2018, 01:32 AM

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QUOTE(cristiano7mu @ Dec 5 2018, 11:08 PM)
Wanna clarify... The 20% discount only applicable if we pay 100% at ptptn counter? Any other more convenient method?
*
You can email ptptn to calculate what is the 80% amount to pay. Then pay it online.
SUSDavid83
post Dec 6 2018, 07:25 AM

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Last I think this site can populate the 80% amount to pay:
https://www.ptptn.gov.my/bajet2018/Utama

Not sure if it's workable
55665566
post Dec 6 2018, 09:25 AM

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QUOTE(David83 @ Dec 6 2018, 07:25 AM)
Last I think this site can populate the 80% amount to pay:
https://www.ptptn.gov.my/bajet2018/Utama

Not sure if it's workable
*
Not sure why the system so stupid.
How the heck should I get my no pinjaman.
SUSDavid83
post Dec 6 2018, 09:27 AM

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QUOTE(55665566 @ Dec 6 2018, 09:25 AM)
Not sure why the system so stupid.
How the heck should I get my no pinjaman.
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I believe the no pinjaman is pre-Ujrah one.
55665566
post Dec 6 2018, 09:30 AM

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QUOTE(David83 @ Dec 6 2018, 09:27 AM)
I believe the no pinjaman is pre-Ujrah one.
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What do you mean by pre-ujrah?
HMMaster
post Dec 6 2018, 09:31 AM

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QUOTE(55665566 @ Dec 6 2018, 09:30 AM)
What do you mean by pre-ujrah?
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Before converting the conventional loan to ujrah...

Check your agreement or statement. The no pinjaman should be there.
879098
post Dec 6 2018, 09:54 AM

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Can we pay the full amount by using few credit card maybe over the counter and is it possible still enjoying that 20% discount?
SUSDavid83
post Dec 6 2018, 09:58 AM

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QUOTE(879098 @ Dec 6 2018, 09:54 AM)
Can we pay the full amount by using few credit card maybe over the counter and is it possible still enjoying that 20% discount?
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Should be possible as long as all transactions are within the same month.

fruitie
post Dec 6 2018, 10:50 AM

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QUOTE(55665566 @ Dec 6 2018, 09:25 AM)
Not sure why the system so stupid.
How the heck should I get my no pinjaman.
*
Click on "Semakan Penyata Pinjaman", then click on "Penyata Baki". Your no. pinjaman is at the bottom of the page.

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