this car industry generate so much income to gomen-of course they will keep creating more creative ways to make money

"In 2023, the Malaysian government received RM12.4 billion in excise duties from motor vehicle sales, which was projected to be a 1% decrease from the previous year. "

This post has been edited by JimbeamofNRT: Oct 7 2025, 05:01 PM

look ada, power ilek

who was the finance minister that time? 97-98 he pushing kaw kaw for us to accept the IMF deal. people mudah lupa..
the interest rate that time was the golden age for car salesman. they will get 1-2% from that interest.

This post has been edited by ulet: Oct 7 2025, 05:02 PM

9years loan lessen learnt

true

and again

https://1-million-dollar-blog.com/new-2012-...negara-malaysia



This post has been edited by JimbeamofNRT: Oct 7 2025, 05:07 PM

ado Honda ado .... hgggnh

Got 1 guy said better take Tesla with 9 year loan wor.

Always lol. Offered 30K for my estima. I sold to 2nd hand dealer got 41K. Anyway car was fully paid before I sold.

This post has been edited by saiga: Oct 7 2025, 07:05 PM

its tru, they have 0% promotion currently.
if you want buy car and have the cash, buy the tesla with 0% interest rates and park the money somewhere else to earn the interest.

The 0% is for 5 years loan only.

Did I miss anything? I just went to Tesla website, 5-year loan is 1.38% while 9-year is 1.88%.

This post has been edited by Fantasia: Oct 7 2025, 07:18 PM

Next time buy perodua. My Axia bought for RM33k in 2016, sold for RM20k in 2024. After 8 years only 40% depreciation.

I always don't like to opt for any down payment.. for me putting in my investment account will be the wisest choice.. in 15 years I've changed 6 cars.. 4 of them all did early settlement, 3 to Carsome since they always give me good price. I like 9 years loan it just made me richer in my accounts.

My dividend pays for the installment.. I buy car base on what my dividend can afford nowadays. So

Bbbutttt gaji 2500 boleh beli honda

Mana? Macam diuable

U want resale value you buy axia

I bought one in 2022. G line Axia

Mudah now selling between 33 to 35k


A drop of only 7 to 8k from what I paid


Superb. Just superb

Car paid off via 3 year loan

There is no option for you to get better cashflow in the current situation.
Keep your HRV and settle your loan.

Model 3 only

Tesla website, choose model 3.

This what the rich and wealthy do. Sadly majority of Malaysian choose 9 year loan simply because they can't afford shorter loan tenure.

The interest amount for 9 years car loan is double that if 5 years.

If you dont mind and really seeking to maximize your cashflow then go ahead lo. Otherwise 5 years tops, maybe 6 year.