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 EPF: Minimum monthly budget needed in major cities

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kons
post May 22 2025, 02:08 PM

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how about with 5 children?
lj0000
post May 22 2025, 02:09 PM

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QUOTE(nelson969 @ May 22 2025, 02:04 PM)
3089.15 after 3500 deduct

https://payroll.my/
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you are right!
SUSKaya Butter Toast
post May 22 2025, 02:09 PM

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Bullshit. I'm single with 1 car and 1 bike, 17k also tak cukup
haya
post May 22 2025, 02:11 PM

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QUOTE(kons @ May 22 2025, 02:08 PM)
how about with 5 children?
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According to EPF people with 5 children don't exist
TSknwong
post May 22 2025, 02:11 PM

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QUOTE(kons @ May 22 2025, 02:08 PM)
how about with 5 children?
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In some culture in different parts of the world, having many children is a status symbol. At that level, no need to do Belanjawan
kons
post May 22 2025, 02:13 PM

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QUOTE(haya @ May 22 2025, 02:11 PM)
According to EPF people with 5 children don't exist
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some people with many wives have 10 children or more.

QUOTE(knwong @ May 22 2025, 02:11 PM)
In some culture in different parts of the world, having many children is a status symbol. At that level, no need to do Belanjawan
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min 20k i think
haya
post May 22 2025, 02:14 PM

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QUOTE(kons @ May 22 2025, 02:13 PM)
some people with many wives have 10 children or more.
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inb4 they don't contribute to EPF
MR_alien
post May 22 2025, 02:16 PM

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QUOTE(evangelion @ May 22 2025, 01:51 PM)
Bro, can share the tyre price here? I just changed too, it’s a SUV, normal tyre (not low-profile), brand is continental, about rm470.
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i'll give a realistic example of what i just paid
same type...both Viking City Tech CT6(185/60R14)

in klang valley, i can get RM140 for each donut....so i paid RM280 for both(3 months old)
in sabah...that very same tyre is RM250 each final price rclxub.gif ....so i paid RM500 for the same tyre but older by many months
in sabah, toyo proxes CR1 is also RM250/donut

and this is just viking, i haven't even go to better brand like continental, hankook yet
there's a reason lesser and lesser shops in sabah carry continental...it's getting too expensive
i know because i used to use continental CC5 thn CC6 and then that continental shop i used to go don't even sell continental anymore(but the shop big big continental outside)

This post has been edited by MR_alien: May 22 2025, 02:17 PM
Chrono-Trigger
post May 22 2025, 02:16 PM

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QUOTE(moiskyrie @ May 22 2025, 12:41 PM)
Single but take care parent which no more work...
Is consider which category.....
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your house is very big in heaven
xiaomoon
post May 22 2025, 02:22 PM

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melaka public transport is real shit lollll
DM3
post May 22 2025, 02:27 PM

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QUOTE(SourLemons @ May 22 2025, 01:50 PM)
you'll be surprised the prices @ JB now due to singaporkean
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not surprised memang high, when i balik PJ. things are cheaper/food etc
TSknwong
post May 22 2025, 02:30 PM

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QUOTE(DM3 @ May 22 2025, 02:27 PM)
not surprised memang high, when i balik PJ. things are cheaper/food etc
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If you just spend at where Singkies are spending of course expensive la. Gotta venture out a bit to where locals are spending. Still alright one
Juggerballz
post May 22 2025, 02:37 PM

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Yeah right, my company lorry driver earns RM3.5k monthly, wife is not working and has 3 kids. Also no problem pun.
Joker123
post May 22 2025, 02:41 PM

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if based on public transport, to reach home i need to add in additional 1 hour walk each back and forth....unless take taxi or grab
moiskyrie
post May 22 2025, 04:12 PM

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QUOTE(CommodoreAmiga @ May 22 2025, 01:01 PM)
Single with one child...maybe Single with 2 child...because if parent no medical insurance and no savings to cover medical, you are the farked.
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This happen to me lol....
My mom heart surgery.....
And after effect....
Now 20k+ in debt.....

QUOTE(haya @ May 22 2025, 02:00 PM)
While I agree with your assessment that a room rent of RM260/month is unrealistic, as single person, how much are your utilities?
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Electric monthly 150~190
Water 3 month 40~50
Unifi 140 (plan downgrade to 100mbps)
Mobile 40

theozis
post May 22 2025, 04:33 PM

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QUOTE(moiskyrie @ May 22 2025, 04:12 PM)
This happen to me lol....
My mom heart surgery.....
And after effect....
Now 20k+ in debt.....
Electric monthly 150~190
Water 3 month 40~50
Unifi 140 (plan downgrade to 100mbps)
Mobile 40
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Ur unifi cost 140 for 100 Mbps?
It is high if yes
Now is 89/99 only for 100Mbps
theozis
post May 22 2025, 04:38 PM

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Looking at some replies, obviously most assuming their own spending as minimum expenses
If 3K is insufficient to meet minimum expenses, then how they going to survive with?
Those 2,3K single or 5,6K income with 2,3kids will not have spending behavior like most of ktard here
Phoenix_KL
post May 22 2025, 04:42 PM

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epf not helpful.
what people want is

user posted image
theozis
post May 22 2025, 04:46 PM

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QUOTE(MR_alien @ May 22 2025, 02:16 PM)
i'll give a realistic example of what i just paid
same type...both Viking City Tech CT6(185/60R14)

in klang valley, i can get RM140 for each donut....so i paid RM280 for both(3 months old)
in sabah...that very same tyre is RM250 each final price rclxub.gif ....so i paid RM500 for the same tyre but older by many months
in sabah, toyo proxes CR1 is also RM250/donut

and this is just viking, i haven't even go to better brand like continental, hankook yet
there's a reason lesser and lesser shops in sabah carry continental...it's getting too expensive
i know because i used to use continental CC5 thn CC6 and then that continental shop i used to go don't even sell continental anymore(but the shop big big continental outside)
*
Yes , Sabah n sarawak house and food expenses are relatively high compared to most of Klang valley area, meanwhile average income is really low
I would say their food prices are almost same with KL PJ especially city center
Btw Klang food is no longer cheap

I m surprised and not surprised when know the difference of tyre prices at Sabah n Klang valley
Surprise bcoz of 100% difference
Not surprise bcoz of Sabah and Sarawak import almost everything from west Malaysia, that's why so big price gap

MR_alien
post May 22 2025, 04:57 PM

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QUOTE(theozis @ May 22 2025, 04:46 PM)
Yes , Sabah n sarawak house and food expenses are relatively high compared to most of Klang valley area, meanwhile average income is really low
I would say their food prices are almost same with KL PJ especially city center
Btw Klang food is no longer cheap

I m surprised and not surprised when know the difference of tyre prices at Sabah n Klang valley
Surprise bcoz of 100% difference
Not surprise bcoz of Sabah and Sarawak import almost everything from west Malaysia, that's why so big price gap
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not just tyres...i would say everything that we're buying on a daily basis is more expensive in sabah than in klang valley
another one is car battery shocking.gif
engine oil is also another one
fruits, vegetable are also more expensive because everything is shipped in via WM

so don't understand how the chart is like that doh.gif

and i can still get single digit food price in PJ, in bukit bintang if you know where to find it but i can't in sabah anymore
my mom recently come to klang valley and is shocked by how cheap here can be compared back in sabah

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