rule of thumb

Beli kereta sebab kami nak enjoy. Mantap.

Got emergency braking, got buy back. Don't worry be happy.

Who ask you no buy cash?

but that brake issue owner still need to settle his loan kan, byd wont settle his loan, but pay him a lump sum, whatever interest on the loan he has to clear by himself

The details I don't know but the way the owner framed it or BYD framed it, it sure sounds like BYD is settling the amount with the financier directly for the buy back.

i dont understand the argument that after u sell the car u still have to topup to pay loan

it's simple maths, depreciation over time vs amount paid over time plus interest over time

i mean, duh, u r stretching it up to 9 years, if it's the same as 5 years loan then why dun everyone max out loan duration

plus since when anyone ever promise that if u sell something u will have extra cash in hand after paying off loan?

This post has been edited by Knnbuccb: Jun 15 2025, 04:12 PM

In /k also got many of such talks like 'buy car why see rv', 'if i wan rv i wont buy car', 'only sohai see rv when buy car', 'buy car must see driver feel, not rv' and etc. All full of cocks until they themselves kena lowball when want sell their car, then come /k cry father mother

The resale value is real? As in I can buy a 3 year old atto 3 for 54k?

The new atto is 120k+. 6 yrs warranty. 8 yrs free service. I will definitely wan to buy a 3year atto at 54k .

There are stories from the internet that claim you can keep changing car by trading in car after x year with 9 years loan.

Buy tesla with 0% lo

so they say EV are like smartphones, use and dump.

first time I learn that emergency fund comes from selling a car.

Unless you have the mindset of buying a car and can accept full depreciation value like one of our forummer Boy96, then EV is definitely not for you. If you noticed our friend here buys all the "cold" cars like Ford and VW and yes the mentioned BYD Atto. Basically he doesn't mind the depreciation that comes with it.

2 year old , 80k can.

Full loan + 9year ... congrats, ur life achivement is unlock.

Mana dpt statistic?

hvnt checked , but 3 yr old 54k is so tempting

effective interest rate is ~5.15%pa; depreciation ~10%pa; how to level up ?

Jalan kaki dan naik bas sajalah.....jimat giler!!!!!

If can be more than 9yrs sure majority takes.
Income GDP fr msians already so low ,less than 3.5k/mth, suppose afford axia level only