EV cannot take 9 year loan la. Max also 3 years only. Why? Super lousy RV that's why. Heck, even Peugeot with 5 year loan even worth it.
After sell EV still owe bank lots of money
After sell EV still owe bank lots of money
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Jun 15 2025, 06:31 PM
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#61
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Senior Member
9,050 posts Joined: Jan 2003 |
EV cannot take 9 year loan la. Max also 3 years only. Why? Super lousy RV that's why. Heck, even Peugeot with 5 year loan even worth it.
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Jun 15 2025, 06:34 PM
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Senior Member
4,999 posts Joined: Jan 2003 |
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Jun 15 2025, 06:38 PM
Show posts by this member only | IPv6 | Post
#63
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All Stars
24,228 posts Joined: Mar 2007 From: Kuala Lumpur |
QUOTE(knwong @ Jun 15 2025, 05:51 PM) Not financially irresponsible la... Meaning he can afford to lose money on depreciation. Most conti owners already expected that already when they opt to buy such cars.It's only the Toyodah and Hundah, Protua, Potong owners make such fuss when trying to upgrade their car and themselves. Lol. |
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Jun 15 2025, 06:41 PM
Show posts by this member only | IPv6 | Post
#64
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Senior Member
3,568 posts Joined: Sep 2005 From: Shenzhen Bahru |
QUOTE(djlake @ Jun 15 2025, 05:52 PM) Financial products like trust fund needs to come with y-o-y projected value in their brochure. Can get gomen same pass law for car brochure![]() djlake liked this post
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Jun 15 2025, 06:41 PM
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Moderator
9,277 posts Joined: Jan 2005 From: KL. Best place in Malaysia. Nuff said |
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Jun 15 2025, 06:43 PM
Show posts by this member only | IPv6 | Post
#66
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Senior Member
1,053 posts Joined: Jan 2008 |
Ada gaya ada amoi.
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Jun 15 2025, 06:43 PM
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All Stars
28,112 posts Joined: Aug 2009 |
Wait, why you take 9 years loan if you planning to sell it before 9 years?
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Jun 15 2025, 06:43 PM
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Moderator
9,277 posts Joined: Jan 2005 From: KL. Best place in Malaysia. Nuff said |
QUOTE(TOMEI-R @ Jun 15 2025, 06:38 PM) Not financially irresponsible la... Meaning he can afford to lose money on depreciation. Most conti owners already expected that already when they opt to buy such cars. I bought my Plotong years ago expecting it to be used way after it's been paid fully because that's how my late dad and mom would do it. When I moved to KL I was shocked about people buying car only looking for resale valueIt's only the Toyodah and Hundah, Protua, Potong owners make such fuss when trying to upgrade their car and themselves. Lol. |
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Jun 15 2025, 06:44 PM
Show posts by this member only | IPv6 | Post
#69
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Senior Member
3,460 posts Joined: Nov 2009 From: KL |
QUOTE(Avangelice @ Jun 15 2025, 03:06 PM) 9 years is actually okay for a finance savvy person when the cash you saved is invested and you make sure the returns per annum are more than the interest of the loan, at the end of the tenure you use whatever you generated to pay off the car or used in an emergency. take public transport la, all in buttcoinThen again how many Malaysians here are financial savvy |
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Jun 15 2025, 06:45 PM
Show posts by this member only | IPv6 | Post
#70
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Senior Member
1,053 posts Joined: Jan 2008 |
QUOTE(linkinstreet @ Jun 15 2025, 06:43 PM) I bought my Plotong years ago expecting it to be used way after it's been paid fully because that's how my late dad and mom would do it. When I moved to KL I was shocked about people buying car only looking for resale value Financially failed people always deceived by the marketing seller. |
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Jun 15 2025, 06:45 PM
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Senior Member
1,317 posts Joined: Jan 2003 |
Thought need to settle the loan before able to sell the car with proper transfer of owner? Why still owe the bank after selling?
