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 After sell EV still owe bank lots of money

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danielmckey
post Jun 15 2025, 05:04 PM

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Dah kaya Masih nak komplen.
SUSNajibaik
post Jun 15 2025, 05:10 PM

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QUOTE(scorgio @ Jun 15 2025, 02:55 PM)
Whoever need more than 5 year HP to buy a car = cannot afford the car.

Plain & simple.
*
my first car city
take 9 years loan

until year 7 i kenot afford ad
sell it and buy civic, loan balance 18k, sold it at 35k
continue 9 years loan again thumbsup.gif
patienceGNR
post Jun 15 2025, 05:12 PM

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Were they expecting that they would be selling the car at a higher price than the price they bought it for?

This is the delusion that EV owners are facing. They think that buying an EV = higher status, higher caste, gives them the edge over non-EVs.

They continuously paint themselves as higher status where, if a property has an EV charger = higher status property, and thus would reel in more expensive clients, and/or upgrade the prop as higher standards.

Fact is, it's just like every other salesman out there, pakai air liur cakap. No scientific data to back up such claim, nor is there anything proven by data.

Most EV owners are delusional, syiok sendiri, and feels and thinks highly of themselves, padahal they are only driving an enlarged battery-powered toy car with degrading battery life over time.
scorgio
post Jun 15 2025, 05:25 PM

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QUOTE(Najibaik @ Jun 15 2025, 05:10 PM)
my first car city
take 9 years loan

until year 7 i kenot afford ad
sell it and buy civic, loan balance 18k, sold it at 35k
continue 9 years loan again  thumbsup.gif
*
Best.

Banks & their shareholders love ppl like u.


SUSNajibaik
post Jun 15 2025, 05:26 PM

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QUOTE(scorgio @ Jun 15 2025, 05:25 PM)
Best.

Banks & their shareholders love ppl like u.
*
salesman like customer like me thumbup.gif
SUSlurkingaround
post Jun 15 2025, 05:35 PM

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.
Kan dah kata, "EV is a CCP China money scam."

Seems some CCP lovers in /k are T20 and do not mind being scammed by CCP China = their motherland(.?), eg even if CCP China EV cars have no RV, CCP China phones have no quality, etc
.
Penamer
post Jun 15 2025, 05:36 PM

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Head no big, no wear big hat, buy 2nd hand BYD atto 3 lah. Buy 1 year old atto 3 already saves RM50k. 2 year old at half price.

This post has been edited by Penamer: Jun 15 2025, 05:38 PM
hihihehe
post Jun 15 2025, 05:36 PM

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QUOTE(patienceGNR @ Jun 15 2025, 05:12 PM)
Were they expecting that they would be selling the car at a higher price than the price they bought it for?

This is the delusion that EV owners are facing. They think that buying an EV = higher status, higher caste, gives them the edge over non-EVs.

They continuously paint themselves as higher status where, if a property has an EV charger = higher status property, and thus would reel in more expensive clients, and/or upgrade the prop as higher standards.

Fact is, it's just like every other salesman out there, pakai air liur cakap. No scientific data to back up such claim, nor is there anything proven by data.

Most EV owners are delusional, syiok sendiri, and feels and thinks highly of themselves, padahal they are only driving an enlarged battery-powered toy car with degrading battery life over time.
*
Why ev is higher status? So cheap and better specs than ICE car
Capt. Marble
post Jun 15 2025, 05:40 PM

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If need more than 5 years loan, better buy cheaper more affordable car. Live within your means lah.

This post has been edited by Capt. Marble: Jun 15 2025, 05:40 PM
dickybird
post Jun 15 2025, 05:47 PM

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QUOTE(patienceGNR @ Jun 15 2025, 05:12 PM)
Were they expecting that they would be selling the car at a higher price than the price they bought it for?

This is the delusion that EV owners are facing. They think that buying an EV = higher status, higher caste, gives them the edge over non-EVs.

They continuously paint themselves as higher status where, if a property has an EV charger = higher status property, and thus would reel in more expensive clients, and/or upgrade the prop as higher standards.

Fact is, it's just like every other salesman out there, pakai air liur cakap. No scientific data to back up such claim, nor is there anything proven by data.

Most EV owners are delusional, syiok sendiri, and feels and thinks highly of themselves, padahal they are only driving an enlarged battery-powered toy car with degrading battery life over time.
*
Delulu soya lanjiao and some in /k maintain you no buy ev you still stupid.

