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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

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ClarenceT
post Apr 30 2018, 10:19 AM

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Last day of April. Top up Bigpay today using Maybank FCB VS to maximize April cashback (2%). It will be posted on the same day (Maybank credit cards only).
ClarenceT
post Apr 30 2018, 05:25 PM

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QUOTE(facktura @ Apr 30 2018, 04:56 PM)
Is it too late if i top up now, will it still posted on the same day today or tomorrow? dont want to kacau my cashback pool for may ( FC Barcelona VS)
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I top up on 31/3 using Maybank FCB VS, posted on 31/3, 2% rebate on 1/4.
I top up on 29/4 (yesterday), already posted on 29/4.

ClarenceT
post Apr 30 2018, 05:57 PM

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QUOTE(facktura @ Apr 30 2018, 05:46 PM)
So i already did my top up. so let say its posted on 30th April also meaning the cashback pool is under month of April right? gonna check the statement tomorrow then in m2u.
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Should be. Can see the rebate on 2/5 noon.

This post has been edited by ClarenceT: Apr 30 2018, 05:58 PM
ClarenceT
post May 1 2018, 07:13 AM

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QUOTE(kaiserreich @ May 1 2018, 12:58 AM)
Just topped up with MBB Barcelona Rm1000 to maximize the Big points earned
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You can earn max 20+50 Big points only, but you lose Maybank CC benefits.
ClarenceT
post May 1 2018, 08:16 AM

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QUOTE(MGM @ May 1 2018, 07:58 AM)
Why  lose Maybank CC benefits, including 10% CB for May?
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I mean special discount for using Maybank CC, eg Lazada Wednesday, some F&B outlets, TGV cinema, Metrojaya etc.
ClarenceT
post May 24 2018, 09:32 AM

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QUOTE(sms2u @ May 24 2018, 09:27 AM)
bigpayme, prepaid credit card

what do it means by prepaid credit card?

I suggest to change it to
bigpayme, prepaid card
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Ya quite misleading. It is not a credit card.

my suggestion: BigPay APP + BigPay Prepaid Mastercard
ClarenceT
post May 30 2018, 10:45 AM

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QUOTE(stargate8 @ May 30 2018, 10:36 AM)
top up bigpay using hlbwise, tranx posted the next day
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Maybank credit cards: same day.
other local credit cards: +1 day.
ClarenceT
post May 31 2018, 04:33 PM

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QUOTE(fairylord @ May 31 2018, 04:23 PM)
Bro, mind to share which "other local credit cards" you had used to top up that +1 days to be posted? Try to get more details if needed to add this to post #01.
According to laymark, PBB take 2 days to get posted. Thanks.
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If top up using Maybank FCB VS today (31/5), it will be posted today, so 10% cashback for May.
If top up using Public VS/QM today (31/5), it will be posted on 1/6 (or 2/6 according to Laymark), so it will be too late (for online cashback) if the statement date is today.

So BigPay is using Maybank platform for topup transaction.
ClarenceT
post May 31 2018, 05:30 PM

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QUOTE(fairylord @ May 31 2018, 05:05 PM)
using Maybank platform, interesting  brows.gif

but when we select bank on online payment engine, we are to put CIMB as issuer. hmm.gif
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BIN: 559998
Card Brand: MASTERCARD
Issuing Organization: TPAAY ASIA SDN. BHD.
Card Type (DEBIT/CREDIT/CHARGE): DEBIT
Card SubType: PREPAID RELOADABLE
Issuing Country: MALAYSIA

CIMB is not the issuer of BigPay card.
BigPay has its own license to provide financial services - prepaid mastercard and e-wallet.
The old Big Mastercard (issued before 1/2018) can be topped up by CIMB CASA/CDM or FPX from other banks.
(So a lot of people thought Big / BigPay is from CIMB)
The new BigPay can be topped up by using Visa/Mastercard, but not online transfer.
(So BigPay use Maybank platform to collect the top up fund)

When the old Big card and new BigPay (both 5599-98) merges into a single product, we may not be able to use Visa/Mastercard to top up BigPay, or with a service charge. BigPay is paying card processing fee (up to 1.1%) but we don't pay a single sen, this business model won't work!