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Jun 15 2025, 06:49 PM
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#72
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All Stars
24,228 posts Joined: Mar 2007 From: Kuala Lumpur |
QUOTE(linkinstreet @ Jun 15 2025, 06:43 PM) I bought my Plotong years ago expecting it to be used way after it's been paid fully because that's how my late dad and mom would do it. When I moved to KL I was shocked about people buying car only looking for resale value Because 90% of car owners look at how much their current car can be traded in so that the money can be used for the downpayment of their new car.Some who owed the banks more than the trade in values of their cars would even ask us to do overloan on their new cars so that they can cover their current car loans. |
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Jun 15 2025, 06:50 PM
Show posts by this member only | IPv6 | Post
#73
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Junior Member
9 posts Joined: Jan 2025 |
with the lorry and bus on killing spree, /k please suggest a reliable and can take on the crash or even jump into parit - 90% survival.
any model below 30k please. or else cant really blame all of us for suffering in car loans. |
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Jun 15 2025, 06:52 PM
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Junior Member
343 posts Joined: Jul 2011 From: Land of SaberLion :3 |
rule numbar 1
Gaya mesti adooooooo |
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Jun 15 2025, 06:55 PM
Show posts by this member only | IPv6 | Post
#75
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Junior Member
9 posts Joined: Jan 2025 |
QUOTE(knwong @ Jun 15 2025, 05:51 PM) That fella i think many years back in /k, he got show a full stack of cash worth 1 million on the table inside a petrol station. he owns a a few petrol station iinm. Also his tv and his stereo set up that room itself 500k above. Kan? Damn young summore. That photo went viral in /k wei |
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Jun 15 2025, 06:57 PM
Show posts by this member only | IPv6 | Post
#76
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Senior Member
3,848 posts Joined: Dec 2009 From: Ampang |
QUOTE(Pain 9000 @ Jun 15 2025, 06:50 PM) with the lorry and bus on killing spree, /k please suggest a reliable and can take on the crash or even jump into parit - 90% survival. Preve or Suprima, i think they are even safer than newer geely model, else, Volvo V40 or S60any model below 30k please. or else cant really blame all of us for suffering in car loans. Last time got people drive 180km/h the car rolled and jatuh from jambatan, driver came out scratchless This post has been edited by Boy96: Jun 15 2025, 06:57 PM |
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Jun 15 2025, 06:58 PM
Show posts by this member only | IPv6 | Post
#77
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Senior Member
3,848 posts Joined: Dec 2009 From: Ampang |
QUOTE(Pain 9000 @ Jun 15 2025, 06:55 PM) That fella i think many years back in /k, he got show a full stack of cash worth 1 million on the table inside a petrol station. he owns a a few petrol station iinm. Also his tv and his stereo set up that room itself 500k above. Kan? Damn young summore. That photo went viral in /k wei Oi that one flizzardo petrol station ownerThis post has been edited by Boy96: Jun 15 2025, 07:00 PM |
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Jun 15 2025, 07:00 PM
Show posts by this member only | IPv6 | Post
#78
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Junior Member
27 posts Joined: Sep 2021 |
He must be a ptptn defaulter
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Jun 15 2025, 07:01 PM
Show posts by this member only | IPv6 | Post
#79
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Senior Member
3,568 posts Joined: Sep 2005 From: Shenzhen Bahru |
QUOTE(Pain 9000 @ Jun 15 2025, 06:55 PM) That fella i think many years back in /k, he got show a full stack of cash worth 1 million on the table inside a petrol station. he owns a a few petrol station iinm. Also his tv and his stereo set up that room itself 500k above. Kan? Damn young summore. That photo went viral in /k wei Ya ke? Usually people who like showing off won’t buy those boring cars and complaint maintenance leh… |
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Jun 15 2025, 07:04 PM
Show posts by this member only | IPv6 | Post
#80
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Senior Member
7,066 posts Joined: Sep 2019 From: South Klang Valley suburb |
QUOTE(linkinstreet @ Jun 15 2025, 06:43 PM) I bought my Plotong years ago expecting it to be used way after it's been paid fully because that's how my late dad and mom would do it. When I moved to KL I was shocked about people buying car only looking for resale value .Just like some trendy people buy the latest iPhone every 1-2 years, they also buy the latest car model every 2-3 years = they need to buy such cars or phones with good RV or trade-in value. ....... Such trendy people can no longer do that with the latest EV car models that have no RV, esp with CCP China EV cars. Personally, I use my Android smartphones for >4 years or until they or the OS become obsolete. Similarly for my Proton car. . |
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