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 EPF: Minimum monthly budget needed in major cities

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haya
post May 23 2025, 07:37 AM

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QUOTE(loserguy @ May 23 2025, 07:31 AM)
If you are taking care of someone, elderly or kids, they will be in the house most of the time. Hence the higher utility bills.

For a single person, it will be lower if you spend half the day at work.
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That's why I said, it is not fair to use the EPF's Belanjawanku 2024/2025 numbers for a single person and call them "bullshit" when there are other factors like taking care of someone.

Taking care of kids is in either the "married couple with children" or "Single parent with children" category.
moiskyrie
post May 23 2025, 08:00 AM

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QUOTE(haya @ May 23 2025, 07:24 AM)
I note in other posts that you are taking care of your parents, so using the metric of a single person is not appropriate. Like many people here, I commend you for taking care of your parents in their old age and ill health.

Looking at Sarawak Energy's rates, electricity at RM150 a month would be easily a 500kWh consumption a month

Electricity at RM180 a month would be easily a 670kWh consumption a month

A single person consuming that much electricity a month has a lot of wastage.

As a single household, my usage is about 200kWh/month. Some months I can keep it under 150kWh/month and get into the lowest tariff at RM0.18/kWh. That's a monthly electricity bill under RM30.

People who are renting a room would have lower electricity consumption than a 1 person in a house.

3 months of water at RM40-50 is about RM13-16/month in water. That's about 27m3 of water a month. That's a daily water use of 902.7777777777778L/day based on the Sarawak water rates (that haven't been revised since 1992). That is way too much for one person. At best there is a leak; at worst there is a lot of unnecessary wastage.

A single person who uses more than RM5/month in water (to qualify for the Sarawak state government free water rebate) needs to seriously reconsider their usage patterns.

While I don't agree with a lot of the numbers of EPF's Belanjawanku 2024/2025 (especially in the housing costs), the utilities number (for singles at least) IMO is reasonably accurate, and IMHO is a benchmark to see if there is any excess spending that can be trimmed.
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For electric...
I did try to lower the usage...
Use fan only...
But nowday too hot need aircond to lower the temperature....
And becos old people don't know how to use those tv box,
They keep let it running without turn off...
Around 2~3 fan running whole day to circulate the air....

As for water, the manage bill me lump sum....
So I think that rm 5 discount not apply to me....
Manuk1188
post May 23 2025, 08:13 AM

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what to do, complaint, kena suruh moved out country. keep complaint, kena suruh go find your own gig-job, complaint further -- kena target by * ACT 2025 implemented. just be silence and swallow the difficulties... cool2.gif
haya
post May 23 2025, 08:14 AM

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QUOTE(moiskyrie @ May 23 2025, 08:00 AM)
For electric...
I did try to lower the usage...
Use fan only...
But nowday too hot need aircond to lower the temperature....
And becos old people don't know how to use those tv box,
They keep let it running without turn off...

Around 2~3 fan running whole day to circulate the air....

As for water, the manage bill me lump sum....
So I think that rm 5 discount not apply to me....
*
That's not the cost base for a single person as defined in EPF's Belanjawanku 2024/2025.

A single person using >500kWh/month to keep cool and running 2-3 fans the whole day to circulate the air is still too much.

For the comment about water, I don't understand that, so I will not comment further.

This post has been edited by haya: May 23 2025, 08:17 AM
TSknwong
post May 23 2025, 11:57 AM

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QUOTE(haya @ May 23 2025, 08:14 AM)
That's not the cost base for a single person as defined in EPF's Belanjawanku 2024/2025.

A single person using >500kWh/month to keep cool and running 2-3 fans the whole day to circulate the air is still too much.

For the comment about water, I don't understand that, so I will not comment further.
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When one stay in condo, the water rate is much much higher...no state government discount like how you stay on landed
haya
post May 23 2025, 12:13 PM

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QUOTE(knwong @ May 23 2025, 11:57 AM)
When one stay in condo, the water rate is much much higher...no state government discount like how you stay on landed
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If it is a real condo condo, can request to Change Water Tariff Classification to residential: https://service.sarawak.gov.my/web/web/home...a_view/311/297/

There is the gap/crack of commercial rates to water usage by residents living on the second and third floors of a shoplot building: https://www.theborneopost.com/2023/12/31/da...unit-residents/

(Note that I am talking in the context of Kuching/Sarawak costs)
SUSbadmilk
post May 23 2025, 12:29 PM

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/k alot of ppl here luxury lifestyle

My workers make do jer with 3/4k basic

Work in kl/ stay in semenyih-
Wife not working-

But memang b40 life

1) eat once a day- bekal from home
2) daily transport motor
3) weekend kfc with kids once
4) one myvi for family travel


Wife not working- one child

— alot of them like that-

Masih hidup with some saving after 3 years-work for me

U guys kecoh pula- 7k-

Lol

This post has been edited by badmilk: May 23 2025, 12:30 PM
moiskyrie
post May 23 2025, 03:41 PM

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QUOTE(haya @ May 23 2025, 08:14 AM)
That's not the cost base for a single person as defined in EPF's Belanjawanku 2024/2025.

