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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

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ClarenceT
post Apr 7 2018, 10:01 AM

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Not sure if we still can request to withdraw cash at Giant's cashier using Mastercard. Someone may try and tell us the charges.

It is possible to "withdraw" cash (cashback) at Grocer's Point of Sale in some countries. It is one of the solutions when ATM becomes irrelevant and go disappeared in next 10 years.

ClarenceT
post Apr 7 2018, 10:19 AM

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QUOTE(MGM @ Apr 6 2018, 02:27 PM)
So there is a 1% border fee if use SCB cards to reload BIGPAY?
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BIGPAY KUALA LUMPUR MY [local]
posted on the same day if using Maybank cards.

ClarenceT
post Apr 9 2018, 05:27 PM

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Transfer cash credit to your siblings or kids who are overseas. They use another BigPay card for daily transactions.
ClarenceT
post Apr 11 2018, 01:43 PM

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QUOTE(paogeh @ Apr 11 2018, 01:29 PM)
Thank you sms2u
my PBB card got block by shopee ,
so i need bigpay to bypass.
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Call PB to report card loss. PB will give u another card with new number, pay RM50 only for replacement.
ClarenceT
post Apr 11 2018, 01:47 PM

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QUOTE(paogeh @ Apr 11 2018, 01:45 PM)
rm50 FORĀ  loss card ?
posisble to waive RM50 ?
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You need a new card number, so pay RM50.(1st time)

This post has been edited by ClarenceT: Apr 11 2018, 01:49 PM
ClarenceT
post Apr 11 2018, 01:51 PM

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QUOTE(MGM @ Apr 11 2018, 01:50 PM)
They will replace card with spoilt chip FOC.
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But use back old card number!
ClarenceT
post Apr 11 2018, 01:59 PM

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QUOTE(paogeh @ Apr 11 2018, 01:53 PM)
my case is C01 with shopee,
i guess that PBB main cant use any more in shopee
with same card number , it;s still cant be use in shopee too
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Create another user ID and use new CC number.
Don't be too greedy, I know you can act as seller and buyer to cheat Shopee.
ClarenceT
post Apr 11 2018, 02:10 PM

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QUOTE(mamamia @ Apr 11 2018, 02:07 PM)
FAKe police report will make u in trouble.. refrain to advise something which is against law..
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Police report is not FOC.
ClarenceT
post Apr 14 2018, 03:17 PM

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QUOTE(fairylord @ Apr 14 2018, 02:59 PM)
Seems like they decided to discontinue the old card development, focus on BigPay thereafter.
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I have both cards. Hope they can be consolidated into a single card/account.
The old one can be top-up by online banking only.
The new one can be top-up by credit card only.

To avoid the monthly inactive fee RM2.50, I spend RM1 on electricity when I don't spend on AirAsia on that particular month.

ClarenceT
post Apr 15 2018, 06:20 PM

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QUOTE(lwc629 @ Apr 15 2018, 06:01 PM)
any particular reason/benefit for which u're still keeping the old card?
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Just got the BigPay in March. I will terminate the big prepaid account soon (no physical card issued).
ClarenceT
post Apr 17 2018, 06:25 AM

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QUOTE(drbone @ Apr 17 2018, 12:50 AM)
Still need to wait to know whether eligible for PB CASH 4 u promo.
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Very unlikely, under financial-related MCC 6xxxx. Quasi-cash is excluded.
This month I will spend on bigpay then use on transactions other than groceries, online & dining.
If I use PB VS for Cash4U promo, then I may win up to 5% (+1 VIP) only; But I use BigPay, I will get (not win) 6% return.

ClarenceT
post Apr 17 2018, 08:41 AM

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QUOTE(drbone @ Apr 17 2018, 08:20 AM)
What do you mean from this sentence ?
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PB VS - RM633.33 on online, dining & groceries. -RM38 normal monthly rebate.
If you don't spend on online, dining, groceries on this statement cycle...
Lets say... tuition fee, petrol, building management fee etc
PB VS on BigPay RM600 and use BigPay to pay for Petrol... Rebate RM36 + some Big points.
PB VS RM100 x 6 on Petrol etc... RM10 x3 (if win the C4U promo) + 600 VIP points.

So I don't rush to perform some transactions to win C4U on this statement cycle.

