QUOTE(moiskyrie @ May 22 2025, 12:41 PM)
You will be in "blessed" category. Mind to share, your age, self employed? and parents age?EPF: Minimum monthly budget needed in major cities
EPF: Minimum monthly budget needed in major cities
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May 22 2025, 05:09 PM
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Senior Member
1,923 posts Joined: Feb 2016 |
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May 22 2025, 05:11 PM
Show posts by this member only | IPv6 | Post
#62
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Junior Member
580 posts Joined: Jun 2007 From: Subang Jaya, KL |
IMHO the figures are close enough.
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May 22 2025, 05:22 PM
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Senior Member
1,638 posts Joined: Aug 2005 From: Vault 13 |
Sorry, I see the list and I call bullshit. Meaning the lowest and the highest cost city difference is only RM 300. Meaning your cost of living between kota bharu and kl is rm 300. Not a chance. smallcrab liked this post
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May 22 2025, 05:26 PM
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Senior Member
3,567 posts Joined: Sep 2005 From: Shenzhen Bahru |
QUOTE(killdavid @ May 22 2025, 05:22 PM) Sorry, I see the list and I call bullshit. Meaning the lowest and the highest cost city difference is only RM 300. Married couple with 2 children the difference is RM1300 you know between the 2 citiesMeaning your cost of living between kota bharu and kl is rm 300. Not a chance. |
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May 22 2025, 06:28 PM
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Senior Member
3,217 posts Joined: Dec 2006 From: City of Neko~~Nyaa~ |
QUOTE(theozis @ May 22 2025, 04:33 PM) No la...When new 100mbps rm 129 (136.xx, due to tax) Auto upgrade to 300mbps Plan downgrade to 100mbps rm 89... Or where got offer for more lower price..... As now I seldom download anything... So no need those high-speed..... QUOTE(jojolicia @ May 22 2025, 05:09 PM) 40, private worker....80++, mother... Surgery to implant pacemaker... After that suddenly more trouble surface... Stay hospital several time.... Medical cos almost 1k per month.... Father aeroplane before covid lock down..... |
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May 22 2025, 06:38 PM
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Senior Member
1,861 posts Joined: Dec 2008 From: In The HELL FIRE |
Barely can survive but insurance premium hike can't bear with it
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May 22 2025, 06:54 PM
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Junior Member
150 posts Joined: Oct 2009 From: Klang, Selangor D.E Status: Work Everyday |
Daily Rm211. Noted with thanks
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May 22 2025, 07:09 PM
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Senior Member
1,923 posts Joined: Feb 2016 |
QUOTE(moiskyrie @ May 22 2025, 06:28 PM) 40, private worker.... 80+ need more time to adjust herself. My prayers be upon mum. 80++, mother... Surgery to implant pacemaker... After that suddenly more trouble surface... Stay hospital several time.... Medical cos almost 1k per month.... Father aeroplane before covid lock down..... Hang in there, mate You gotta be strong 💪💪. Make sure you have someone close to talk things out and share. Don't bottle up. |
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May 22 2025, 07:14 PM
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Junior Member
938 posts Joined: Jul 2005 |
tare 5mil... just retire somewhere outskirts la... as long as not KV...
prolly 2-3mil in Seremban,ipoh,bentong, 1-2 mil in PUAS states. |
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May 22 2025, 07:20 PM
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#70
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Junior Member
603 posts Joined: Dec 2011 From: shah alam |
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May 22 2025, 09:13 PM
Show posts by this member only | IPv6 | Post
#71
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Senior Member
877 posts Joined: May 2006 From: Kuching |
Not much diff
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May 22 2025, 09:27 PM
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Junior Member
89 posts Joined: Jun 2009 |
Ni bajet org b20 ke? I 15k habis each month
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May 22 2025, 09:28 PM
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Senior Member
4,707 posts Joined: May 2008 |
1 kid and 2 kid delta only 800 ..
just daycare already 1.5k per child liao even u find those aunty 1 also need atleast 1k This post has been edited by fantasy1989: May 22 2025, 09:28 PM |
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May 22 2025, 09:31 PM
Show posts by this member only | IPv6 | Post
#74
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Junior Member
436 posts Joined: Dec 2021 |
My family of 3 uses about 9k per month. Car house fully paid.
