So what's your plan to future proof yourself?

Most yolo because they don't see any hope. Why safe when you don't know what will bring tomorrow right?

I am not judging their choice. It's their life.

Malaysia is at the tipping point. I expect green wave in the next 10 years. Best thing to do now is to save up, manage your lifestyle inflation and invest all of your savings abroad. You already have EPF which is a huge sum. Diversify your portfolio.

Your post has been reported. Dunno why. Lol..anyway chill a little.

Lol, damn funny. Like this also reported. Just stating observations and projections from current happenings.

Anyway, I am serious when I say diversify portfolio. Diversify into USD or SGD for wealth preservation.

If you are single, its an opportunity to find China wife since many coming here.

Aside from that, yes its getting far competitive.

A lot of PRC companies are setting up here, and they prefer to hire 50% of their workforce their own people. So unless you are really good and stand out, they will prefer their own people.

You see, back in CCP land, their citizens are being squeezed with lack of job opportunities. Every year millions of graduates come out, government is very worried at where to land them jobs. There are even high top scorers that can't find jobs. The top leadership of course worried lah, if no job means unrest. Obviously there is a secret plan, to invest overseas, set up their version of MNCs but they ship these people overseas and be based there, hopefully one day they become citizens, inter marry. So the govt back home don't have to worry about them lying flat in their country.

what industry r you in? IT ?

Is good time to convert to sgd now. Myr strengthening.

I also own properties that doesn't do well. Based on my experience dealing with properties I can share some lessons learnt and best practise:

1. Buy only at good location, even though they are very expensive. LOCATION, LOCATION, LOCATION mantra is never wrong. Even during COVID time, after I collect my key the very next day I advertise it in Mudah (not a popular portal) - I still get 3 random calls from property agents in a day!

2. If you can get reliable cleaner go for short term let like Airbnb rather than yearly rent. Much higher yield because you charge daily rate

3. Target expatriates. I raised the rate so high that it filter out local peasants (sorry). Those that inquire and book generally the tenant profile are good. They are cleaner and can take care of your property very well. Some even check-in with their OWN MAID. Knowing that it gave me assurance that the unit will be well kept

Yeah, quite a good time now. I moved most of my liquid cash out oledi

I heard PRC girl's family mahu dowry at least RM 300k cash. Crazy...

I think can't generalize lah.

Sure got crazy people like that one even in Msia.

china got 1.4 billion people, I don't think everyone is like that.

Cooking is also a good skill .  This kind of thing AI will never able to replace .

Either its coffee brewery , or street foods.

In my area, street coffees are blooming, and lots of people every time of the day! Perhaps I should take some barista training as well in the future ..

and yeah, agree with /ktard above, no use to hurt our mind thinking of things you can't control...