What do you guys think?

Good for the lady.
Got assets such as properties.

Meanwhile we all still anjing in /k

ini malcom dupe siapa? eds?

Buat apa earn 15k

Sugarbabe

Nowadays i seen many advices not to invest in properties

Dia own ke rent from bank?

Properties are too illiquid.

It can take a long time for you to find out that it is not a wise investment, especially when you try to sell.

Stay away from properties unless you know what you are doing - which is very few people.

Rental industry.

Kena rented out to be sweets.

Agree.
I have a flat that I bought over 29 years ago that I want to sell. Even the decades long capital appreciation is not enough to get me a new unit these days. The rental income just enough to not starve. I think owning property for poor people is just a tool for forced saving. Have to be rich to earn significantly from property. Calculating the KWSP returns over the decades. If I don't count the rental income, I think putting the money in KWSP will get me almost double returns compares to the flat. If I can turn back time, I'll just all in KWSP.
I feel like all these years; I just helped the bank gets richer.

property lol

Yup true, the era of property investment are gone.

Not worth it, some people think they can flip the property for higher prices etc.. but actually not.

the multiple signs property bubble gonna burst thered?

This lherng making a lot of assumptions that property prices can go up to cover interest rates and exoenses.

This post has been edited by Drian: May 15 2025, 06:11 AM

i just wondering how buying a property is considered "forced saving" when it is so hard to liquidate the property and get back your saving. Yea, the property can appreciate in value but as long as there is no buyer, it is still on paper.

Plantation land better than house esp along west coast with development potential like Selangor n Greater JB. At least 10% annual returns.

Thats why buy only if u are staying in it. Leverage your salary for home loan. Instead of buying second property invest in bonds/stock/etf

Dont buy if u think u can rent it out airbnb then sell it away in less than 10 years. You get better returj from FD im not even kidding. Minus the headache of maintaining a property n dealing with tenant.

All those who stucked with high rise property stay silent like rape victim. They kena fucked in the ass, cant sell cant rent out. Stay quiet cos malu.

For some less deciplined people, without the mortgage, they will just spend it. I think I won't be even having this flat if I didn't start way back then. The rental helped pay for the loan, then again, after all this, there is still nothing much to shout for. A low cost flat is not enough for anything in these market.
Thus, the rental that helped with the loan can be a sort of forced saving.

This post has been edited by samftrmd: May 15 2025, 07:36 AM

Last Time i got a bos…like 7 years ago…

He used to hold up to 10 or 12 poorperty at one point. Then he saw that poorperty yinvestment not viable anymore.

Quickly sell almost all until left 2 units only. 1 for his own stay and just another one for rental.

he says era of poorperty yinvestment in merehsia is long gone edi.

This post has been edited by max_cavalera: May 15 2025, 07:40 AM

I agree.
I think I'm "lucky" that the investment property I bought is a low cost flat that the rental is affordable. Might have a harder time to rent out otherwise. At least not as consistent a rental income as what I have now. Then again, the rent money is so little, it takes so long to pay bay the bank and not even enough to retire with.

I got a real life story of my ex senior back in 2004-2006.

He bought Ridzuan Condo at Sunway Mentari area for rm270k.

You go look prop website how much that condo is being sold for subsale. Exactly the same price he bought from developer 20 years ago.

This post has been edited by max_cavalera: May 15 2025, 07:46 AM

Then I'm glad I could only afford low cost flat back then. At least I can sell it off easier lol
That condo price now is just 70k slightly higher than my low cost flat price these days. Crazy.

If she’s servicing loans for the properties she’s not owning it

He was almost bankrupt then success due to property. U tink he wont all in property? Its classic gambler syndrome.

let me share some +ve return story. got one uncle bought two corner lot terrace houses in bandar puteri in circa 2003/5 at 750k per unit. sold one at 1.5mil in circa 2010 and the other one at 2.5mil in circa 2022.

'Can invest property but only in good location, u lose money bcs u location not good ' advice from guru to anyone who attended his class..so this is student problem not guru problem
Hahahahahahah

no picture?

how to see her asset.

as


My pren bought industrial land from old factory nearby Klang turn it into temporary storage for shipping container .
Rm80 per sqft ...less than 44k sqft ..he say price now can fetch rm200 psf.

For plantation ,oil palm fruit fluctuate a lot ...this month may break 700 new low ...
U can tahan 2.5 years without any income for new oil palm plantation or not ??? Land in my area cost more than 110k / acre with good road accessibility..

those who accumulated enough land in the 70/80s sure laughing now cause it only cost less than 10k for 6 acre compared to no less than 600k in today price ..

location location location!

They always say this statement , so that they can never be wrong. Same thing for if you get good stocks , you'll always earn money.

To me it's a pointless advice. Anything that doesn't make money just blame on wrong location, wrong stock.

That one really your senior fault. 90-95% of properties in klang valley , at 2004/2006 would have made money , but your senior had to be in the 5% population.

This post has been edited by Drian: May 15 2025, 09:50 AM

He needs to create hype and exaggerate property returns because he is in that business itself both as a property investment influencer and property investor.

The lady still single?

tunjuk ketiak min 25k if looker.
i know because my friend just reupload also 10k until he got banned by the platform.
women really have it easy la

When land price can appreciate 50x, won't care about how much oil palm fruit price lah unless livelihood depends on it

U forgot..he also has share or own a renovation company. Also act as consultant.

U tell ppl dun buy hse apa dia eat?

property in msia is not a good investment
low rental, difficult to sell, difficult to maintain, high interest...
better buy oversea shares, unit trust etc...

Nobody cares. Why should you?

He is very strategic in what info he shares and how he shares it
He'll always say if know where to look can find those properties with positive rental ROI

However, he doesn't calculate wear and tear, maintenance fees, and even assessment taxes when calculating his ROI. I'm sure he does for his own use, but when he shares his ROI publicly, he never does

tauke property everyday looking toward future, tell his lackies should look to the future also. so his houses priced according to how his uncle scrooge swimming pool height will be in future.

This post has been edited by GHBZDK: May 15 2025, 01:05 PM

Is a trap LELELELELEL

It just for the descendent.

Or char siew

If including maintenance, cukai tanah pintu IWK lawyer fee to title transfer from developer to owner (if condo) etc. Damn the moneh spent is alot.

Not kira the loan interest yet.

This is called being generic. You make statements that are "high level" and non specific.
He cannot offer you specifics , or else if it doesn't turn out well , his prediction will be proven wrong black and white.



It's the same with any investment vehicle.

If you choose a good company, the shares will go up big time .
If the company has good management, the shares will go up big time.

To me statements like this has really no value.

For eg:-

If I bought Nvidia 10 years ago .





Notice if you use a generic high level statement, he can show that he is right regardless of the outcome.

This post has been edited by Drian: May 16 2025, 09:15 AM

A good way for people to evaluate the value of financial "gurus"

Actually even when local/foreign IBs share their direct buy-sell recommendation/TP also can go holland. Really every1 is just guessing and hoping their assumption works out.