all bank loans favourable are 4-5 years, won't kill you, but your downpayment must be high. for vehicle best to just treat it as point A to point B, level up and always do business. Every year try to save additional rm20k in epf until you retire if you makan gaji

This post has been edited by Avex: Oct 7 2025, 11:20 AM

wait few more years when market price go even lower, the value will not drop any further la

7 years 90% still ok depending on what brand and model. managed to sell my car last year and settle the loan with surplus

9 years is really pushing it unless you plan to own the car for 10 years

This post has been edited by ZeneticX: Oct 7 2025, 11:20 AM

Gomen should control. Max 5 year for car loan...

most likely he will getting back pain after that. lulz

When a poor man want to act gaya.....

Depends wat H models la
If city n Civic sure ok, my ketam lost not even 40k after 7yrs+ but FE suffers lower RVs.

another H. lol

Semua ingat kereta macam P2 walhal harga resale p2 la merosakkan market

Can't understand why ppl take 9 years loan and show-off the car.. So silly

My car market price RM 30k+ and outstanding loan left less than RM 10k.. If I trade in, can use it as DP for new car.. Just that no new cars that caught my eye now

poor still wan buy HRV, janji bergaya kan

i cant say he show off or not.
but 100% planned to 'normally pakai' the car until financially gone south, then thinking about jual that car fully recovery from it.


mcm my x50 now market 35-40k max, maybe slightly lower. loan less 12K now.. but i probably will drive few more years until better BEV or big capacity PHEV coming.

This post has been edited by josh5671: Oct 7 2025, 11:50 AM

For decades now, Msians have been taken for a ride until China comes in with their cars!

Insane profits Car companies have been milking from Malaysian!

either the car is accident/flood damaged or the carsome advisor is trying to do hanky panky.
for year 2021 honda hrv(lowest spec) can take around 55k-60k

Its not about the loan tenure or how much dp paid la

It all about how much can you pay per month without any burden. And many can only afford to pay for axia TBH but die die mau kereta lain

Not planning to change EV car ? I am still waiting for the right EV car to catch my eye especially the Perodua EV

Most likely plan to keep my current car once finish the loan and buy a new EV car for city drive while current car use for outstation

Buy JDM can BBB UUU

That's why you buy EV. Won't get RV shock.

Don't keep buying obsolete tin kosong tech.

49k should be fair , o rbid ++ 50-55k?

2021 is pre facelift

now is new HRV and got 1 facelift summore .

old HRV especially no tebu sure drop kaw

btw used car really bad now . ppl will just buy new or china cars . even new cars summore got many rebates .

true H no longer got high RV

only P2 selected models can get good RV like alza or bezza due to long waiting time for new

perodua EV i give grain of salt for a while, because their tech mostly based on jap, but jap not really good on pure EV (hybrid probably okay)

for me, really hand itchy got plan to change, but mcm not worth for now. because all these thing improve real fast.
HEV/PHEV: H6 (thailand FL version, with straight DRL look better), Sealion 6 DMI (not yet coming malaysia)
BEV: Sealion 7, Model 3 LR
ICE: C9 (not yet test drive)


especially x50 replace part before it broke down not really cost a lot.
i recently changed timing belt, fan belt, alternator pulley. parts + labour total 650 ish. worth.

also i mention big battery... what i mean like HEV/PHEV(whatever you call it) with like 30kw or more, maybe 50kw battery on it. so i can get pure electric 150~200km, and still can use it with petrol