aaah, this!

as mentioned b4, cimb preferred visa infinite is indeed free for life. no min swipe required for lounge access but limited to only 4 per annum. neighbouring countries though are unlimited i.e. singapore, thailand, indonesia.

ambank is supposedly free for life too. no minimum swipe. used it a couple of times without ever charging the card even once to gain access to lounges. and that's to bring my +1,2 & 3 in. lol. myself i use my cimb card to get in. go figure. thankfully no charge.

so i guess for cheapo method, getting both these cards for airport lounges work wonders. ambank for local lounges, cimb for neighbouring lounges. for more coverage on international lounges, probably need the uob prvi card or citibank card for more access

sorry, i am a cheapo. maximising cards for free access without any spendings.

oh yeah been meaning to add but forgotten.

remember the almost cimb/rhb merger that did not materialise.

who knows that this rhb/ambank merger will be called off again too?

lol.

ambank have been quite innovative of late.
their car financing is pretty strong in the market.
rhb have been superly boring the last few years or decades. nothing exciting at all.

Have not been to AmBank for a long while. Their ABM has been pestering me to support her for FD deposit. While their rates has not been very good for the past 1.5 years.

Was thinking of getting AmBank Visa Infinite. RHB RM also said they have Visa Infinite. Once the 2 merge, not sure if the same benefit still there or RHB has upper hand ? 

No love for the UOB PB VI? The DragonPass access is interesting. Wonder if it is offered together with the PB membership or have to apply separately.

Went to UOB to enroll to their PB programme but the whole team is away for training or something  Plan to get the PB VI too

Cannot find any details on the annual fee from the website but checking through the redemption catalogue, the normal VI annual fee is RM600 while the PB versionis not listed. I need to ask them about this the next time I go.

http://www1.uob.com.my/personal/cards/unir...uniringgit.html

does CIMB preferred members have to apply for the VI or it comes with the preferred membership ar guys?

If not mistaken for the UOB pB VI, must at least one month use one time then it is waived.  but to get that card without POI, AUM must be 1m.. if not have to show POI maybe 10k per month?  Asked before that Dragon Pass macam cannot enter PPL in KLIA but only SAMA SAMA EXPRESS. who can confirm but the app shows PPL in KLIA.

Sorry, what is POI ? Thanks !

Proof of income..

Yup. no longer can access to ppl. I still prefer ppl btw.

but the good thing is you can get complimentary ride to klia/klia2

CIMB Preferred VI should be ok if really need 1m for the cimb vi..  haha

Haha which is the best PB CC right now in the market?

This RHB Premier VI really good! Really better than Reserve 2. I think recently only got this card? Thanks for heads up! But is becoming a premier member a must? Looks like it lah as the name says so...

In terms of VI / World Master Card privileges, based on my limited analysis sometime ago, some major benefits are:
1. CIMB has got 50% discount for 2 pax dining at some major hotels
2. CIMB used to give free coffee at Dome outlets with any purchase
3. Ambank has an app & some promotions that has buy 1 free 1 at many cafes & restaurants
4. Ambank has unlimited premium lounge access locally & globally.
It didn't come with the preferred membership for me. But since I had a CIMB World Master Card, the VI was pre-approved without having to show the POI

According to the teller, the preferred membership is just a status in the system.
But with VI, one can access any Preferred lounge besides your home branch.

CB CC is very cunning, for the recent Starwood hotels dining promo, they excluded breakfast buffets!

I was thinking of canceling the CB cards last year as they keep saying cannot waive the annual fee but suddenly last year they waived it.
So ya, considered using CB paid cc.

If you read their facebook page, there have been many complaints as many banks give free for life these days.

How much to join for their RHB PB?? and the card pre approved when u join PB or need POI as well?

a few months ago, after joining PB the card requirement for poi is just 30k pa. not sure if any new policies.

Any idea whether there is any penalty for below AUM with OCBC, BR and UOB?

IIRC ocbc no problem, the later 2, better seek bbgoat for opinion

Mind to share what Citibank credit card (eg CB prestige?) allowed annual fee waiver and any condition for waiver?