That's the reason never take 90% and 7 or 9 years loan. 5 years 50% cukup, else means you cannot afford the car.

Carsome also lowball nowadays?

I always don't like to opt for any down payment.. for me putting in my investment account will be the wisest choice.. in 15 years I've changed 6 cars.. 4 of them all did early settlement, 3 to Carsome since they always give me good price. I like 9 years loan it just made me richer in my accounts.

My dividend pays for the installment.. I buy car base on what my dividend can afford nowadays. So