QUOTE(Boy96 @ Jun 15 2025, 06:58 PM)
oh ya ke..sorry boss. Preve and volvo takut laa the repairAfter sell EV still owe bank lots of money
After sell EV still owe bank lots of money
|
|
Jun 15 2025, 07:13 PM
Show posts by this member only | IPv6 | Post
#81
|
![]()
Junior Member
9 posts Joined: Jan 2025 |
|
|
|
|
|
|
Jun 15 2025, 07:23 PM
Show posts by this member only | IPv6 | Post
#82
|
![]() ![]() ![]()
Junior Member
303 posts Joined: Apr 2011 |
I dunno la but it seems like a trend to buy and sell car to earn profit nowadays.
Not sure how they do it but when I want to sell any of my car, I don’t get back the money I paid it seems. |
|
|
Jun 15 2025, 07:25 PM
|
![]() ![]() ![]()
Junior Member
316 posts Joined: Aug 2021 |
QUOTE(Najibaik @ Jun 15 2025, 05:10 PM) my first car city Yup. Thats why ppl who never kena before will never understand how important RV is. take 9 years loan until year 7 i kenot afford ad sell it and buy civic, loan balance 18k, sold it at 35k continue 9 years loan again :thumbsup: After kena one shit RV car where they need to topup, they will forever stick to Japanese cars |
|
|
Jun 15 2025, 07:28 PM
|
![]() ![]() ![]()
Junior Member
316 posts Joined: Aug 2021 |
QUOTE(TOMEI-R @ Jun 15 2025, 06:38 PM) Not financially irresponsible la... Meaning he can afford to lose money on depreciation. Most conti owners already expected that already when they opt to buy such cars. Conti/ Japanese cars u lose money ok lah. They are so good to drive. Besides Japanese cars u lose little moneyIt's only the Toyodah and Hundah, Protua, Potong owners make such fuss when trying to upgrade their car and themselves. Lol. China cars u lose money is damn sohai. Shit to drive summore lose more money than conti cars |
|
|
Jun 15 2025, 07:33 PM
Show posts by this member only | IPv6 | Post
#85
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,033 posts Joined: Jul 2005 |
When buy car, need to look for good resale value, cannot simply buy, then regret later.
|
|
|
Jun 15 2025, 07:38 PM
Show posts by this member only | IPv6 | Post
#86
|
![]() ![]()
Junior Member
96 posts Joined: Sep 2021 |
Actually EV car is not like other cars. No resale value. Might as well take 9 year loan and use until the car dies.
|
|
|
|
|
|
Jun 15 2025, 07:48 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,481 posts Joined: Dec 2014 |
|
|
|
Jun 15 2025, 07:56 PM
|
![]() ![]() ![]() ![]()
Junior Member
680 posts Joined: Sep 2010 |
QUOTE(a13solut3 @ Jun 15 2025, 03:10 PM) If you start as fresh, its forgivable to have 9 years loan. the cheat code is the very very dangerous motorbike. after saving up, the Malaysian dream is the Kar....!we need the Kar!!!! If you work like horse and still buying new car with 9 years loan, then you should jump 14th floor when need to sell car for emergency funds. Vs... the public transport is super nice... we do not need to be in debt with Kar loan!!!! |
|
|
Jun 15 2025, 08:18 PM
Show posts by this member only | IPv6 | Post
#89
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,971 posts Joined: Nov 2007 |
|
|
|
Jun 15 2025, 08:20 PM
|
![]() ![]() ![]() ![]() ![]()
Junior Member
763 posts Joined: Jan 2003 |
Treat it like ccp android hp would be right.
|
|
|
Jun 15 2025, 08:22 PM
Show posts by this member only | IPv6 | Post
#91
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,789 posts Joined: Aug 2009 |
|
|
|
Jun 15 2025, 08:24 PM
|
![]() ![]() ![]()
Junior Member
311 posts Joined: Jul 2019 |
|
|
|
Jun 15 2025, 08:40 PM
Show posts by this member only | IPv6 | Post
#93
|
![]() ![]() ![]()
Junior Member
387 posts Joined: Mar 2009 |
QUOTE(scorgio @ Jun 15 2025, 03:20 PM) We use 2.8%pa as HP interest rate for reference. Depends on rate whether worth or not. I took 9 year loan for my Tesla at 2% rate or effectively 3.7%. I have the cash to pay direct but figured that there are much better uses elsewhere for it.After 9 years of repayment, the effective interest rate is actually 5.15%pa. So if one can constantly get 6% return pa from the cash he saved, that's only 0.85% of gain. When EPF also cannot guarantee min 6% over a 9 year span. |
|
|
|
|
|
Jun 15 2025, 08:47 PM
Show posts by this member only | IPv6 | Post
#94
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
3,568 posts Joined: Sep 2005 From: Shenzhen Bahru |
|
|
|
Jun 15 2025, 08:54 PM
|
![]() ![]() ![]()
Junior Member
337 posts Joined: Mar 2017 |
|
|
|
Jun 15 2025, 09:00 PM
Show posts by this member only | IPv6 | Post
#96
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,132 posts Joined: Jun 2015 |
No need to explain in such lengthly video.
You know that person is fucked up when he can't differentiated investment or depreciation assets. |
|
|
Jun 15 2025, 09:03 PM
Show posts by this member only | IPv6 | Post
#97
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,132 posts Joined: Jun 2015 |
It's best time to buy EV in 2025
RM200k Model Y in December 2025, price hike to RM300k at January 2026 Instant profit yo |
|
|
Jun 15 2025, 09:04 PM
|
![]() ![]() ![]() ![]()
Junior Member
592 posts Joined: Oct 2018 |
wrong, the car is not the worse thing to have. the worst thing to have is debt, i.e your car loan. get your fact correct.
|
|
|
Jun 15 2025, 09:07 PM
|
![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
1,833 posts Joined: Dec 2008 |
So nowadays conti>ev or ev>conti ? My pijot need to top up 10k to trade in..fark la..
This post has been edited by ultra_nyamuk: Jun 15 2025, 09:07 PM |
|
|
Jun 15 2025, 09:21 PM
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
6,735 posts Joined: Jan 2003 From: Zion |
I dunno why those poeple so bodoh one. If they can commit to buying a car for RM XXX,XXX for whatever years they commit to, they should be able to finance the car all through.
Should not give excuse low resale value (Every car value will depreciate none the less) that makes an EV purchase problematic. The problem is them!!! Just don't buy any car that are beyond their means!! Just buy the cheapest that allows them to have rainy days fund then. But these asshole brained people just don't care. When people like me chide them for making stupid decisions like that and i am not compassionate? I am not pro human feelings? I am anti rich people? Bro!!! I am more positive human than any fucking people that you should not allow stupid outside influence that makes your lives so fucking miserable because you just wanna keep up with other people. FOR WHAT? If you made choices that satisfy others and for a very tiny short while ... YOURSELF... and then bitch about it every other fucking hour, week and months until you gave up... you are just making you and other people miserable!!! |
| Change to: | 0.0213sec
0.78
5 queries
GZIP Disabled
Time is now: 21st December 2025 - 04:31 AM |