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 EPF: Minimum monthly budget needed in major cities

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CommodoreAmiga
post May 22 2025, 01:01 PM

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QUOTE(moiskyrie @ May 22 2025, 12:41 PM)
Single but take care parent which no more work...
Is consider which category.....
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Single with one child...maybe Single with 2 child...because if parent no medical insurance and no savings to cover medical, you are the farked.
ZeroSOFInfinity
post May 22 2025, 01:01 PM

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QUOTE(lj0000 @ May 22 2025, 12:58 PM)
klang valley single car owner rm2800
rm20/day food
rm400 room rental
rm30 klinik
rm840 car
rm100 utlity
rm90 personal care
rm220 baju
rm180 pub
rm130 spare
rm150 savings

macam mission impossible
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There's your problem. Make way for public transport, you save about 500+ to 600... then baju you need to buy every month?
SUSAzurues
post May 22 2025, 01:02 PM

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Think it's pretty close to accuracy in average imo.

Living in penang really like klang valley level sudah
TSknwong
post May 22 2025, 01:04 PM

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QUOTE(homicidal85 @ May 22 2025, 12:59 PM)
what is the rm value actually?
total monthly cost of living?
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Belanjawan: Minimum level of expenditure required in order to live a reasonable life that is meaningful and sustainable

This post has been edited by knwong: May 22 2025, 01:13 PM
H4XF4XTOR
post May 22 2025, 01:04 PM

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QUOTE(-PuPu^ZaPruD3r- @ May 22 2025, 12:48 PM)
Minimum RM 5k for singles if u want good life
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the irony when people with income less than that but choose to make family with 2,3 kids. i really cannot brain
TSknwong
post May 22 2025, 01:06 PM

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QUOTE(MR_alien @ May 22 2025, 12:59 PM)
i'm not sure who did this research when kota kinabalu is no.3 and not no.1
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You need to move to KV to experience first. KK I agree expensive but outskirt a bit still affordable
lj0000
post May 22 2025, 01:08 PM

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QUOTE(ZeroSOFInfinity @ May 22 2025, 01:01 PM)
There's your problem. Make way for public transport, you save about 500+ to 600... then baju you need to buy every month?
*
missing
- ptptn bayar hutang
- health insurance rm200 take from baju money.
- savings to cover 6 month expenses, should minimum rm500 per month


the car, assume rm500/month loan payment, toll 100, petrol 200, maintenance 100 pun dah rm900
if no car, have to stay closer to lrt station, rent also higher. belum kira grab money yet. easily additional 300 400 also.


limfreelance
post May 22 2025, 01:10 PM

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senior old single 2.6K permonth?
topkek lah
pigi KKM tengok bawa BMW merc semua beratur kat situ
makan pon tak banyak... go hang flower ka
Chrix
post May 22 2025, 01:12 PM

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ts paste pic quality from 2002 with 80% compression
coconutxyz
post May 22 2025, 01:18 PM

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QUOTE(moiskyrie @ May 22 2025, 12:41 PM)
Single but take care parent which no more work...
Is consider which category.....
*
the saint category
mroys@lyn
post May 22 2025, 01:23 PM

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need to minus the 'shared' expenses such as rental.

QUOTE(knwong @ May 22 2025, 12:43 PM)
Add that 2 columns (Single + Senior) up la
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Stigonboard
post May 22 2025, 01:28 PM

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QUOTE(lj0000 @ May 22 2025, 12:58 PM)
klang valley single car owner rm2800
rm20/day food
rm400 room rental
rm30 klinik
rm840 car
rm100 utlity
rm90 personal care
rm220 baju
rm180 pub
rm130 spare
rm150 savings

macam mission impossible
*
Lol

Gaji rm2800 onli but want to use car monthly rm840 🤣🤣🤣🤣🤣
When im at your salary im taking the bus bro
MR_alien
post May 22 2025, 01:30 PM

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QUOTE(knwong @ May 22 2025, 01:06 PM)
You need to move to KV to experience first. KK I agree expensive but outskirt a bit still affordable
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i already did, that's how i know
it's almost impossible if not already impossible to find anything below RM10 in sabah today and outskirt won't make any different
whatever that u ate in kota kinabalu which is RM13 cost the same no matter where else in sabah u eat
it is not like here where KL is expensive at RM12, u can go out to klang or kuala selangor where it's RM7-8(this doesn't happen in sabah)

and everything in sabah is literally more expensive than in klang valley....the house is, the cars is, there is no public transport to compensate, everything else that you need daily is more expensive in sabah
so i don't know how klang valley's cost of living is higher than sabah
do u know how much the same tayar cost in klang valley vs sabah....the moment you know is the moment u know this chart is wrong
i know because i just changed the same tyre for my car in klang valley thn in sabah....all within 2 month difference and the price difference is insane


and i haven't even went to the salary part where the salary of sabahan is way lower than those in klang valley too

This post has been edited by MR_alien: May 22 2025, 01:33 PM
sonypshomer
post May 22 2025, 01:48 PM

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Ok lah Malacca is nice place to retire.

negeri kecik senang urus they said

- they/them
SUSM4A1
post May 22 2025, 01:49 PM

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syukurrrrrrrrrr
SourLemons
post May 22 2025, 01:50 PM

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QUOTE(DM3 @ May 22 2025, 12:34 PM)
Tipu JB need to spend more vs KV folks
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you'll be surprised the prices @ JB now due to singaporkean
evangelion
post May 22 2025, 01:51 PM

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QUOTE(MR_alien @ May 22 2025, 01:30 PM)
do u know how much the same tayar cost in klang valley vs sabah....the moment you know is the moment u know this chart is wrong
i know because i just changed the same tyre for my car in klang valley thn in sabah....all within 2 month difference and the price difference is insane
and i haven't even went to the salary part where the salary of sabahan is way lower than those in klang valley too
*
Bro, can share the tyre price here? I just changed too, it’s a SUV, normal tyre (not low-profile), brand is continental, about rm470.
lj0000
post May 22 2025, 01:58 PM

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QUOTE(Stigonboard @ May 22 2025, 01:28 PM)
Lol

Gaji rm2800 onli but want to use car monthly rm840 🤣🤣🤣🤣🤣
When im at your salary im taking the bus bro
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so cant fault fresh grad asking for rm3500 starting salary.
after deduct kwsp, tax take home less than 2800
haya
post May 22 2025, 02:00 PM

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QUOTE(moiskyrie @ May 22 2025, 12:48 PM)
Then like shit lol.....
Also where they pull the data from?
They own butt?
Health are rm 30 only....? Which era they stay.
Room rent rm 260....bullshit la....
Utilities rm 100......where got so cheap...
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While I agree with your assessment that a room rent of RM260/month is unrealistic, as single person, how much are your utilities?
nelson969
post May 22 2025, 02:04 PM

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QUOTE(lj0000 @ May 22 2025, 01:58 PM)
so cant fault fresh grad asking for rm3500 starting salary.
after deduct kwsp, tax take home less than 2800
*
3089.15 after 3500 deduct

https://payroll.my/

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