Can... it is whether the bank's mobile banking app is user friendly or not.

Below screenshot of CIMB mobile banking app, cimb OCTO.


Debit Card... activation/deactivation
- Contactless Payment. (This is pay wave at cashier.)
- Card-Not-Present transaction. (This is online purchases.)
- Overseas spendings & withdrawal.


Credit Card... activation/deactivation
- Contactless Payment.
- Overseas spendings & withdrawal.

For credit card, there's no card-not-present activation/deactivation, but the transaction can be disputed and cancelled.

For cimb, they have moved many things from website to the mobile app. Mobile banking app is more suitable for mobile users, all the images and webpage fit into the small screen.

Get a credit card and wave it. No need so troublesome using phone/app.

When you use the card often, you will immediately notice if it goes missing. Report and get new one in the mail.

Biggest bank in the country.

I have a bank of china debit card. Its mobile banking app oso okay.

(Since the card is unionpay, not visa or mastercard, good for some places in china where they have only unionpay.)