This post has been edited by ClarenceT: May 31 2018, 05:38 PM
ClarenceT
post Jun 1 2018, 01:27 PM

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QUOTE(sendohz @ Jun 1 2018, 10:33 AM)
Thanks for the info.
I re-check again in my AIA online portal, it is still showing CIMB as the bank issuer.
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The old Big Prepaid Mastercard (BIN: 559998, issued before 1/2018) is related to CIMB. You can use CIMB CASA and CDM to top up.
New card is called BigPay but use the same BIN: 559998.
ClarenceT
post Jun 2 2018, 06:34 AM

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QUOTE(qqbill @ Jun 1 2018, 11:44 PM)
any feedback regarding reload from CIMB CC - does it count under "Online" category?

Thanks!
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Why "Online"? Any special rewards/rebate?
ClarenceT
post Jun 5 2018, 12:04 PM

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QUOTE(stargate8 @ Jun 5 2018, 11:56 AM)
anyone having problem paying for lazada purchase using bigpay last night?
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Yesterday morning & afternoon also kena rejected.
ClarenceT
post Jun 7 2018, 07:17 PM

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QUOTE(LostAndFound @ Jun 7 2018, 06:24 PM)
Just to clarify on the 10%, you can get it on May/August with Barcelona, or 11% with Visa Signature (6% for online, 5% for CashBack4U) or 10% with Quantum Master (5+5%).

Those are the 3 main cards to be used for reload. UOB YOLO doesn't give, and I don't know any other good online cashback cards.
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CB4U is not guaranteed. Only happened at W16-19, not before W16 and not sure after W19. Quasi cash shall be excluded but PB staff might have overlooked it.
ClarenceT
post Jun 9 2018, 03:00 PM

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Businesses have obligations to submit customer list (when requested) to Bank Negara, IRB (for tax audit or investigation) and customs (GST). Be careful if you are the top few % active users especially with large transaction amount or activities.
ClarenceT
post Jun 9 2018, 03:15 PM

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QUOTE(digidigi @ Jun 9 2018, 03:09 PM)
Just make sure you pay income tax for your income
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When you do the top up and cash withdrawals too frequent and you gain from the transactions continuously, it will become a taxable income.

This post has been edited by ClarenceT: Jun 9 2018, 03:16 PM
ClarenceT
post Jun 11 2018, 11:35 AM

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QUOTE(celaw @ Jun 11 2018, 10:35 AM)
Actually if we withdraw cash from ATM, BigPay is earning? Because if we use others bank debit card to withdraw from different bank ATM, charges is RM1 while BigPay charges is RM6. The different of RM5 goes to BigPay? tongue.gif
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BigPay uses Mastercard network, not MEPS ATM network (RM1), not sure about the cost to BigPay for each cash withdrawal.
Also BigPay's cost for each Top Up is 1.1% (max), so if they charge >1.1% (higher than RM6) for each cash withdrawal then BigPay may only break-even.
So not too soon BigPay will begin charging Top Up by using Credit Card, once they merge Big and BigPay.

ClarenceT
post Jun 12 2018, 08:06 AM

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QUOTE(chonghe @ Jun 12 2018, 07:38 AM)
yeah, that is 60K in 2 months. If I do Maybank Barcelona + SCB Just one would be 5K
hope it wouldn't get trigger?
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At your own risk.
Once banned, Game Over! Good luck.
ClarenceT
post Jun 12 2018, 10:07 AM

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QUOTE(sendohz @ Jun 12 2018, 09:13 AM)
I topup last recent Satruday.
So now to wait for the CB to come in which is like 4-6 weeks?
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Wait till July to know the outcome but the game is over.
But if you already played >9 weeks out of past 11 weeks (till 8/6), this topup is already disqualified for the game.


ClarenceT
post Jun 12 2018, 10:14 AM

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QUOTE(sendohz @ Jun 12 2018, 10:11 AM)
Confirm no CB?
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I did use RHB VS to top up BigPay, but not for the game.
I spent on something else to get the RM30 CB.
I tested if the BigPay Topup is qualified for normal Online CB (1%/2%/6%).

ClarenceT
post Jun 12 2018, 10:30 AM

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QUOTE(fairylord @ Jun 12 2018, 10:22 AM)
Hi Clarence, CB% in tier of usage?

Appreciate if you assist to give little details so I could add your post as reference to list this RHB ?? Visa as cc entitled for CV. Thanks
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Yet to know the outcome (normal online rebate).

RHB VS, monthly spend (Statement date -1 day)
* RM1000-2499.99, Online spend 1% max RM30.
* RM2500-3499.99, Online spend 2% max RM30.
* >RM3500, Online spend 6% max RM30.

https://www.rhbgroup.com/products-and-servi...ure-credit-card

Update: Confirm ONLINE rebate for RHB VS.

This post has been edited by ClarenceT: Jun 25 2018, 12:18 PM

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