This post has been edited by dickybird: Jun 15 2025, 05:48 PM
loserguy
post Jun 15 2025, 05:48 PM

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QUOTE(Phoenix_KL @ Jun 15 2025, 03:04 PM)
expecting profit?
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Expecting downpayment for new car. Kek these guys are in for a rude awakening.
TSknwong
post Jun 15 2025, 05:51 PM

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QUOTE(TOMEI-R @ Jun 15 2025, 04:39 PM)
Unless you have the mindset of buying a car and can accept full depreciation value like one of our forummer Boy96, then EV is definitely not for you. If you noticed our friend here buys all the "cold" cars like Ford and VW and yes the mentioned BYD Atto. Basically he doesn't mind the depreciation that comes with it.
*
Boy96 betul ke you are financially irresponsible when buying cars

This post has been edited by knwong: Jun 15 2025, 05:53 PM
djlake
post Jun 15 2025, 05:52 PM

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QUOTE(scorgio @ Jun 15 2025, 02:55 PM)
Whoever need more than 5 year HP to buy a car = cannot afford the car.

Plain & simple.
*
should be a learning modules in school especially for areas where b40s are the majorities.
Boy96
post Jun 15 2025, 05:58 PM

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QUOTE(knwong @ Jun 15 2025, 05:51 PM)
Boy96 betul ke you are financially irresponsible when buying cars
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Dunno ayam keep cars more than 10 years anyways
9m2w
post Jun 15 2025, 06:01 PM

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QUOTE(knwong @ Jun 15 2025, 05:51 PM)
Boy96 betul ke you are financially irresponsible when buying cars
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More like the depreciation is inconsequential to him

That would tell you the state of his finances

So irresponsible or his head big enough to wear the hat
nelson969
post Jun 15 2025, 06:06 PM

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Wisdom /k ayam once say

Gross salary x 12 months = car u can buy base on the total amount gross salary annually.
K.I.T.T
post Jun 15 2025, 06:08 PM

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QUOTE(kons @ Jun 15 2025, 02:59 PM)
ev u also ready save up on the petrol, so u must lose something in the long run.
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Got people buy bezza 9 years loan jual at carsome after 1 year just need topup 2k something
TruboXL
post Jun 15 2025, 06:08 PM

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Why they don't buy cash?
SUSlurkingaround
post Jun 15 2025, 06:12 PM

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QUOTE(TOMEI-R @ Jun 15 2025, 04:39 PM)
Unless you have the mindset of buying a car and can accept full depreciation value like one of our forummer Boy96, then EV is definitely not for you. If you noticed our friend here buys all the "cold" cars like Ford and VW and yes the mentioned BYD Atto. Basically he doesn't mind the depreciation that comes with it.
Pijot also, and he complained his "cold" cars often broke down and their repair costs very high. Hence he changed to EV car.
.
QUOTE(Boy96 @ Jun 15 2025, 05:58 PM)
Dunno ayam keep cars more than 10 years anyways
*

Will you be able to keep your BYD Atto 3 for >10 years.? - because got CCP China news reports that some BYD EV cars have battery degradtion of about 5% or more per year (indicated by shortening maximum range) but BYD China refused to honor their battery warranty.
....... IOW, "pakai buang" like CCP China smartphones.
.

This post has been edited by lurkingaround: Jun 15 2025, 06:16 PM
Avangelice
post Jun 15 2025, 06:16 PM

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QUOTE(kons @ Jun 15 2025, 02:59 PM)
ev u also ready save up on the petrol, so u must lose something in the long run.
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My petrol usage in kuching per week. Myr 60 half tank fill. That's how little I drive in this city.

60 x 4 weeks = 240 myr
240 myr x 12 months. 2880 myr per annum.

Battery life of byd?

This is the following from other thread

BYD Atto 3: RM22,835 total cost, or RM3,262 per year on average
Chery Omoda E5: RM23,031 total cost, or RM3,290 per year on average
GWM Ora Good Cat 500 Ultra: RM18,047 total cost, or RM2,578 per year on average
BYD Seal Performance: RM31,148 total cost, or RM4,450 per year on average

In short.... Ice still wins with petrol subsidy. Only change when goverment remove subsidy

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