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 KWSP withdrawal to buy home

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GamersFamilia
post Mar 10 2025, 11:15 PM

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QUOTE(knwong @ Mar 10 2025, 05:12 PM)
Why only put wife name?
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Blacklisted maybe 🤔🔥
xHj09
post Mar 10 2025, 11:29 PM

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QUOTE(gashout @ Mar 10 2025, 06:29 PM)
My friend's husband also pays for her installemnt
House under her name.

It all depends the quality of woman you marry.
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this.

seriously tho, so many ktards have trust issues with their wife?

i didnt even hesitate to straight up put my wife's name in S&P twice while only using my name for loan.
Porkycorgi5588
post Mar 11 2025, 09:39 AM

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QUOTE(xHj09 @ Mar 10 2025, 11:29 PM)
this.

seriously tho, so many ktards have trust issues with their wife?

i didnt even hesitate to straight up put my wife's name in S&P twice while only using my name for loan.
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human nature.
Avangelice
post Mar 11 2025, 09:44 AM

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QUOTE(xHj09 @ Mar 10 2025, 11:29 PM)
this.

seriously tho, so many ktards have trust issues with their wife?

i didnt even hesitate to straight up put my wife's name in S&P twice while only using my name for loan.
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Because not all of us were raised in happy families so we have learnt not to give 100% trust and everything onto another human being
YLT
post Mar 11 2025, 10:11 AM

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You ppl do realize some married for many years still divorced. right? it gonna be very messy in the process of divorce. if agreement not reach.


Avangelice
post Mar 11 2025, 10:14 AM

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QUOTE(YLT @ Mar 11 2025, 10:11 AM)
You ppl do realize some married for many years still divorced. right? it gonna be very messy in the process of divorce. if agreement not reach.
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If the Uber rich like bezzos can be fucked over by a divorce what more can we say about us phlebs.
foofoosasa
post Mar 11 2025, 10:19 AM

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QUOTE(YLT @ Mar 11 2025, 10:11 AM)
You ppl do realize some married for many years still divorced. right? it gonna be very messy in the process of divorce. if agreement not reach.
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Men should learn protect themselves in marriage. Modern marriage doesn't benefit men at all. As a man,if you have shitty partner seriously will got you into big trouble like 15 years backward in term of financial and no peaceful life.
xHj09
post Mar 11 2025, 01:26 PM

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QUOTE(Avangelice @ Mar 11 2025, 09:44 AM)
Because not all of us were raised in happy families so we have learnt not to give 100% trust and everything onto another human being
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But still, if the wife sacrifices a lot for husband, the least a husband could do is give them proper recognition even if in the end it doesn’t work out.

Chances for divorce are usually caused by men.

Anyway, to each their own.
poweredbydiscuz
post Mar 11 2025, 01:33 PM

 
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QUOTE(Avangelice @ Mar 10 2025, 05:51 PM)
I know this is serious kopitiam but that's just a dumb move. Why the heck are you using YOUR retirement money on HER house?
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Because he will be living in HER house?
TSivzh
post Mar 11 2025, 03:08 PM

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mega_shok.gif
clarify the situation, This will be my 4th property (2 inherited / 2 under mortage), this will be her first. My wife has been sacrifying alot for the family... if things go sore in the end, then that's it.


Avangelice
post Mar 11 2025, 03:48 PM

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QUOTE(ivzh @ Mar 11 2025, 03:08 PM)
mega_shok.gif
clarify the situation, This will be my 4th property (2 inherited / 2 under mortage), this will be her first.  My wife has been sacrifying alot for the family... if things go sore in the end, then that's it.
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I don't wanna be an annoying asshole but bare in mind if a divorce happens, you has rights to get 50% of all properties.

Okay I have beaten the dead donkey enough as I don't wanna side track the topic
adamhzm90
post Mar 12 2025, 10:51 AM

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so have you contacted epf?
would be interesting if its possible
gashout
post Mar 12 2025, 01:19 PM

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QUOTE(ivzh @ Mar 11 2025, 03:08 PM)
mega_shok.gif
clarify the situation, This will be my 4th property (2 inherited / 2 under mortage), this will be her first.  My wife has been sacrifying alot for the family... if things go sore in the end, then that's it.
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Women do sacrifice a lot.

9 mths pregnant. Doesn't go to work. Focus on family. Let husband fly in career. Priceless sacrifices I call this.


QUOTE(Avangelice @ Mar 11 2025, 03:48 PM)
I don't wanna be an annoying asshole but bare in mind if a divorce happens, you has rights to get 50% of all properties.

Okay I have beaten the dead donkey enough as I don't wanna side track the topic
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Money isn't everything. Learn to live with heart than money money money

People sacrifice their youth and time for the family. She deserves something she can call her own.
jojolicia
post Mar 12 2025, 01:52 PM

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QUOTE(ivzh @ Mar 11 2025, 03:08 PM)
mega_shok.gif
clarify the situation, This will be my 4th property (2 inherited / 2 under mortage), this will be her first.  My wife has been sacrifying alot for the family... if things go sore in the end, then that's it.
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Just go ahead with your plan. A happy wife a happy man.

Go kwsp counter ask. I doubt they allow. Just go clarify for a straight answer.

Regardless your name, wife name, same same la.. It's matrimonial assets, it's equal share under matrimonial division.

This post has been edited by jojolicia: Mar 12 2025, 01:55 PM
sheng
post Mar 17 2025, 10:06 AM

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out of topic question....those who have withdraw recently for housing...
Do they require original housing loan letter or just the photocopy will do?
max_cavalera
post Mar 17 2025, 10:10 AM

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QUOTE(ivzh @ Mar 10 2025, 05:28 PM)
Plan to buy a house for long term stay, the house will be only under my wife name. Loan will be under her name.

However, in this case can i withdraw from my account 2 for the initial payment if it's not joint name? or anyway to go around?
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Can. But not during the purchase process. After the purchase process.

You can do spousal withdrawal to reduce the wife house loan principle.

I did it once for my wife house.
jasonloke
post Mar 17 2025, 12:00 PM

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cannot as long as you no name on this house or HP loan
adamhzm90
post Mar 17 2025, 12:29 PM

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QUOTE(max_cavalera @ Mar 17 2025, 10:10 AM)
Can. But not during the purchase process. After the purchase process.

You can do spousal withdrawal to reduce the wife house loan principle.

I did it once for my wife house.
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the money goes into the loan account or your savings account?
gashout
post Mar 17 2025, 02:54 PM

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QUOTE(adamhzm90 @ Mar 17 2025, 12:29 PM)
the money goes into the loan account or your savings account?
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Loan account. Off set.

Don't even imagine you can withdraw it..

I've tried 🤣
Lucas0323
post Mar 17 2025, 04:31 PM

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QUOTE(sheng @ Mar 17 2025, 10:06 AM)
out of topic question....those who have withdraw recently for housing...
Do they require original housing loan letter or just the photocopy will do?
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Can ask frm bank u can just tell them u wanna withdraw frm kwsp and need document then they will prepare mine I gt 2 copy so one i keep other to kwsp office.

 

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