im preparing to die before shit hits the fan

Cooking is also a good skill .  This kind of thing AI will never able to replace .

Either its coffee brewery , or street foods.

In my area, street coffees are blooming, and lots of people every time of the day! Perhaps I should take some barista training as well in the future ..

and yeah, agree with /ktard above, no use to hurt our mind thinking of things you can't control...

spending quality time with your loved ones

no,3 is very true...with USA and Europe MNCs moving out, CCP companies more will be coming here. They will bring their working culture. It can be ruthless, so if you join them make sure you are below 40, if shit hits the fan, you can quit and find other jobs. After 40yo, you are virtually stuck and rely on them, unless they like you for your work.

no.1, be glad that govt is trying to balance the budget. Of course spending may not be fair among classes of people. But still, they are trying to manage. That is the important understanding. Things can get worse, if govt change to some crazy Puas run govt that don't understand GDP and budget deficit. They will spend spend on subsidies and take govt borrowing until they can't then print money to raise inflation to venezuela and afganistan levels.

Its gonna be hard even for my rich friends. The tariff war is hitting on their businesses. They used to be selling a lot of their products to USA but now they are seeing teir margins swiped by CCP companies eating into their market share.

This. Count yourself lucky no ABSD.. unlike us in SG, gets hit with 20%/30% tax for 2nd prop.

Stop worrying about tomorrow,
the best way for you to survive is to have skills people actually need, in peacetime or war.

Learn traditional skills, ie coding, engineering, commercial drone flying, photography, cooking, mechanics etc.

Having money is nice but will be worthless if TACO decides US will not repatriate your funds, but no point to think of those unlikely scenarios.

If you are single, its an opportunity to find China wife since many coming here.

Aside from that, yes its getting far competitive.

A lot of PRC companies are setting up here, and they prefer to hire 50% of their workforce their own people. So unless you are really good and stand out, they will prefer their own people.

You see, back in CCP land, their citizens are being squeezed with lack of job opportunities. Every year millions of graduates come out, government is very worried at where to land them jobs. There are even high top scorers that can't find jobs. The top leadership of course worried lah, if no job means unrest. Obviously there is a secret plan, to invest overseas, set up their version of MNCs but they ship these people overseas and be based there, hopefully one day they become citizens, inter marry. So the govt back home don't have to worry about them lying flat in their country.

what industry r you in? IT ?

I'm not actually sure what others are doing, if anything at all.

Everywhere I see is many people are full-on YOLO, buying latest iPhones, everywhere new cars, people going for holidays etc.

Some CCP boss is like HK boss.

Be careful of those like to target one.

Once you make a mistake...they will keep haunting you, target you over and over again...

until you collapse under pressure.

But then again some CCP bosses are nice...still...they may not understand when you need to take AL for your child sick, or no penjaga stuff like that.

Managing my spending and making lifestyle adjustments, cos that's where I have 100% control.

My retired parents punya spending is like 2k-3k/month at most. Mana ada traveling eating out spending macam youthful days pon.

Welcome to the world of competition

The world always needed blue collar workers
If u got that machinery skills , u won’t die and will become even more valuable if economy are good

But for now as u predict that dark days ahead
U need to beware of your spending
If you are rich enough , it’s time to make deals by pinching others to low price

Because this is always the cycle , world will always go up and down

I am in my early 40s.

Like previous poster mention, I am accumulating low risk passive income stream, such as property with rental yield, EPF, broad index ETF.

While continue to live the b40 lifestyle to keep expenses to the minimum.

Thus the passive income, the whole idea is to have it fund the expenses should shit hit the fan.
Keep expenses to the minimum, save and invest as much as possible. Rinse and repeat.

I plan to transition myself into becoming a full-time spot market trader in the coming years...

I'm doing well already, and I earn in Dollars, so it's easily a lifestyle for me to sustain...

Er, luckily I don't have kids at the moment.

I think I mention quite a number of times in kuitam that I'm staying with parents and have 3 meals at home, no socialize with friend, no entertainment, no windows shopping, no cinema, etc. We just sleep, wake up, go to work, come home, eat, sleep and repeat. Many will disagree with this kind of lifestyle, but that's the life of b40.

Never bought anything unnecessary
Never bought anything i cant afford outright
Min max is almost everything i can
[/B]Dont burden my thoughts with things i cant have direct control[B] over

Malaysia is at the tipping point. I expect green wave in the next 10 years. Best thing to do now is to save up, manage your lifestyle inflation and invest all of your savings abroad. You already have EPF which is a huge sum. Diversify your portfolio.

Lol, damn funny. Like this also reported. Just stating observations and projections from current happenings.

Anyway, I am serious when I say diversify portfolio. Diversify into USD or SGD for wealth preservation.

Yeah, quite a good time now. I moved most of my liquid cash out oledi