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May 22 2025, 09:47 PM
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Junior Member
171 posts Joined: Dec 2006 |
QUOTE(moiskyrie @ May 22 2025, 06:28 PM) No la... if your unifi contract is over, then just get a transfer ID from other broadband service provider and let unifi to counter offerWhen new 100mbps rm 129 (136.xx, due to tax) Auto upgrade to 300mbps Plan downgrade to 100mbps rm 89... Or where got offer for more lower price..... As now I seldom download anything... So no need those high-speed..... 40, private worker.... 80++, mother... Surgery to implant pacemaker... After that suddenly more trouble surface... Stay hospital several time.... Medical cos almost 1k per month.... Father aeroplane before covid lock down..... FYI, unifi and maxis will give free 6-8 months for retention or new customer |
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May 22 2025, 10:06 PM
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Junior Member
236 posts Joined: Sep 2008 |
KV, married with 2 kids, 7k enough?
seriously, 7 years ago, i still in KV, combine salary 15k with 2 kids i also felling susah... car - 600 + 500 petrol + 200 toll = 1.3k kids preschool - 1000 x 2 = 2k diaper + milk = 600 house 400k = 2k grocery = 1k electric + water + mobile = 800 lunch during work = 300 x 2 = 600 insurance = 400 not even give to parents already 8.7k liao on weekend want to go out shopping also feeling susah, not sure now how to survive with 7k+... |
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May 22 2025, 10:11 PM
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Junior Member
96 posts Joined: Feb 2021 |
RM 7440!
No wonder hari tu there’s a news mention a men complain 7k tak cukup for a family of 4. |
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May 23 2025, 07:24 AM
Show posts by this member only | IPv6 | Post
#78
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Senior Member
2,067 posts Joined: Jan 2003 |
QUOTE(moiskyrie @ May 22 2025, 04:12 PM) I note in other posts that you are taking care of your parents, so using the metric of a single person is not appropriate. Like many people here, I commend you for taking care of your parents in their old age and ill health. Looking at Sarawak Energy's rates, electricity at RM150 a month would be easily a 500kWh consumption a month Electricity at RM180 a month would be easily a 670kWh consumption a month A single person consuming that much electricity a month has a lot of wastage. As a single household, my usage is about 200kWh/month. Some months I can keep it under 150kWh/month and get into the lowest tariff at RM0.18/kWh. That's a monthly electricity bill under RM30. People who are renting a room would have lower electricity consumption than a 1 person in a house. 3 months of water at RM40-50 is about RM13-16/month in water. That's about 27m3 of water a month. That's a daily water use of 902.7777777777778L/day based on the Sarawak water rates (that haven't been revised since 1992). That is way too much for one person. At best there is a leak; at worst there is a lot of unnecessary wastage. A single person who uses more than RM5/month in water (to qualify for the Sarawak state government free water rebate) needs to seriously reconsider their usage patterns. While I don't agree with a lot of the numbers of EPF's Belanjawanku 2024/2025 (especially in the housing costs), the utilities number (for singles at least) IMO is reasonably accurate, and IMHO is a benchmark to see if there is any excess spending that can be trimmed. |
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May 23 2025, 07:29 AM
Show posts by this member only | IPv6 | Post
#79
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Junior Member
500 posts Joined: Dec 2019 |
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May 23 2025, 07:31 AM
Show posts by this member only | IPv6 | Post
#80
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Junior Member
500 posts Joined: Dec 2019 |
QUOTE(haya @ May 23 2025, 07:24 AM) I note in other posts that you are taking care of your parents, so using the metric of a single person is not appropriate. Like many people here, I commend you for taking care of your parents in their old age and ill health. If you are taking care of someone, elderly or kids, they will be in the house most of the time. Hence the higher utility bills.Looking at Sarawak Energy's rates, electricity at RM150 a month would be easily a 500kWh consumption a month Electricity at RM180 a month would be easily a 670kWh consumption a month A single person consuming that much electricity a month has a lot of wastage. As a single household, my usage is about 200kWh/month. Some months I can keep it under 150kWh/month and get into the lowest tariff at RM0.18/kWh. That's a monthly electricity bill under RM30. People who are renting a room would have lower electricity consumption than a 1 person in a house. 3 months of water at RM40-50 is about RM13-16/month in water. That's about 27m3 of water a month. That's a daily water use of 902.7777777777778L/day based on the Sarawak water rates (that haven't been revised since 1992). That is way too much for one person. At best there is a leak; at worst there is a lot of unnecessary wastage. A single person who uses more than RM5/month in water (to qualify for the Sarawak state government free water rebate) needs to seriously reconsider their usage patterns. While I don't agree with a lot of the numbers of EPF's Belanjawanku 2024/2025 (especially in the housing costs), the utilities number (for singles at least) IMO is reasonably accurate, and IMHO is a benchmark to see if there is any excess spending that can be trimmed. For a single person, it will be lower if you spend half the day at work. |
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