BIGPAY Prepaid MASTER Card that collaborating with AirAsia that gives you cash back up to 10%* literary.
By BigPay Malaysia Sdn Bhd (formerly known as Tpaay Asia Sdn Bhd)

Official Website : https://www.bigpayme.com/
Historical evolution of product : 1- 4 no longer accept new application


Benefits

• Annual Fee waived unconditionally.
• AirAsia flight processing fees waived if using BigPay to pay.
• Remember to paste the Referral Code for Free RM10 while sign up.
• Credit / Debit card as a source of reload
• Enjoy cash rebate by reloading with selected cash rebate credit cards.
• Good foreign exchange rate for oversea usage. [Example]
• Instant transfer money to anyone (BigPay users) for Free.
• Link to your BigPoints Account and earn BigPoints while Reload and Spend. - ohcipala
• RM20 for local transaction = 1 BigPoints. Excludes : Government Services, Transportation, Utilities and Fast Food
• RM50 of reload = 1 BigPoints.
• RM2 for overseas transaction = 1 BigPoints.
• Maximum reload amount limit : RM10,000.

Selection of Bank when make online payment if any :
• CIMB as noticed by sendohz, sendohz
How to apply?
• Download BigPay Apps from Google Store (Click Here) Or Apple Store (Click Here)
• Open the App then click "Sign Up"
• Key in Mobile Number
• Fill up simple personal details
• Snap image of your ID/Passport and submit
• Wait for In-Apps Notification / Email on Document Approval
• Go to App, reload RM20 (will be in your BigPay Card for your use) by credit/debit card only
• Wait 3-5 working days for BigPay Card deliver to you
How to activate the card?
• Once received BigPay Card, open the App click to acknowledge receipt of BigPay Card
• Fill up the CVV to activate it
• You may now set 6-digit pin for the ATM and POS or do it later in Setting
• You may now link to your BigPoints Account or do it later in Apps
Fees and Charges : (Latest refer to official Webpage)
• Domestic ATM withdrawals - RM6
• International ATM withdrawals - RM10 or 2% of withdrawal amount, which ever is higher (RM10 only until further notice)
• Currency Conversion Fee (applied when the purchase is effected in currencies other than MYR) - 1% + network charges (network charges waived until further notice)
• Cross Border Fee (applied when the purchase is through merchant acquired outside of Malaysia but charged in MYR (waived until further notice)
• Lose Card Replacement - RM20
• Sales Draft Retrieval - RM15
• Inactive Fee - RM2.50/month (waived until further notice)
• Card Cancellation - Free
• Card to Card Transfer - No
Reload BigPay to enjoy Cash Rebate (CB)

CC that entitle CB :
• MBB FCB VS (2% & 10% [May and Aug])- SzeMeng76, cybpsych
• PBB Visa (6%) & Quantum Master (5%) - celaw
• PBB Quantum Master (5%) - weejin2000, joevo2
• SCB CB Gold - ckweng
• SCB JOP - sundayteenz
CC that NOT entitle CB :
• UOB Yolo - kaiserreich
APPLICABLE :
• GRAB - laymank on how
• AIA Premium Online Auto Debit - sendohz on how
• Ikea Cheras foodcourt - cybpsych
• Pejabat Tanah Perak - hebe87
• Shopee - kyle_kl on how
• JPJ Transfer of Ownership Fee - cybpsych
• Top Secret Stu-Swy Vlc - cybpsych
• Mr D.I.Y Sdn Bhd-Sv - cybpsych
• Tgv-Sunway Velocity - cybpsych
• Ebay - alexaderclz
NOT APPLICABLE for :
• Car workshop - MGM due to terminal can't support 'prepaid' type of transaction - Ambank Terminal
• Shabu Garden - Kuchai Lama - sendohz - PBB Terminal
FAQ in Thread : for official FAQ - link
Q1 : How much BigPoints awarded if i spend less than RM20?
A1 : The point will be round down. Example, pay with big card with amount RM19.99=0 point.

Q2 : How soon the BigPoints awarded upon Reload and Spend?
A2 : 3-5 days on Spending, 1-2 days on Reload.

Q3 :  How to link BigPay to AirAsia BigPoints?
A3 : Use the same email address that you used to registered AirAsia BigPoints account, the point will then sync automatically. Or you may link it in App Setting if it doesn't sync by itself.

Q4 : Can I reload BigPay with other's credit card?
A4 : BigPay FB replied to drbone that no issue to use other's cc to reload.
Important Notes : by members