This post has been edited by ClarenceT: Apr 17 2018, 08:43 AM
ClarenceT
post Apr 17 2018, 08:50 AM

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QUOTE(MGM @ Apr 17 2018, 06:48 AM)
If can get CB for reloading BigPay then should get CB with reloading Lazada eWallet too but not for CASH4u.
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Not attractive to topup Lazada e-wallet till May-June.
CIMB-Lazada cards will give me 16% rebate every month.
Lazada 6th birthday, CIMB cards give 16% discount, Maybank cards give 12% discount, Petronas e-vouchers give 12% discount!
Lazada e-wallet - 6% + 10% (Tue).

This post has been edited by ClarenceT: Apr 17 2018, 08:52 AM
ClarenceT
post Apr 17 2018, 09:06 AM

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QUOTE(MGM @ Apr 17 2018, 09:02 AM)
CIMB-lazada max usage is rm167 only.
But use PBB VS/QuantumMC and if can get both CB for 11%/10% to reload LazEwallet.
Laz ewallet and CimbLazadaMC can be used together with vouchercode but not Maybankcard and Petronas evouchers.
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CIMB-lazada max usage is rm167 only.
Per card. But you can have more than 1 card.

But use PBB VS/QuantumMC and if can get both CB for 11%/10% to reload LazEwallet.
+10% if spend on Tue. Laz Wallet still not confirmed for C4U promo.

Laz ewallet and CimbLazadaMC can be used together
I wait & see. we should have a confirmation on 27/4.


ClarenceT
post Apr 18 2018, 10:43 PM

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QUOTE(cybpsych @ Apr 18 2018, 07:14 PM)
anyone reloaded BigPay using credit card(s) NOT registered to your name?

e.g. use your parent's or spouse's credit card(s) and reload BigPay.
p/s: Unker from Post #668 got issue with this, i wonder how's the treatment/policy, in a sense that, do they ban you outright?
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Legally not right. Your parent shall use his Credit Card to top up his Bigpay card, then he transfer the Bigpay credit to you.
ClarenceT
post Apr 19 2018, 08:24 AM

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QUOTE(alexanderclz @ Apr 19 2018, 08:08 AM)
not any that I know of. what's the source?
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You can do a google search.
It is quite common for MCC 6xxx. Quasi Cash.

It is also clearly mentioned in your BigPay App - Fees and Charges - Reload / Top-up Charges.
But it is not implemented by local banks yet, regulated by Bank Negara.

This post has been edited by ClarenceT: Apr 19 2018, 08:25 AM
ClarenceT
post Apr 19 2018, 10:34 AM

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QUOTE(drbone @ Apr 19 2018, 10:19 AM)
I messaged them on facebook and they replied me saying that there is no issue using if others use their CC to top up my big pay card.
Also, I just received my card yesterday!
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I know we can do it.
But BigPay does not have third-party top-up feature, so you must log into your BigPay account, then you use your own credit card to top up. Legally it is not right to have someone's PIN, password or OTP and use his/her card.

It can become an excuse to ban you. BigPay may ask for your credit/debit card statements.

https://forum.lowyat.net/index.php?showtopi...post&p=88437355


This post has been edited by ClarenceT: Apr 19 2018, 10:53 AM
ClarenceT
post Apr 22 2018, 09:48 AM

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QUOTE(hebe87 @ Apr 22 2018, 09:22 AM)
wanted to earn some big points for flight only.. help other to pay land tax.

however, it has been 3 days but still no big points credited to me yet
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Maybe no reward points due to govt transaction.
ClarenceT
post Apr 23 2018, 08:07 PM

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QUOTE(iwubpreve @ Apr 23 2018, 07:56 PM)
wanna ask about this scenario whether possible?

1. use standard chartered just one platinum reload RM2500 to bigpay.
2. next month standard chartered bank reward u cashback RM85.
3. go to atm use bigpay prepaid card withdraw money. atm can one shot withdraw RM2500? can withdraw it and let bigpay charge RM6
4. payback standard chartered outstanding.

so total earn RM85 - RM6 = RM79??
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Avoid withdraw cash at ATM, you will get banned due to money laundering!
ClarenceT
post Apr 24 2018, 08:13 AM

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QUOTE(paogeh @ Apr 23 2018, 09:39 PM)
lol , RM2
some one mentioned in this thread we need apps to install Bigpay,
to be honest , ever since my IPAD died a month ago (battery)

I have no access to smart phone , except through my wife phone,
where she complaint bigpay apps too much memory and deleted  .....
Now , my options:
1. Use webased/laptop to install apps and open .
2. Buy a cheap phone to get the apps.
Please advise #1 and #2 .

thank you
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Lots of premium credit cards and active in Lowyat forum but no smartphone. LOL. hmm.gif


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