A single person using >500kWh/month to keep cool and running 2-3 fans the whole day to circulate the air is still too much.

For the comment about water, I don't understand that, so I will not comment further.
*
Don't forget washing machine, fridge....
Water heater need off?
Stay at apartment...
So water is lump sum from management...

As for electric...
What can I do to reduce more wastage....
1 hp aircond x 3 (only 1 use at night for 1~2 hours)
1.5 hp aircond x 1 ( use the most as cover living and dining area)
Standing fan x 2 (whole day)
Desktop fan x 2 (whole day)
Washing machine 1~2 time / day (45~50 minute / session)
Water Heater main switch no off....(2 unit l, use for fee .minute)
Air fryer (few time / week, 30 ~ 60 minute)
Water filter....(cosway)
haya
post May 23 2025, 03:50 PM

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QUOTE(moiskyrie @ May 23 2025, 03:41 PM)
Don't forget washing machine, fridge....
Water heater need off?
Stay at apartment...
So water is lump sum from management...

As for electric...
What can I do to reduce more wastage....
1 hp aircond x 3 (only 1 use at night for 1~2 hours)
1.5 hp aircond x 1 ( use the most as cover living and dining area)
Standing fan x 2 (whole day)
Desktop fan x 2 (whole day)
Washing machine 1~2 time / day (45~50 minute / session)
Water Heater main switch no off....(2 unit l, use for fee .minute)
Air fryer (few time / week, 30 ~ 60 minute)
Water filter....(cosway)
*
As I said, no single person is using 4 fans a day. If they are, something is very wrong.

Same thing with washing machine. If a single person living environment is running 1-2 loads a day, the person needs more clothes.

Even air-conditioning, I just run it for a few hours at night to cool down the room so can sleep. Of course it varies, especially in the hot season sometimes need to run the air-conditioning overnight. I'm thrifty, not crazy.

For the water heater, is it possible to put a timer on it? So instead of running the whole day, just run for a few hours a day. That would bring down a lot of the electricity costs.

Air-firers relatively speaking don't use that much energy relative to its output. To cook the same thing with a electric stove or oven would draw more Watts.

I would get rid of the water filter. Kuching tap water isn't that bad: I drink straight out of it. But maybe boiling it might be more palatable for most people.
TSknwong
post May 23 2025, 05:02 PM

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QUOTE(haya @ May 23 2025, 03:50 PM)
As I said, no single person is using 4 fans a day. If they are, something is very wrong.

Same thing with washing machine. If a single person living environment is running 1-2 loads a day, the person needs more clothes.

Even air-conditioning, I just run it for a few hours at night to cool down the room so can sleep. Of course it varies, especially in the hot season sometimes need to run the air-conditioning overnight. I'm thrifty, not crazy.

For the water heater, is it possible to put a timer on it? So instead of running the whole day, just run for a few hours a day. That would bring down a lot of the electricity costs.

Air-firers relatively speaking don't use that much energy relative to its output. To cook the same thing with a electric stove or oven would draw more Watts.

I would get rid of the water filter. Kuching tap water isn't that bad: I drink straight out of it. But maybe boiling it might be more palatable for most people.
*
I just upgrade to a modern water purifier that only dispense hot water on the go...like Nespresso coffee machine.
It doesn't store hot water at all so really electricity saving
Justin.Loong
post May 23 2025, 06:13 PM

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QUOTE(MR_alien @ May 22 2025, 01:30 PM)
i already did, that's how i know
it's almost impossible if not already impossible to find anything below RM10 in sabah today and outskirt won't make any different
whatever that u ate in kota kinabalu which is RM13 cost the same no matter where else in sabah u eat
it is not like here where KL is expensive at RM12, u can go out to klang or kuala selangor where it's RM7-8(this doesn't happen in sabah)

and everything in sabah is literally more expensive than in klang valley....the house is, the cars is, there is no public transport to compensate, everything else that you need daily is more expensive in sabah
so i don't know how klang valley's cost of living is higher than sabah
do u know how much the same tayar cost in klang valley vs sabah....the moment you know is the moment u know this chart is wrong
i know because i just changed the same tyre for my car in klang valley thn in sabah....all within 2 month difference and the price difference is insane
and i haven't even went to the salary part where the salary of sabahan is way lower than those in klang valley too
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+1. nod.gif
When I visit my dealers in KK, Keningau, Tawau, Lahad Datu, Sandakan, etc.. the food can considered as expensive. moneyflies.gif moneyflies.gif moneyflies.gif
CommodoreAmiga
post May 24 2025, 10:51 AM

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QUOTE(moiskyrie @ May 22 2025, 04:12 PM)
This happen to me lol....
My mom heart surgery.....
And after effect....
Now 20k+ in debt.....
Electric monthly 150~190
Water 3 month 40~50
Unifi 140 (plan downgrade to 100mbps)
Mobile 40
*
Totally understand. I was also sandwich generation.
KenM
post May 24 2025, 11:02 AM

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QUOTE(CommodoreAmiga @ May 24 2025, 09:51 AM)
Totally understand. I was also sandwich generation.
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i currently am on digi mobile plan..rm53, 1gig data..monthly , takhabis guna pun..

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