Plan to buy a house for long term stay, the house will be only under my wife name. Loan will be under her name.

However, in this case can i withdraw from my account 2 for the initial payment if it's not joint name? or anyway to go around?

I think cannot. Your name has to be in S&P agreement

Cannot. No way to go around.

Why only put wife name?

No need joint name, spouse of owner can

i did withdrawal, very smooth, but it's under my own name

maybe give epf a call tomorrow morning for best answer... and let us know.

EPF is allowed for withdrawal of house loan or house purchase/building under spouse

of course can .. I suggest you visit the nearest KWSP for detailed info provided by the officers there, they will also provide you the checklist on what to do and to be prepared (eg. documents) .. dont read online because it will confuse you

I know this is serious kopitiam but that's just a dumb move. Why the heck are you using YOUR retirement money on HER house?

To answer your question, yes it can be done. Just go epf with all the documents.

My friend's husband also pays for her installemnt
House under her name.

It all depends the quality of woman you marry.

Dont be stupid. Put both names

U pandai and EPF not stupid. The agreement must had the buyer name. If ur name takde sorry kenot.

This post has been edited by kcchong2000: Mar 10 2025, 06:42 PM

Tak payah. Go read spouse withdrawal

He pandai, EPF really not stupid by allowing spouse withdrawal

https://www.kwsp.gov.my/en/member/house-wit...ce-housing-loan


This post has been edited by cuddlybubblyteddy: Mar 10 2025, 06:51 PM

Ya. If under wife wife name why you need to take money from epf to pay?

U are blacklisted so under wife name?

Thanks all concern and suggestion. So, it's doable.

Sometimes, in marriage, difficult to divide equally, particular has been together for 20years++

Cannot. Read at facebook people mentioning only can withdraw for reduce loan amount, wont go direct to your account.

This post has been edited by adamhzm90: Mar 10 2025, 08:32 PM

reduce loan amount and instalment all go to your own account ya

probably first property loan amount.
ie. husband got house already, wife dont have.

that being said, if you buy property with wife name and you not just pay 50%, but pay 100%, I hope your relationship really strong.

LOL kan. I hope no one end up dead after house is fully paid. I watched TV alot. Takut